Auto Loans in New York, NY 10009

Looking for the best auto loan rates in New York, NY? Compare offers from trusted lenders in your area to find low interest rates that fit your budget and get fast approval—making your next car purchase simple and affordable.

Whether you’re buying new or used, our local lenders understand New York drivers and are ready to help with personalized service. Start comparing today and drive off with confidence, knowing you’ve secured a great deal right here in the city.

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4.95 - 6.55 %

3 - 7 Yrs

∞

4.99 - 5.39 %

4 - 7 Yrs

∞

4.99 - 10.74 %

3 - 10 Yrs

∞

4.99 - 14.09 %

4.5 - 7 Yrs

∞

4.99 - 7.74 %

5 - 8 Yrs

∞

4.99 %

∞

4.99 - 6.99 %

5.4 - 7 Yrs

∞

4.99 - 6.75 %

3.1 - 7 Yrs

∞

5 - 5.75 %

∞

5 %

0.5 - 6 Yrs

∞

Today’s Vehicle Loan Rates & Analysis - Updated on 2026-AUG-28

Credit Union Loan Rates - Trends & Analysis:

The Summit's auto loans with APRs ranging from 4.95% to 6.75% , showing no change from 7 or 30 days ago but a slight increase from 60 and 90 days ago. Recreational loan rates are between 6.35% and 7.15% , remaining steady compared to 7, 30, and 60 days ago. Dupaco Community's auto loans with APRs ranging from 4.99% to 8.39% and recreational loans from 7.09% to 10.04% . Unchanged compared to 7 and 30 days ago. Both loan types have steady rates across all recent periods.

Digital has vehicle loan rates ranging from 4.99% to 10.74% for auto loans and 6.25% to 11.35% for motorcycle loans. These rates have shown no change compared to 7 and 30 days ago. Recreational loan rates also remain steady between 8.99% and 11.35% . Centra's auto loan rates range from 4.99% to 16.79% APR today, with no change from 7 or 30 days ago but down from 60 and 90 days ago. Other loan rates are between 6.75% and 19.25% APR, showing no change from 7 and 30 days ago and down from 90 days ago.

America First's auto loans with APRs ranging from 4.99% to 7.74% , showing no change from 7 or 30 days ago. Recreational vehicle loans have rates between 7.49% and 7.89% , which are also unchanged from a week and a month earlier. Heritage Financial's auto loan rates range from 4.99% to 7.32% APR, which is up from 7 days and 30 days ago. Motorcycle loans are steady at 7.49% APR, while recreational vehicle loans remain unchanged between 6.5% and 7% APR. First Technology's auto loans with APRs ranging from 4.99% to 6.99% , which are unchanged from 7 and 30 days ago but down from 30 days ago. Motorcycle loans have rates between 6.74% and 7.24% , showing no change over the past 90 days. Recreational loans range from 7.29% to 8.54% , also with no change in recent months.

Municipal's auto loans with an APR range of 4.99% to 7% . Unchanged compared to 7, 30, 60, or 90 days ago. Cfcu Community's auto loans with APRs ranging from 5% to 8% today. These rates are unchanged from 7 and 30 days ago but have decreased from the 30, 60, and 90–day periods when the top rate was 8.75% . United Nations has an auto loan with an APR of 5% . This rate has not changed in the past 7, 30, 60, or 90 days.

🏦 Local Lenders in New York, NY

LOWER EAST SIDE PEOPLE'S FEDERAL CREDIT UNION — 37 AVENUE B NEW YORK NY 10009

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