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Today’s Vehicle Loan Rates & Analysis - Updated on 2026-SEP-21
Credit Union Loan Rates - Trends & Analysis:
Affinity's auto loan rates range from 4.94% to 7.55% APR today. These rates have stayed the same compared to 7, 30, and 60 days ago, with no change from 90 days ago except a slight decrease at the high end. The Summit's auto loans with APRs ranging from 4.95% to 6.75% , which have stayed the same over the past 7 and 30 days but are slightly up from 90 days ago. Recreational loan rates range from 6.35% to 7.15% and have not changed in the last 7 or 30 days.
First Technology's auto loans with APRs ranging from 4.99% to 6.99% , showing no change from 7 or 30 days ago. Motorcycle loans have rates between 6.74% and 7.24% , and recreational loans range from 7.29% to 8.54% , both also unchanged over the past 90 days. Centra's auto loans range from 4.99% to 16.79% , with no change from 7, 30, or 60 days ago but down from 90 days ago. Other loans show rates between 6.75% and 19.25% , which have stayed the same over the past 7, 30, and 60 days.
Heritage Financial's auto loan rates range from 4.99% to 7.32% APR today, with no change from 7 days ago but up from 30 days ago. Motorcycle loans are at 7.49% APR with no change in the past 30 days. Recreational loan rates range from 6.5% to 7% APR and have stayed the same over the last 60 days. Digital has vehicle loan rates ranging from 4.99% to 10.74% for auto loans and 6.25% to 11.35% for motorcycle loans. These rates have shown no change compared to 7 and 30 days ago. Recreational loan rates also remain steady, ranging from 8.99% to 11.35% .
America First's auto loans with APRs ranging from 4.99% to 7.74% , showing no change from 7, 30, or 60 days ago. Recreational vehicle loans have rates between 7.49% and 7.89% , which are also steady compared to the past 7, 30, 60, and 90 days. Municipal's auto loans with an APR range of 4.99% to 7% . Unchanged compared to 7 and 30 days ago. The credit union's auto loan rates have remained steady over the past three months. Cfcu Community's auto loans with APRs ranging from 5% to 8% today. These rates are unchanged from 7 and 30 days ago but have decreased from the 30, 60, and 90–day periods when the top rate was 8.75% .
United Nations has an auto loan with an APR of 5% . This rate has not changed in the past 7, 30, 60, or 90 days.