Auto Loans in New York, NY 10009

Looking for the best auto loan rates in New York, NY? Compare offers from trusted lenders in your area to find low interest rates that fit your budget and get fast approval—making your next car purchase simple and affordable.

Whether you’re buying new or used, our local lenders understand New York drivers and are ready to help with personalized service. Start comparing today and drive off with confidence, knowing you’ve secured a great deal right here in the city.

New Used

Filters

Zip Code

Credit Score

Sort By

Sort Type

Lender

APR

Term

Link

Info

4.69 - 6.99 %

3.1 - 7 Yrs

∞

4.69 - 7.09 %

3 - 7 Yrs

∞

4.74 - 6.24 %

3 - 7 Yrs

∞

4.83 - 10.38 %

2 - 8 Yrs

∞

4.99 - 10.74 %

3 - 10 Yrs

∞

4.99 - 6.99 %

5.4 - 7 Yrs

∞

4.99 - 5.99 %

∞

4.99 - 8.49 %

3 - 7 Yrs

∞

4.99 - 13.24 %

3 - 15 Yrs

∞

5 %

0.5 - 6 Yrs

∞

Today’s Vehicle Loan Rates & Analysis - Updated on 2026-AUG-28

Credit Union Loan Rates - Trends & Analysis:

Nasa's auto loan rates range from 4.69% to 6.99% APR today, with no change from 7 days ago but up from 30 days ago. Recreational loan rates are between 5.79% and 8.74% APR, also unchanged from 7 and 30 days ago and up compared to 30 and 90 days ago. Justice has auto loan rates ranging from 4.69% to 7.89% APR, with no change from 7 or 30 days ago. Motorcycle loans start at 4.69% and go up to 7.09% , also showing no change over the past month. Recreational vehicle loans range from 6.84% to 7.94% APR and have stayed steady compared to 7 and 30 days earlier.

Affinity Plus has auto loans with APRs ranging from 4.74% to 6.24% and motorcycle loans from 4.74% to 7.24% . Unchanged in the past 7 or 60 days. Recreational loans range from 5.49% to 8.24% , also showing no change over the same periods. North Country's auto loans with APRs ranging from 4.83% to 10.38% . These rates have shown no change compared to 7, 30, 60, and 90 days ago. The credit union's auto loan terms remain steady at this range. Digital has vehicle loan rates ranging from 4.99% to 10.74% for auto loans and 6.25% to 11.35% for motorcycle loans. These rates have shown no change compared to 7 and 30 days ago. Recreational loan rates also remain steady between 8.99% and 11.35% .

First Technology's auto loans with APRs ranging from 4.99% to 6.99% , which are unchanged from 7 and 30 days ago but down from 30 days ago. Motorcycle loans have rates between 6.74% and 7.24% , showing no change over the past 90 days. Recreational loans range from 7.29% to 8.54% , also with no change in recent months. Together's auto loans with APRs ranging from 4.64% to 5.99% and motorcycle loans at 8.14% . Unchanged over the past 7, 30, 60, or 90 days. University's auto loans with rates from 4.49% to 8.49% APR, which have stayed the same over the past 7 and 30 days. Motorcycle loan rates range from 10.74% to 12.49% APR and have gone down since 7 and 30 days ago.

Empower's auto loan rates range from 4.99% to 13.24% APR today. The minimum rate is the same as 7 days ago but lower than 30 and 60 days ago. The maximum rate is higher than 7 days ago and 90 days ago but higher than 30 and 60 days ago. United Nations has an auto loan with an APR of 5% . This rate has not changed in the past 7, 30, 60, or 90 days.

🏦 Local Lenders in New York, NY

LOWER EAST SIDE PEOPLE'S FEDERAL CREDIT UNION — 37 AVENUE B NEW YORK NY 10009

See the full lender directory — hours, services & financials →

🏘️ All the Lenders Available in New York County, NY

✅PENN SOUTH COOPERATIVE FEDERAL CREDIT UNION

✅PENTAGON FEDERAL CREDIT UNION

✅ELEKTRA FEDERAL CREDIT UNION

✅BETHPAGE CREDIT UNION

✅AMNH EMPLOYEES FEDERAL CREDIT UNION

✅JUSTICE FEDERAL CREDIT UNION

✅MUNICIPAL CREDIT UNION

✅LOWER EAST SIDE PEOPLES CREDIT UNION

✅URBAN EMPOWERMENT FEDERAL CREDIT UNION

✅GREATER METRO FEDERAL CREDIT UNION

✅NY FIREFIGHTERS BRAVEST FEDERAL CREDIT UNION

✅UKRAINIAN NATIONAL FEDERAL CREDIT UNION

✅NEW YORK UNIVERSITY FEDERAL CREDIT UNION

✅SELF RELIANCE NY FEDERAL CREDIT UNION

✅AMERICAN BROADCAST EMPLOYEES FEDERAL CREDIT UNION

✅EMPIRT 207 FEDERAL CREDIT UNION

✅TRANSIT AUTHORITY DIVISION B FEDERAL CREDIT UNION

✅CHURCH OF THE MASTER FEDERAL CREDIT UNION

✅ABYSSINIAN BAPTIST CHURCH FEDERAL CREDIT UNION

✅ST PHILIPS CHURCH CREDIT UNION

✅SOUTHERN BAPTIST CHURCH OF NEW YORK FEDERAL CREDIT UNION

✅NEW YORK EPISCOPAL FEDERAL CREDIT UNION

✅1199 SEIU CREDIT UNION

✅NEW YORK TIMES EMPLOYEES FEDERAL CREDIT UNION

✅GRAND CENTRAL TERMINAL EMPLOYEES FEDERAL CREDIT UNION

✅UNITED NATIONS FEDERAL CREDIT UNION

✅FIDELIS FEDERAL CREDIT UNION

✅UNION CONGREGATIONAL FEDERAL CREDIT UNION

✅THE FINEST FEDERAL CREDIT UNION

✅GENERATIONS UNITED FEDERAL CREDIT UNION

✅XCEL FEDERAL CREDIT UNION

✅ACTORS FEDERAL CREDIT UNION

✅FOX FEDERAL CREDIT UNION

✅NEIGHBORHOOD TRUST FEDERAL CREDIT UNION

Compare other loan types in New York, NY

Why compare Vehicle Loans in New York, NY on LendMesh

If you’re searching for top auto loan rates in New York, NY, it pays to keep comparing lenders on LendMesh. Our platform connects you with a variety of trusted banks and credit unions, helping you discover better deals and lower rates. Taking the time to explore your options ensures you find the most affordable loan tailored to your needs, so you can drive away with confidence.

Stay informed and ahead of the market by subscribing to LendMesh’s personalized alerts. Just set your target rate, like 4% or 5%, and we’ll notify you as soon as offers dip below that number. You’ll receive weekly or monthly updates featuring expert insights, rate trends, and carefully selected loan options—making it easier for New York borrowers to spot the best opportunities without the hassle.

Customers are also interested in:

Top Auto Loan Rates