Home Equity Loans in Rye, NY

If you’re a Rye, NY homeowner looking to tap into your home’s equity, comparing loan offers is a smart first step. Finding the best rates and terms tailored to your needs can save you money and stress down the road.

Local lenders in Rye understand the community and offer personalized service to help you unlock funds for remodeling, debt relief, or other goals. Start comparing today to find a home equity loan that fits your life and budget.

Filters

Lender
APR
Term
Max Amount
CLTV
Link
Info
sfcuonline
5.99 - 6.25 %
1 - 15 Yrs
100 %
∞
heritagefcu
6 - 7 %
20 Yrs
∞
nasafcu
6 - 8.75 %
5 - 20 Yrs
95 %
∞
visionsfcu
6.25 - 6.5 %
15 Yrs
90 %
∞
dupaco
6.25 - 7.24 %
10 Yrs
∞
veridiancu
6.25 - 8 %
∞
myconsumers
6.25 - 9.75 %
5 - 20 Yrs
80 %
∞
americu
6.25 - 10.25 %
10 - 20 Yrs
80 %
∞
centra
6.49 - 9.49 %
15 Yrs
100 %
∞
university-credit-union
6.5 - 6.75 %
15 - 20 Yrs
80 %
∞

Today’s Home Equity Loan Rates & Analysis - Updated on 2026-SEP-21

Credit Union Loan Rates - Trends & Analysis:

Sidney has a HELOC with a 4.99% APR today, unchanged from 7, 30, and 60 days ago but lower than the 6% –1% 5% range seen 90 days ago. Its Home Equity loan shows a 5.99% –6.25% APR range now, steady compared to the past 90 days when rates were slightly higher at 6.03% –6.28% . Heritage Financial has a HELOC with an APR range of 4.49% to 6.25% today, unchanged from 7, 30, and 60 days ago. Their Home Equity loan shows an APR range of 6% to 7% , also unchanged from the past 7, 30, and 60 days. Both products have steady rates over the last two months.

Nasa has a Home Equity loan with an APR range of 6% to 8.75% today. This rate is the same as it was 7, 30, 60, and 90 days ago, showing no change over the past three months. The minimum APR remains at 6% . Visions has a Home Equity rate of 6.25% today, unchanged from 7 and 30 days ago but lower than 90 days ago when it was 6.5% . The HELOC rate is 6.5% now and has not changed in the past 7, 30, or 60 days. Dupaco Community has a HELOC rate of 6.25% today, unchanged from 7 and 60 days ago but lower than the 6.25% to 6.75% range from 30 days ago. Its Home Equity loan rate is between 6.74% and 7.24% , unchanged from 7 and 30 days ago. The HELOC rate was also lower than the wide 6.25% to 21% range seen 90 days ago.

Veridian's HELOC has an APR range of 6.25% to 8% today. This rate is the same as it was 7 days ago, 30 days ago, and 60 days ago. The rates have stayed steady over the past two months. Consumers has a Home Equity rate range of 6.25% to 9.75% today, which is lower than 60 days ago when the minimum was 6.75% . Their HELOC rates remain steady at 6.25% to 9.75% , unchanged from 7, 30, 60, and 90 days ago. Americu has a HELOC with an APR range of 6.25% to 10.25% today. This rate range is the same as it was 7, 30, 60, and 90 days ago. There has been no change in the APR for this product over the past three months.

Centra's Home Equity loan has an APR range of 6.49% to 9.49% today, unchanged from it was 7, 30, 60, and 90 days ago. The HELOC product shows no change either, with rates from 6.75% to 8.75% across all those time periods. Both products have steady rates over the past three months. University has a HELOC with an APR range of 6.5% to 17.99% today. This is up from 6.25% to 17.74% seven, 30, 60, and 90 days ago. The minimum APR rose while the maximum APR also increased compared to the past three months.

🏦 Local Lenders in Rye, NY

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🏘️ All the Lenders Available in Westchester County, NY

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✅USALLIANCE FEDERAL CREDIT UNION
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✅WHITE PLAINS P O EMPLOYEES FEDERAL CREDIT UNION
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✅SCF WESTCHESTER N Y EMPLOYEES CREDIT UNION
✅SUMA FEDERAL CREDIT UNION
✅YONKERS TEACHERS FEDERAL CREDIT UNION
✅MUNICIPAL CREDIT UNION
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✅PEOPLES ALLIANCE CREDIT UNION

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