Vehicle Loans in Schenectady, NY

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Lender
APR
Term
Link
Info
sfcuonline
5.09 - 5.99 %
6 - 7 Yrs
usalliance
5.24 - 6.99 %
3.1 - 7 Yrs
greylock
5.29 %
6 Yrs
hvcu
5.34 %
mhvfcu
5.39 - 5.64 %
3 - 5.5 Yrs
corningcu
5.49 - 17.49 %
visionsfcu
5.49 %
7 Yrs
empowerfcu
5.49 - 6.74 %
3 - 7 Yrs
bethpagefcu
5.53 %
5 - 8 Yrs
kinecta
5.54 - 6.19 %
7 Yrs

Today’s Vehicle Loan Rates & Analysis - Updated on 2026-AUG-28

Credit Union Loan Rates - Trends & Analysis:

Sidney's auto loan rates range from 5.09% to 9.84% APR today, showing no change from 7 and 30 days ago but down from 60 and 90 days ago. Motorcycle loans have a fixed rate of 6.09% APR today, which is steady compared to 7 and 30 days ago but lower than 90 days ago. Usalliance vehicle loans range from 5.24% to 6.99% for auto loans. These rates show no change compared to 7 and 30 days ago. The terms remain steady with no variation in the past 90 days. Greylock's auto loans with APRs ranging from 5.29% to 7.54% , showing no change from 7, 30, or 90 days ago. Recreational vehicle loans have rates between 8.14% and 10.39% , which have also stayed the same over the past 7, 30, and 90 days.

Hudson Valley's auto loan rates range from 5.34% to 7.59% APR today. These rates are unchanged from 7 and 30 days ago but are up compared to 60 and 90 days ago. Mid–Hudson Valley has auto loan rates ranging from 5.39% to 5.64% APR today, which is unchanged from 7 and 30 days ago but up from 30 and 60 days ago. Recreational loan rates are between 7.25% and 7.75% APR, with no change over the past 7, 30, or 60 days. Corning's auto loan rates range from 5.49% to 17.49% APR with no change in the past 7, 30, or 60 days. Motorcycle loans have a steady rate of 6.49% APR, while recreational vehicle loans range from 6.99% to 8.74% APR, also showing no change over the same periods.

Visions's auto loans with APRs ranging from 5.49% to 9.99% , which are unchanged from 7 and 30 days ago but down from 60 and 90 days ago. Recreational vehicle loans have rates between 10.74% and 11.24% , showing no change over the past 7 and 30 days. Empower's auto loan rates range from 4.99% to 13.24% APR today. The minimum rate is the same as 7 days ago but lower than 30 and 60 days ago. The maximum rate is higher than 7 days ago and 90 days ago but higher than 30 and 60 days ago.

Bethpage's auto loan rates range from 5.53% to 5.88% APR today. Unchanged compared to 7, 30, 60, or 90 days ago. Kinecta's vehicle loan rates for Auto loans range from 5.54% to 6.19% APR, and Motorcycle loans range from 6.24% to 6.74% APR. These rates have shown no change compared to 7 and 30 days ago. Recreational loan rates are between 8.09% and 8.49% APR, also with no change over the same periods.

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