Vehicle Loans in Albany, NY

Searching for the best auto loan rates in Albany, NY? Compare local offers quickly to find competitive rates that fit your budget and get you behind the wheel sooner. It’s easy to see who offers the lowest payments and fastest approvals right here in your community.

Whether you’re buying new or refinancing, Albany lenders understand your needs and offer friendly, straightforward service. Take a moment to compare loan options and enjoy affordable financing tailored to drivers just like you in the Capital Region.

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Filters

Lender
APR
Term
Link
Info
psfcu
2.99 - 5.99 %
1 - 7 Yrs
∞
aacreditunion
3.34 - 4.09 %
5 Yrs
∞
penfed
3.39 - 5.74 %
3 - 7 Yrs
∞
bcu
3.39 - 5.14 %
6.3 - 7 Yrs
∞
sunmark
3.74 - 5.49 %
2 - 7 Yrs
∞
navyfederal
3.89 - 8.95 %
1 - 15 Yrs
∞
sdfcu
3.99 %
3 - 7 Yrs
∞
myconsumers
3.99 - 5.99 %
5.1 - 7 Yrs
∞
deltacommunitycu
4.09 - 15.79 %
0.1 - 7 Yrs
∞
broadviewfcu
4.24 - 4.99 %
2 - 7 Yrs
∞

Today’s Vehicle Loan Rates & Analysis - Updated on 2026-AUG-29

Credit Union Loan Rates - Trends & Analysis:

Polish & Slavic's auto loans with rates ranging from 2.99% to 6.75% APR, which have not changed in the past 90 days. Motorcycle loans have rates between 7% and 7.5% APR, showing no change over 30 and 60 days. Recreational loans range from 6.25% to 7.25% APR and have also stayed the same during that time. American Airlines has auto loan rates ranging from 3.34% to 4.59% APR, with no change from 7 or 30 days ago. Recreational loan rates are between 5.59% and 6.34% APR, also showing no change over the same periods.

Pentagon's auto loan rates range from 3.39% to 6.24% APR today. Unchanged compared to 7, 30, 60, or 90 days ago. Baxter has auto loan rates ranging from 3.39% to 5.14% APR today, with no change from 7 days ago but down from 30 and 60 days ago. Recreational loan rates are between 5.44% and 6.44% APR, showing no change from both 7 and 30 days ago. Sunmark's auto loan rates range from 3.74% to 5.49% APR today, which is down from 7 and 30 days ago. Recreational loan rates stay the same at 8.24% to 10.24% APR over the past 7 and 30 days.

Navy Federal Credit Union's auto loan rates range from 3.89% to 9.9% APR, with no change from 7 or 30 days ago. Motorcycle loan rates stay steady between 7.45% and 10.05% . Recreational loan rates are 7.45% to 9.8% APR, which is up from 7 and 30 days ago. State Department's auto loan rates range from 3.99% to 4.49% APR today. The rates are down compared to 7 and 30 days ago, while showing no change from 60 and 90 days ago. Consumers has auto loan rates ranging from 3.99% to 5.99% APR with no change in the past 7 or 30 days. Recreational vehicle loans have rates between 8.49% and 10.49% APR, also showing no change over the same periods.

Delta Community's auto loan rates range from 4.09% to 16.09% APR, with no change from 7 or 30 days ago. Other vehicle loans have rates between 6.39% and 17.59% APR, also showing no change from 7 and 30 days ago. Both products' rates are higher than they were 90 days ago. Broadview's auto loan rates range from 4.24% to 8.24% APR today, with no change from 7, 30, or 60 days ago but up from 90 days ago. Recreational loan rates are 6.24% APR and have stayed the same over the past 7 and 30 days.

🏦 Local Lenders in Albany, NY

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🏘️ All the Lenders Available in Albany County, NY

✅BROADVIEW FEDERAL CREDIT UNION
✅SUNMARK CREDIT UNION
✅HUDSON RIVER COMMUNITY CREDIT UNION
✅HUDSON VALLEY CREDIT UNION
✅COMMUNITY RESOURCE 770 CREDIT UNION
✅FASNY FEDERAL CREDIT UNION
✅FIRST NEW YORK FEDERAL CREDIT UNION
✅NY FIREFIGHTERS BRAVEST FEDERAL CREDIT UNION
✅ADVANTAGE FINANCIAL FEDERAL CREDIT UNION
✅DIRECTORS CHOICE CREDIT UNION
✅NEXT STEP FEDERAL CREDIT UNION

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