Auto Loans in Phelps, NY 14532

Shopping for a car loan in Phelps, NY? Comparing average interest rates from local lenders can save you money and speed up your approval process. Knowing your options puts you in control of finding the best deal for your budget.

Whether you’re buying new or used, exploring flexible loan terms with trusted Phelps lenders helps you drive away with confidence. Take a moment to compare offers and discover affordable rates tailored to your needs right here in the Finger Lakes region.

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5.09 - 9.84 %

6 - 7 Yrs

∞

5.2 - 7.55 %

3 - 7 Yrs

∞

5.24 - 6.99 %

3.1 - 7 Yrs

∞

5.24 - 7 %

3.1 - 7 Yrs

∞

5.28 %

1 - 8 Yrs

∞

5.29 - 16.79 %

3.5 - 6.5 Yrs

∞

5.34 - 7.59 %

∞

5.35 - 6.75 %

3 - 7 Yrs

∞

5.44 - 7.32 %

∞

5.44 - 8.39 %

4 - 7 Yrs

∞

Today’s Vehicle Loan Rates & Analysis - Updated on 2026-AUG-28

Credit Union Loan Rates - Trends & Analysis:

Sidney's auto loan rates range from 5.09% to 9.84% APR today, showing no change from 7 and 30 days ago but down from 60 and 90 days ago. Motorcycle loans have a fixed rate of 6.09% APR today, which is steady compared to 7 and 30 days ago but lower than 90 days ago. Affinity's auto loan rates range from 4.94% to 7.55% APR today. These rates are unchanged from 7 and 30 days ago but are down from 60 and 90 days ago. Usalliance vehicle loans range from 5.24% to 6.99% for auto loans. These rates show no change compared to 7 and 30 days ago. The terms remain steady with no variation in the past 90 days.

Municipal's auto loans with an APR range of 4.99% to 7% . Unchanged compared to 7, 30, 60, or 90 days ago. Jovia Financial's auto loan rate is 5.28% APR today. This rate shows no change from 60 and 90 days ago. No other terms or loan types are listed for comparison. Centra's auto loan rates range from 4.99% to 16.79% APR today, with no change from 7 or 30 days ago but down from 60 and 90 days ago. Other loan rates are between 6.75% and 19.25% APR, showing no change from 7 and 30 days ago and down from 90 days ago.

Hudson Valley's auto loan rates range from 5.34% to 7.59% APR today. These rates are unchanged from 7 and 30 days ago but are up compared to 60 and 90 days ago. The Summit's auto loans with APRs ranging from 4.95% to 6.75% , showing no change from 7 or 30 days ago but a slight increase from 60 and 90 days ago. Recreational loan rates are between 6.35% and 7.15% , remaining steady compared to 7, 30, and 60 days ago. Heritage Financial's auto loan rates range from 4.99% to 7.32% APR, which is up from 7 days and 30 days ago. Motorcycle loans are steady at 7.49% APR, while recreational vehicle loans remain unchanged between 6.5% and 7% APR.

Dupaco Community's auto loans with APRs ranging from 4.99% to 8.39% and recreational loans from 7.09% to 10.04% . Unchanged compared to 7 and 30 days ago. Both loan types have steady rates across all recent periods.

🏦 Local Lenders in Phelps, NY

FINGER LAKES FEDERAL CREDIT UNION — 1934 STATE ROUTE 96 PHELPS NY 14532

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🏘️ All the Lenders Available in Ontario County, NY

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✅EMPOWER 3025 CREDIT UNION

✅FINGER LAKES FEDERAL CREDIT UNION

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