Vehicle Loans in Merrick, NY

Looking for the best auto loan in Merrick, NY? Compare offers from trusted lenders to find low rates and flexible terms that fit your budget. Whether it’s a new ride or refinancing, you deserve a loan that makes driving stress-free.

Our local lenders understand Merrick drivers and deliver quick approvals with friendly service. Take a few minutes to explore your options and get behind the wheel with confidence and savings tailored just for you.

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Lender
APR
Term
Link
Info
jfcu
4.69 - 7.09 %
3 - 7 Yrs
connexuscu
4.69 - 6.74 %
2 - 7 Yrs
affinityplus
4.74 - 6.24 %
3 - 7 Yrs
northcountry
4.83 - 10.38 %
2 - 8 Yrs
university-credit-union
4.99 - 8.49 %
3 - 7 Yrs
togethercu
4.99 - 5.99 %
empowerfcu
4.99 - 13.24 %
3 - 15 Yrs
dcu
4.99 - 10.74 %
3 - 10 Yrs
firsttechfed
4.99 - 6.99 %
5.4 - 7 Yrs
unfcu
5 %
0.5 - 6 Yrs

Today’s Vehicle Loan Rates & Analysis - Updated on 2026-AUG-28

Credit Union Loan Rates - Trends & Analysis:

Justice has auto loan rates ranging from 4.69% to 7.89% APR, with no change from 7 or 30 days ago. Motorcycle loans start at 4.69% and go up to 7.09% , also showing no change over the past month. Recreational vehicle loans range from 6.84% to 7.94% APR and have stayed steady compared to 7 and 30 days earlier. Connexus's auto loans with APRs ranging from 4.69% to 6.74% and recreational loans with rates between 6.59% and 10.49% . Unchanged compared to 7 and 30 days ago. Both loan types maintain steady terms and pricing over the past months.

Affinity Plus has auto loans with APRs ranging from 4.74% to 6.24% and motorcycle loans from 4.74% to 7.24% . Unchanged in the past 7 or 60 days. Recreational loans range from 5.49% to 8.24% , also showing no change over the same periods. North Country's auto loans with APRs ranging from 4.83% to 10.38% . These rates have shown no change compared to 7, 30, 60, and 90 days ago. The credit union's auto loan terms remain steady at this range. University's auto loan rates range from 4.49% to 8.49% APR and have not changed in the past 7 or 30 days. Motorcycle loan rates are between 10.74% and 12.49% APR, which is down from 7 and 30 days ago.

Together's auto loans with APRs ranging from 4.64% to 5.99% and motorcycle loans at 8.14% . Unchanged over the past 7, 30, 60, or 90 days. Empower's auto loan rates range from 4.99% to 13.24% APR today. The minimum rate is the same as 7 days ago but lower than 30 and 60 days ago. The maximum rate is higher than 7 days ago and 90 days ago but higher than 30 and 60 days ago. Digital's vehicle loans with rates ranging from 4.99% to 10.74% APR for auto loans and 6.25% to 11.35% APR for motorcycle loans. These rates have shown no change compared to 7 and 30 days ago. Recreational loan rates also remain steady at 8.99% to 11.35% APR.

First Technology's auto loans with APRs ranging from 4.99% to 6.99% , which are unchanged from 7 and 30 days ago but down from 30 days ago. Motorcycle loans have rates between 6.74% and 7.24% , showing no change over the past 90 days. Recreational loans range from 7.29% to 8.54% , also with no change in recent months. United Nations has an auto loan with an APR of 5% . This rate has not changed in the past 7, 30, 60, or 90 days.

🏦 Local Lenders in Merrick, NY

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If you’re searching for the best auto loan in Merrick, NY, it pays to keep comparing options on LendMesh. By browsing multiple lenders side-by-side, you increase your chances of finding a loan that fits your budget and goals without rushing into the first offer. Take your time, explore different rates, and make a choice that feels right for you.

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