OCNAC #1 FEDERAL CREDIT UNION

Welcome to Ocnac #1, your trusted financial partner right here in Jersey City, NJ! Established in 1949, we have proudly served our community for over seven decades. With a commitment to providing top-notch financial services, we currently support 2,303 members, helping them achieve their financial goals with confidence. Nestled at 1082 Summit Ave, our branch is more than just a place to bank; it's a hub for building relationships and fostering community growth. We understand that each member has unique needs, which is why we offer tailored solutions backed by our dedicated team of 2 employees. Our CEO, Ivette Gamba, and Board President, Nicholas Antoninello, lead with a vision centered around member satisfaction and community involvement. While members can visit us at 1082 Summit Ave, official correspondence should be sent to the same address: 1082 Summit Ave, Jersey City, NJ 07307. You can reach us easily at (201) 420-1026 during our lobby hours from Monday to Friday, 9:00 AM to 3:30 PM. At Ocnac #1, we take pride in our financial stability. With total assets of $6,864,313 and total deposits reaching $1,894,019, we ensure that your money is secure while providing various loan options totaling 661 loans and leases. Our net worth stands strong at $754,488, reflecting our solid foundation in serving you better. Join us as we continue to make a positive impact in Jersey City. Whether you're looking for loans or simply need financial advice, our doors are always open. Visit us today or check out our website at ocnac.com for more information. Let's work together towards your financial success!

At Ocnac #1, located at 1082 Summit Ave in Jersey City, NJ, we take pride in our rich legacy that began in 1949. Since opening our doors over seven decades ago, we've been committed to serving our community with integrity and dedication. Our journey has seen us grow from a small credit union to a trusted financial partner for over 2,300 members, who rely on us for their banking needs. Our mission is simple yet profound: to empower individuals and families by providing accessible financial services while fostering a strong sense of community support. We believe that everyone deserves the opportunity to achieve their financial goals, whether it's buying a home, saving for education, or planning for retirement. Our focus is not just on numbers but on building lasting relationships with our members. While you can visit us at our branch address of 1082 Summit Ave, official correspondence should be sent to our mailing address at 1082 Summit Ave, Jersey City, NJ 07307. This central location allows us to connect easily with our members and participate actively in local events and initiatives. Over the years, Ocnac #1 has achieved significant milestones. As of now, we proudly manage total assets of $6,864,313. Our commitment to transparency and responsible banking practices has strengthened trust within our community. Although we do not currently offer ATM services or drive-thru banking options, we are dedicated to providing personalized service during our operating hours from Monday to Friday between 9:00 AM and 3:30 PM. We understand that financial literacy is essential for making informed decisions. That's why we are dedicated to offering educational resources and workshops designed to equip our members with knowledge about personal finance management. As part of our mission, we also prioritize partnerships with local organizations and engage in outreach efforts aimed at uplifting those around us. We believe that by working together as a community, we can create a brighter future for everyone. Join us at Ocnac #1 and experience the difference that comes with being part of a member-focused credit union. Discover how we can help you navigate your financial journey today! For more information or assistance, feel free to contact us at (201) 420-1026. Together, let's build a thriving community!

At Ocnac #1, we believe in building a community where everyone feels welcome and valued. Becoming a member is straightforward, and we're excited to have you join us! If you live, work, worship, or attend school in the Jersey City area, you're likely eligible for membership. We also welcome family members of current members, making it easy for you to share our benefits with your loved ones. With personalized financial services tailored just for you, being part of our community means access to better rates on loans and savings accounts designed to help you thrive. To kickstart your journey with us, simply visit us at 1082 Summit Ave Jersey City Nj 07307 or give us a call at (201) 420-1026. We're here to answer any questions you may have about eligibility criteria or how to open your account. For more detailed information on who can become a member, check out our website at . Joining Ocnac #1 is not just about banking; it's about becoming part of a supportive network focused on your financial wellness.

At Ocnac #1, we understand that convenience and security are top priorities for our members. That's why we offer a range of digital and online banking services designed to make managing your finances easier than ever, all while keeping your information safe. With our online banking services available 24/7, you can access your accounts anytime, anywhere. Whether you want to check your balance, transfer funds, or view transaction history, it's all just a few clicks away. For more details on how to get started, visit us at https://ocnac.com . While we currently do not support features like electronic signatures or e-statements, our commitment to security remains steadfast. We prioritize the protection of your data as you navigate through our online portal. If you're looking for a modern way to handle everyday transactions, we currently don't offer mobile payment options or a mobile application. However, you can still enjoy person-to-person transfers through our traditional methods, providing an easy way to send money to friends and family when needed. At Ocnac #1, we strive to create an accessible and user-friendly experience for all our members. While some digital conveniences may be limited at the moment, we're dedicated to providing reliable service and real-time account management to meet your financial needs effectively. Your financial journey is important to us, and we're here to help every step of the way!

At Ocnac #1, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We pride ourselves on being a reliable partner in your financial journey, ensuring you have the support you need to achieve your goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. With a net worth of $754,488, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,095 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. We understand that securing your savings is essential. Members' savings are safeguarded through $0 in share certificates and $0 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. Our commitment to growth is evident with $684,649 in undivided earnings, which we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. We're proud to support our community with $9 in used auto loans and $1,875,640 in total loans and leases, ensuring our lending capacity aligns with your financial aspirations. Our operational efficiency is reflected in our $46,811, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 2 full-time employees and 0 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. With net shares available for lending and investments totaling $0, along with 3,180 total share accounts, we show a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Ocnac #1 is your trusted partner. Visit us at 1082 Summit Ave Jersey City Nj 07307 or call (201) 420-1026 to learn more about how we can help you achieve your financial goals.