Broadview Credit Union Schenectady NY | Affordable Vehicle Loans & Business Banking

Introduction

Welcome to Broadview, your trusted financial partner located at 1101 Nott St, Schenectady, NY 12308. Since our establishment in 1934, we have proudly served our community with a commitment to reliability and exceptional service. With over 496,735 members and total assets exceeding $8,945,023,510, we are dedicated to helping you achieve your financial goals. At Broadview, we understand that every member's journey is unique. That's why we offer a range of services tailored to meet your needs, from personal banking solutions like checking and savings accounts to specialized auto loans and mortgage refinancing. With total deposits of $550,025,253 and a strong net worth of $748,058,930, you can trust us to safeguard your money while helping you grow your wealth. Our leadership team is committed to fostering a supportive environment for all members. Under the guidance of CEO Michael Castellana and Board President Patrick Kelly, our dedicated staff of 1,467 employees works tirelessly to ensure your experience is smooth and rewarding. Whether you're visiting us for business banking or personal loans, you'll find knowledgeable representatives ready to assist you. While members can visit us at our branch location for all their banking needs, official correspondence should be sent to the same address: 1101 Nott St, Schenectady, NY 12308. Ready to take the next step? Visit our website at broadviewfcu.com or call us at 518-452-8234 during our lobby hours from 9 AM to 5 PM on weekdays. Let Broadview help you navigate your financial future!

Branch History & Mission

Commitment to Community

Broadview is more than just a credit union; we are an integral part of the Schenectady area. We actively engage in community outreach initiatives that support local events and organizations. Our partnerships help us give back and ensure that we play a role in making Schenectady a better place for everyone. While you can visit us at 1101 Nott St for personal assistance or use our ATM services available on-site, we also have shared service centers for your convenience. And don't hesitate to reach out we're just a phone call away at 518-452-8234. As we look towards the future, we invite you to join us at Broadview. Experience firsthand the benefits of being part of a cooperative where member needs come first. Together, let's build a stronger community through shared success! For more information or to become a member today, visit our website.

Our Mission

At Broadview, our mission is simple yet profound: to provide financial services that enhance the lives of our members while contributing positively to the communities we serve. We believe in fostering financial literacy and promoting economic well-being. Whether you're opening your first savings account or seeking advice on purchasing your dream home, our dedicated team is here to guide you every step of the way. With total assets exceeding $8.9 billion, we are well-equipped to meet your financial needs through various offerings such as checking and savings accounts, auto loans, mortgage refinancing, personal loans, and business banking solutions. We also pride ourselves on embracing technology; with features like online banking and mobile payments available, managing your finances has never been easier.

Branch Location & Accessibility

Convenient Access and Amenities

Finding us is easy! Our location provides ample parking for your convenience. Plus, we prioritize accessibility for all members, ensuring that our facilities are compliant with ADA standards. Whether you prefer to visit in person or utilize our ATM services available on-site, we've got you covered.

Let's Connect!

If you have any questions or would like more information about how we can assist you, please don't hesitate to give us a call at 518-452-8234. We look forward to welcoming you into our branch soon!

Operating Hours Designed for You

At Broadview, we understand that everyone has different schedules. That's why we're open from 9 AM to 5 PM Monday through Friday. Our operating hours are tailored to accommodate your needs, whether you want to handle your personal banking or inquire about loans and financial services.

Services Tailored for Your Needs

We offer a variety of services designed to help you manage your finances effectively. From checking and savings accounts to auto loans and mortgage refinancing, Broadview has the right options for you. Additionally, if you're a member of a partner credit union, feel free to take advantage of our shared services for basic transactions like deposits and withdrawals. While members can visit us at 1101 Nott St, official correspondence should be sent to the same address as our mailing address: 1101 Nott St, Schenectady, NY 12308.

Member Eligibility

At Broadview, we believe that everyone deserves the chance to be part of a welcoming and supportive financial community. Becoming a member is straightforward! If you live, work, or worship in our local area, you're likely eligible to join us. We welcome individuals from various backgrounds, and we're committed to helping you achieve your financial goals. To learn more about specific eligibility details, feel free to check out our resource at . Joining Broadview not only gives you access to a range of financial services like personal banking, loans, and credit cards but also connects you with a team that genuinely cares about your success. Ready to get started? You can open an account easily by visiting this link: https://app.loanspq.com/apply.aspx?enc=kw21wblm1yxpjjabdozady7h5w9ku4hahiq0xwz9x48i-jwj716_xlwlrrzqrfhaepzmdmhvqvtxnytwtlvcgw or by giving us a call at (518) 452-8234. We're excited to have you on board and look forward to serving you at our branch located at 1101 Nott St Schenectady Ny 12308!

Business Banking & Commercial Services

Business Loans Tailored for You

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $618 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $14 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $715,018,024, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services That Make Transactions Easy

In addition to loans, we offer robust merchant services tailored for today's businesses. Picture a retail store owner who can accept payments effortlessly through our integrated payment solutions this means more satisfied customers and quicker sales. Our services ensure that managing transactions is simple and efficient, allowing you to focus on what matters most: growing your business. Explore how Broadview can partner with you on your journey to success at our branch located at 1101 Nott St Schenectady Ny 12308, Schenectady, NY. Let us be part of your story!

Comprehensive List Of Services

Business Banking Services

For local businesses, we offer tailored solutions such as Merchant Services & Business Loans. These services empower you to efficiently manage transactions and grow your business without the usual stress associated with financing.

