Vehicle Loans in Jersey City, NJ

Searching for the best new car interest rates in Jersey City, NJ? Compare local loan offers easily to find competitive rates that fit your budget, so you can drive your dream car without the stress.

Our community-focused lenders offer fast approvals and flexible payment plans tailored to Jersey City buyers. Start comparing today and enjoy a smooth, friendly loan experience right here at home.

NewUsed

Filters

Lender
APR
Term
Link
Info
americanheritagecu
4.99 - 5.99 %
5.3 - 7 Yrs
∞
americafirst
4.99 - 7.74 %
5 - 8 Yrs
∞
usalliance
5.24 - 6.99 %
3.1 - 7 Yrs
∞
visionsfcu
5.49 %
7 Yrs
∞
bethpagefcu
5.53 %
5 - 8 Yrs
∞
cafcu
5.99 - 17.75 %
5 Yrs
∞

Today’s Vehicle Loan Rates & Analysis - Updated on 2026-AUG-28

Credit Union Loan Rates - Trends & Analysis:

American Heritage's auto loans with APRs ranging from 4.99% to 10.94% , and motorcycle loans with rates between 5.39% and 7.49% . Both rates have shown no change compared to 7 and 30 days ago. Recreational loan rates also remain steady, ranging from 5.99% to 9.49% . America First's auto loans with APRs ranging from 4.99% to 7.74% , showing no change from 7 or 30 days ago. Recreational vehicle loans have rates between 7.49% and 7.89% , which are also unchanged from a week and a month earlier.

Usalliance vehicle loans range from 5.24% to 6.99% for auto loans. These rates show no change compared to 7 and 30 days ago. The terms remain steady with no variation in the past 90 days. Visions's auto loans with APRs ranging from 5.49% to 9.99% , which are unchanged from 7 and 30 days ago but down from 60 and 90 days ago. Recreational vehicle loans have rates between 10.74% and 11.24% , showing no change over the past 7 and 30 days. Bethpage's auto loan rates range from 5.53% to 5.88% APR today. These rates have shown no change compared to 7, 30, 60, and 90 days ago.

California Adventist has auto loan rates ranging from 5.99% to 17.75% APR today. The rates cover a wide range depending on the loan details.

🏦 Local Lenders in Jersey City, NJ

See the full lender directory — hours, services & financials →

🏘️ All the Lenders Available in Hudson County, NJ

✅BAYONNE SCHOOL EMPLOYEES FEDERAL CREDIT UNION
✅BAYONNE CITY EMPLOYEES FEDERAL CREDIT UNION
✅LIBERTY SAVINGS FEDERAL CREDIT UNION
✅HARRISON POLICE FIREMENS CREDIT UNION
✅HOBOKEN SCHOOL EMPLOYEES FEDERAL CREDIT UNION
✅ERIE LACKAWANNA RAILROAD CO EMP FEDERAL CREDIT UNION
✅HOBOKEN N J POLICE FEDERAL CREDIT UNION
✅KEARNY MUNICIPAL EMPLOYEES FEDERAL CREDIT UNION
✅NEW BRUNSWICK POSTAL FEDERAL CREDIT UNION
✅XCEL FEDERAL CREDIT UNION
✅RIDGEDALE FEDERAL CREDIT UNION
✅JERSEY CITY FIREMEN FEDERAL CREDIT UNION
✅SELFRELIANCE FEDERAL CREDIT UNION
✅PATH FEDERAL CREDIT UNION
✅SEAPORT FEDERAL CREDIT UNION
✅JERSEY CITY POLICE FEDERAL CREDIT UNION
✅GOYA FOODS EMPLOYEES FEDERAL CREDIT UNION
✅OCNAC 1 CREDIT UNION
✅FINANCIAL RESOURCES FEDERAL CREDIT UNION

Compare other loan types in Jersey City, NJ

Why compare Vehicle Loans in Jersey City, NJ on LendMesh

If you’re in Jersey City, NJ, exploring current new car interest rates, it pays to keep comparing lenders on LendMesh. By checking multiple offers, you can uncover better deals and save money on your next vehicle loan. Taking your time to review options helps you find affordable rates that fit your budget without feeling rushed or pressured.

Consider subscribing to LendMesh’s personalized alerts to stay informed effortlessly. Simply set your ideal interest rate, and we’ll notify you when offers dip below that mark. You’ll also get expert insights, market trends, and curated loan deals delivered weekly or monthly—helping Jersey City car buyers make smarter, timely decisions with ease.

Customers are also interested in:

Current New Car Interest Rates