At ocnac-1, established in 1949, we take pride in our deep-rooted commitment to serving our community with integrity and dedication. Located in the heart of Jersey City, NJ, our credit union is led by the visionary leadership of CEO Ivette Gamba and Board President nicholas antonicello. Our mission is to empower our members, ensuring they have access to reliable financial services tailored to their unique needs. As a federally insured institution since 2/5/1971 0:00, we prioritize the safety and security of our members' assets, fostering trust through transparent practices.

While we may be a smaller institution with just two dedicated employees, we focus on delivering personalized service that larger banks often overlook. Although we currently offer ATM services only, we recognize the importance of modern banking tools for today’s consumers. While features such as online banking, mobile applications, and person-to-person transfers are not yet available, we are constantly evaluating how we can enhance our member experience. For more information about our services or to reach out to us directly, please visit our official website at https://ocnac.com or contact us via fax at (201) 420-6281. At ocnac-1, your financial well-being is our top priority, and we look forward to serving you with trust and accessibility at every step of your journey.

At ocnac-1, we understand that banking is about more than just transactions; it's about building a foundation for your financial future. Located in Jersey City, NJ, our commitment to serving our members shines through in the range of services we offer. While we currently provide ATM services only, our focus remains on delivering quality and reliability to meet your everyday banking needs. We recognize that managing finances can be challenging, especially when planning for life milestones or growing a small business. That's why we're dedicated to ensuring our members have access to tailored solutions that fit their unique circumstances.

Although we do not currently offer online banking or mobile applications, our team is always ready to assist you with your inquiries and provide personalized support. For those looking to explore membership options or check eligibility, visit for more information. Additionally, if you're interested in comparing loan rates or exploring financing options, you can visit https://www.lendmesh.com for insights and guidance. Should you need assistance or have questions about our services, feel free to reach out via fax at (201) 420-6281. At ocnac-1, we are here to help you navigate your financial journey with confidence and care.

In the ever-evolving landscape of financial services, ocnac-1 stands out as a trusted partner for individuals and families seeking reliable financial solutions. Established in 1949, our commitment to the community is reflected in our robust membership base, which currently totals 2,303 members. We take pride in our significant financial stability, evidenced by total assets amounting to 6,864,313. This solid foundation allows us to provide a diverse range of products and services tailored to meet the unique needs of our members.

Our net worth of 754,488 showcases our ability to maintain sound financial health while offering competitive rates on loans and deposits. With a net income of 46,811, we are well-positioned to reinvest in our services and enhance the member experience. Total deposits reaching 1,894,019 further illustrate the trust that our members place in us, allowing them to feel secure with their savings.

We understand that access to credit is essential for our members' growth and aspirations. That’s why we have facilitated a total of 661 loans and leases, enabling our community members to achieve their goals—whether it's purchasing a new vehicle or managing unexpected expenses. Our auto loan volume alone stands at 18, reflecting our dedication to providing accessible financing options.

Moreover, our prudent approach is evident with a net worth ratio of 1,095, ensuring that we maintain strong capital levels relative to our size. The volume of credit card loans at 641 further demonstrates our commitment to offering versatile credit solutions tailored for everyday needs.

In addition to these impressive metrics, we operate with transparency and integrity, prioritizing the interests of our members above all else. Our small team of just 2 employees works diligently to ensure that every member receives personalized service and support.

At ocnac-1, your financial well-being is at the forefront of what we do. Our performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , ensuring you can trust in the credibility of our information.

Discover how we can help you achieve your financial dreams. Compare real-time loan offers today at https://www.lendmesh.com and find the best rates for your needs.