Vehicle Loans in New York, NY

Looking for the best auto loan rates in New York, NY? Compare offers from trusted lenders in your area to find low interest rates that fit your budget and get fast approval—making your next car purchase simple and affordable.

Whether you’re buying new or used, our local lenders understand New York drivers and are ready to help with personalized service. Start comparing today and drive off with confidence, knowing you’ve secured a great deal right here in the city.

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Lender
APR
Term
Link
Info
sfcuonline
5.09 - 5.99 %
6 - 7 Yrs
∞
usalliance
5.24 - 6.99 %
3.1 - 7 Yrs
∞
greylock
5.29 %
6 Yrs
∞
hvcu
5.34 %
∞
mhvfcu
5.39 - 5.64 %
3 - 5.5 Yrs
∞
corningcu
5.49 - 17.49 %
∞
visionsfcu
5.49 %
7 Yrs
∞
empowerfcu
5.49 - 6.74 %
3 - 7 Yrs
∞
bethpagefcu
5.53 %
5 - 8 Yrs
∞
kinecta
5.54 - 6.19 %
7 Yrs
∞

Today’s Vehicle Loan Rates & Analysis - Updated on 2026-AUG-28

Credit Union Loan Rates - Trends & Analysis:

Sidney's auto loan rates range from 5.09% to 9.84% APR today, showing no change from 7 and 30 days ago but down from 60 and 90 days ago. Motorcycle loans have a fixed rate of 6.09% APR today, which is steady compared to 7 and 30 days ago but lower than 90 days ago. Usalliance vehicle loans range from 5.24% to 6.99% for auto loans. These rates show no change compared to 7 and 30 days ago. The terms remain steady with no variation in the past 90 days. Greylock's auto loans with APRs ranging from 5.29% to 7.54% , showing no change from 7, 30, or 90 days ago. Recreational vehicle loans have rates between 8.14% and 10.39% , which have also stayed the same over the past 7, 30, and 90 days.

Hudson Valley's auto loan rates range from 5.34% to 7.59% APR today. These rates are unchanged from 7 and 30 days ago but are up compared to 60 and 90 days ago. Mid–Hudson Valley has auto loan rates ranging from 5.39% to 5.64% APR today, which is unchanged from 7 and 30 days ago but up from 30 and 60 days ago. Recreational loan rates are between 7.25% and 7.75% APR, with no change over the past 7, 30, or 60 days. Corning's auto loan rates range from 5.49% to 17.49% APR with no change in the past 7, 30, or 60 days. Motorcycle loans have a steady rate of 6.49% APR, while recreational vehicle loans range from 6.99% to 8.74% APR, also showing no change over the same periods.

Visions's auto loans with APRs ranging from 5.49% to 9.99% , which are unchanged from 7 and 30 days ago but down from 60 and 90 days ago. Recreational vehicle loans have rates between 10.74% and 11.24% , showing no change over the past 7 and 30 days. Empower's auto loan rates range from 4.99% to 13.24% APR today. The minimum rate is the same as 7 days ago but lower than 30 and 60 days ago. The maximum rate is higher than 7 days ago and 90 days ago but higher than 30 and 60 days ago.

Bethpage's auto loan rates range from 5.53% to 5.88% APR today. Unchanged compared to 7, 30, 60, or 90 days ago. Kinecta's vehicle loan rates for Auto loans range from 5.54% to 6.19% APR, and Motorcycle loans range from 6.24% to 6.74% APR. These rates have shown no change compared to 7 and 30 days ago. Recreational loan rates are between 8.09% and 8.49% APR, also with no change over the same periods.

🏦 Local Lenders in New York, NY

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🏘️ All the Lenders Available in New York County, NY

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Why compare Vehicle Loans in New York, NY on LendMesh

If you’re searching for top auto loan rates in New York, NY, it pays to keep comparing lenders on LendMesh. Our platform connects you with a variety of trusted banks and credit unions, helping you discover better deals and lower rates. Taking the time to explore your options ensures you find the most affordable loan tailored to your needs, so you can drive away with confidence.

Stay informed and ahead of the market by subscribing to LendMesh’s personalized alerts. Just set your target rate, like 4% or 5%, and we’ll notify you as soon as offers dip below that number. You’ll receive weekly or monthly updates featuring expert insights, rate trends, and carefully selected loan options—making it easier for New York borrowers to spot the best opportunities without the hassle.

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