Personal Loans in Schenectady, NY

Looking for a personal loan in Schenectady, NY? Compare offers from trusted local lenders to find flexible terms that fit your budget and goals. Whether it’s for home improvements, debt consolidation, or emergencies, you’ll get clear options tailored to your needs.

Take control of your finances with quick, easy loan comparisons right here in Schenectady. Enjoy friendly service and competitive rates from lenders who understand the community. Start your search today and find the personal loan that works best for you.

Filters

Lender
APR
Term
Amount
Link
Info
bcu
4.64 - 8.49 %
empowerfcu
5.24 - 10.99 %
2.1 - 15 Yrs
americu
5.75 - 17.99 %
1 - 5 Yrs
2,000 - $50,000
greylock
6 - 14 %
15 Yrs
1,000 - $25,000
penfed
6.09 - 17.99 %
5 Yrs
$50,000
affinityplus
6.24 - 15.24 %
0.8 - 10 Yrs
2,500 - $20,000
mycfcu
6.99 - 11.25 %
0.1 - 5 Yrs
firsttechfed
6.99 - 13.65 %
2 - 7 Yrs
35,000 - $50,000
mhvfcu
7.49 - 12.99 %
$25,000
nasafcu
7.79 - 18 %
1 - 7 Yrs
$30,000

Today’s Personal Loan Rates & Analysis - Updated on 2026-AUG-28

Credit Union Loan Rates - Trends & Analysis:

Baxter's personal loan has a 7.49% APR today, which is up from 6.99% thirty and sixty days ago but unchanged from seven days ago. The credit builder loan remains steady at 4.5% APR with no changes in the past 30 days. Empower's Personal loan has a minimum APR of 5.24% today, unchanged from it was 7 days ago. This rate is lower than the 6.49% APR from 30 and 60 days ago. Americu's Holiday loan has an APR of 5.75% , which has stayed the same over the past 7, 30, and 60 days. The Signature, personal & unsecured loans have a 9.24% APR with no change from 7, 30, 60, or 90 days ago.

Greylock's several personal loan choices with fixed APRs that have stayed the same over the past 7, 30, 60, and 90 days. For example, the unsecured personal loan up to $25, 000 has an APR of 7.75% , while the personal loan for amounts up to $2, 500 carries an APR of 9.99% . Both rates have not changed recently. Pentagon's personal loans with an APR of 6.09% today, unchanged from it was 7 and 30 days ago. This rate has remained steady over the past month. Affinity Plus has a Credit builder loan with an APR of 6% , which has stayed the same over the past 7, 30, 60, and 90 days. Their Homeowner debt consolidation loan is at 6.99% APR today, down from 7.74% seven days ago but unchanged from 30, 60, and 90 days ago.

Cfcu Community has a personal loan with an APR of 6.99% today. This rate has stayed the same over the past 7, 30, 60, and 90 days. The consistent rate makes it easy to understand the cost of borrowing over time. First Technology's Fixed–rate loan has an APR of 6.99% , which has stayed the same over the past 7, 30, 60, and 90 days. The Personal line of credit carries an APR of 12.5% , also unchanged from 7 and 30 days ago. Mid–Hudson Valley's personal loans and debt consolidation loans with an APR of 7.49% . These rates have stayed the same over the past 7, 30, 60, and 90 days. The line of credit has a higher APR at 12.99% , which also hasn't changed during that time.

Nasa's Cashline line of credit has a fixed APR of 11.49% , unchanged from 30 days ago. The Home improvement loan and Personal unsecured loan both have a 7.79% APR today, which is up from 7.69% seven and 30 days ago. The Personal unsecured loan's rate is higher than it was 60 and 90 days ago, when it was 7.44% .

🏦 All Local Lenders in Schenectady, NY

Lender NameBranch AddressOffice ServicesLender Snapshot
BROADVIEW FEDERAL CREDIT UNION
1101 NOTT ST SCHENECTADY NY 12308
ATM
P2P
E-Statements
E-Signature
Assets: $8,945,023,510
Deposits: $550,025,253
Net Worth: $748,058,930
Employees: 1467
Members: 496,735

🏘️ All the Lenders Available in Schenectady County, NY

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Why compare Personal Loans in Schenectady, NY on LendMesh

If you’re searching for a personal loan in Schenectady, NY, it’s worth taking the time to compare multiple lenders on LendMesh. Different lenders offer a range of rates and terms, so exploring your options helps you find more affordable and flexible financing that suits your needs. Keep checking back to discover better deals and make informed choices for your financial goals.

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