Convenient Access Points

To make banking even easier for you, we have an ATM available for quick cash withdrawals and balance checks. Additionally, if you are a member of a partner credit union, our branch supports basic shared transactions like deposits and withdrawals so that you can access your funds wherever you are. At Broadview, we prioritize accessibility and customer satisfaction. If you're interested in any of our services or have questions about how we can assist with your financial needs, don't hesitate to reach out! You can call us at 518-452-8234 during our lobby hours from 9:00 AM to 5:00 PM, Monday through Friday. Experience the difference at Broadview where your financial well-being is our top priority! For more information about opening an account or exploring our services further, visit us online at Broadview.

Personal Banking Solutions

We understand that managing personal finances can sometimes feel overwhelming. That's why we offer Checking & Savings Accounts that come with features designed for easy access and management. With our Online & Mobile Banking, you can check balances, transfer funds, and pay bills right from your smartphone or computer making banking simple and accessible anytime, anywhere. If you're considering purchasing a new car or refinancing your current vehicle, our Auto Loans & Vehicle Financing options provide competitive rates and flexible terms to fit your budget. For those looking to invest in their dream home, our Mortgage Loans & Refinancing services offer guidance through every stage of the home-buying process.

Support for Your Financial Goals

We know life can throw unexpected challenges your way. Our Personal Loans & Debt Consolidation options can help you manage expenses and consolidate debts into manageable payments. Plus, our Credit Cards with Rewards allow you to earn points on everyday purchases, giving you added value while you spend.

Digital & Online Banking

Convenience at Your Fingertips

For added convenience, our mobile application is available for download, putting banking right in your pocket. This means you can manage your finances while waiting in line or during your commute. Plus, if you ever need to send money to friends or family, our person-to-person transfers make it easy and quick. At Broadview, security is our top priority. All transactions through our online banking platform are protected with advanced encryption technology. You can bank confidently knowing that your personal information is safe. With these digital tools, managing your money has never been easier or more efficient. Explore all the ways we can help simplify your financial life by visiting us at https://www.broadviewfcu.com/ today!

Key Features of Our Digital Services

Our online banking services give you complete control over your finances 24/7. You can view your account balances, transfer funds, and pay bills all from the comfort of your device. Plus, with features like electronic signature authorization, you can sign documents securely without needing to visit a branch. Need to keep track of your statements? We provide e-statements so you can receive all your account information electronically no more paper clutter! And if you're looking to make payments quickly, our mobile payments feature allows you to send money with just a few taps on your phone.

Financial Strength

Commitment to Excellence

Our operational efficiency is evident in our net income of $0, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 1,409 full-time employees and 58 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable and committed team.

Growing Together

We have cultivated a strong member base with a total of 1,233,168 share accounts, reflecting the trust placed in us by our community. With net shares available for lending and investments totaling $35,585,425, we stand prepared to meet your needs now and into the future. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing or planning for the future, Broadview is your trusted partner. Visit us at 1101 Nott St Schenectady NY 12308 or call 518-452-8234 to learn more about how we can help you achieve your financial goals.

Investing in Your Future

With $442,644,571 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our capacity to lend is reflected in the $29,827 in used auto loans and an impressive total of $6,696,828,197 in total loans and leases, supporting your financial goals across various sectors.

Member-Centric Savings

Members' savings are secured through $1,446,874,415 in share certificates and $2,398,842,154 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $100,000, we ensure that our resources focus on benefiting you through better loan rates, lower fees, and exclusive perks.

Solid Foundation

With a net worth of $748,058,930, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 8.35% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $244,633,427 in used vehicle loans and $1,171,611,238 in new vehicle loans already helping members get on the road. Whether you're considering a brand-new model or a reliable used vehicle, our financing solutions make it easier than ever to drive away with confidence.

Business Financing

For business owners, our outstanding commercial loans totaling $715,018,024 provide the capital needed to grow and expand. We understand the demands of running a business and are committed to offering financial solutions that support your entrepreneurial journey. At Broadview located at 1101 Nott St Schenectady NY 12308, our dedicated team is ready to assist you with all your loan needs. You can reach us at 518-452-8234 during our operating hours from 9:00 AM to 5:00 PM Monday through Friday. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Whether you're looking for an auto loan, mortgage options, or credit card solutions, Broadview is here to help you navigate your financial journey effectively. Let us support you in achieving your goals today!

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $688,571,961, make buying or refinancing simple. We offer competitive rates and flexible terms to fit your unique situation. Our team is here to guide you through each step of the process so that you feel supported and informed.

Unsecured Credit Card Loans

Managing day-to-day expenses can sometimes be a challenge. We also offer flexible terms on unsecured credit card loans, with a total of $195,889,767 in loans helping members manage their finances effectively. With our credit cards, you can enjoy rewards and benefits that suit your lifestyle while keeping your spending in check.

Loan Aggregator

Benefits of Using LendMesh

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Broadview

Type of Loan Offerings

Home Equity Loans

Mortgage Loans

Personal Loans

Vehicle Loans

Introduction

Branch History & Mission

Commitment to Community

Our Mission

Branch Location & Accessibility

Convenient Access and Amenities

Let's Connect!

Operating Hours Designed for You

Services Tailored for Your Needs

Member Eligibility

Business Banking & Commercial Services

Business Loans Tailored for You

Merchant Services That Make Transactions Easy

Comprehensive List Of Services

Business Banking Services

Convenient Access Points

Personal Banking Solutions

Support for Your Financial Goals

Digital & Online Banking

Convenience at Your Fingertips

Key Features of Our Digital Services

Financial Strength

Commitment to Excellence

Growing Together

Investing in Your Future

Member-Centric Savings

Solid Foundation

Loan Offering

Auto Loans

Business Financing

Mortgage Loans

Unsecured Credit Card Loans

Loan Aggregator

Benefits of Using LendMesh

Join Our Community