Home Equity Loans in Rye, NY

If you’re a Rye, NY homeowner looking to tap into your home’s equity, comparing loan offers is a smart first step. Finding the best rates and terms tailored to your needs can save you money and stress down the road.

Local lenders in Rye understand the community and offer personalized service to help you unlock funds for remodeling, debt relief, or other goals. Start comparing today to find a home equity loan that fits your life and budget.

Filters

Lender
APR
Term
Max Amount
CLTV
Link
Info
firsttechfed
5 - 8 %
20 Yrs
∞
empowerfcu
5.24 - 7 %
15 Yrs
∞
sdfcu
5.24 - 8.5 %
20 Yrs
90 %
∞
broadviewfcu
5.25 - 6.5 %
5 - 25 Yrs
90 %
∞
dcu
5.25 - 7.75 %
20 Yrs
50 %
∞
summitfcu
5.65 - 7.75 %
15 Yrs
95 %
∞
northcountry
5.7 - 6.25 %
15 Yrs
80 %
∞
fsource
5.74 - 7.24 %
0.1 - 1.7 Yrs
80 %
∞
hvcu
5.75 - 6.5 %
7 Yrs
80 %
∞
affinityplus
5.898 - 8.468 %
5 - 15 Yrs
90 %
∞

Today’s Home Equity Loan Rates & Analysis - Updated on 2026-SEP-21

Credit Union Loan Rates - Trends & Analysis:

First Technology has a Home Equity rate range of 5% to 8% today, unchanged from 7, 30, and 60 days ago but slightly lower than 90 days ago. Its HELOC rates are between 6.75% and 6.88% now, unchanged from the past 7 and 30 days, down from 7% to 7.12% 60 days ago, and up compared to 90 days ago. Empower's Home Equity loan has an APR range of 5.24% to 6.24% , unchanged from it was 7, 30, 60, and 90 days ago. The HELOC rate is 7% today, up from 6.75% over the past 7, 30, 60, and 90 days.

State Department has a Home Equity loan with an APR range of 5.24% to 8.5% , unchanged from it was 7, 30, 60, and 90 days ago. Their HELOC rate is 6.25% , also unchanged over the past 90 days. Both rates have stayed steady during this time. Broadview has a HELOC with an APR range of 3.99% to 6.5% today. This rate range is higher than it was 7, 30, 60, and 90 days ago, when the top end was 6.25% . The minimum APR has stayed the same at 3.99% over all these periods.

Digital has a Home Equity rate range of 5.25% to 6.75% today, which is up from 5% to 6.5% seven days ago but down from 6.99% to 7.74% thirty and sixty days ago. The HELOC rate range is 6.25% to 7.75% today, also up from 6% to 7.5% a week ago and lower than the 6.75% to 8.49% seen thirty, sixty, and ninety days ago. The Summit has a Home Equity rate range of 5.65% to 7.6% today, unchanged from it was 7, 30, 60, and 90 days ago. Its HELOC rates are now 7% to 7.75% , up from 6.75% to 7.75% over the past 7, 30, 60, and 90 days.

North Country has a HELOC with an APR range of 5.7% to 6.25% today, unchanged from 7, 30, and 60 days ago. This rate is lower than it was 90 days ago when the top of the range was 6.25% . First Source has a HELOC with rates from 2.99% to 6.75% today, which is up from 6.5% at 7, 30, 60, and 90 days ago. Its Home Equity loan rates remain steady at 4.74% to 7.24% across all those time frames. Hudson Valley has a Home Equity rate range of 5.75% to 6.5% today, unchanged from it was 7, 30, and 60 days ago. The HELOC rate is 6.5% now and has not changed from 7, 30, or 60 days ago, but it was lower and more varied 90 days ago at 4.5% to 7% .

Affinity Plus has a Home Equity loan with an APR range of 5.9% to 6.39% , unchanged from 7 and 90 days ago but higher than 60 days ago. Its HELOC rate is 6.22% , steady from 7 and 90 days ago but up from 6% over the past 30 and 60 days. The Improvement loan APR ranges from 7.66% to 8.47% , the same as 7 and 90 days ago but higher than 60 days ago. Solar loans match

🏦 Local Lenders in Rye, NY

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If you’re in Rye, NY and looking for the best home equity loan, it’s smart to keep comparing lenders on LendMesh. Exploring different options helps you find better deals and more affordable rates tailored to your needs. Take your time reviewing offers so you can confidently unlock your home’s value with a loan that fits your goals, whether it’s for renovations or consolidating debt.

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