Vehicle Loans in Springfield, MA

Shopping for a used car in Springfield, MA? Comparing interest rates today helps you find the best deal and save money on your loan. Start by exploring offers from trusted local lenders to get clear, competitive rates tailored to your budget.

At Freedom 66824 Credit Union, Springfield drivers enjoy quick approvals and friendly service. Whether it’s your first loan or you’re refinancing, we’re here to help you navigate your options with ease and confidence—so you can drive away happy without the hassle.

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Lender
APR
Term
Link
Info
mvcu
4.74 - 8.84 %
3.1 - 7.2 Yrs
affinityplus
4.74 - 6.24 %
3 - 7 Yrs
university-credit-union
4.99 - 8.49 %
3 - 7 Yrs
jdcu
4.99 - 5.99 %
3 - 7 Yrs
dcu
4.99 - 10.74 %
3 - 10 Yrs
firsttechfed
4.99 - 6.99 %
5.4 - 7 Yrs
scucu
4.99 - 6.99 %
5.3 - 6.2 Yrs
nescfcu
4.99 - 6.99 %
7 Yrs
affinityfcu
5.2 - 7.55 %
3 - 7 Yrs
usalliance
5.24 - 6.99 %
3.1 - 7 Yrs

Today’s Vehicle Loan Rates & Analysis - Updated on 2026-AUG-28

Credit Union Loan Rates - Trends & Analysis:

Merrimack Valley's auto loans with APRs ranging from 4.74% to 8.84% , showing no change from 7 or 30 days ago. Recreational vehicle loans have rates between 8.84% and 9.84% , which are steady compared to 7 days ago but up from 30 days ago. Affinity Plus has auto loans with APRs ranging from 4.74% to 6.24% and motorcycle loans from 4.74% to 7.24% . Unchanged in the past 7 or 60 days. Recreational loans range from 5.49% to 8.24% , also showing no change over the same periods.

University's auto loan rates range from 4.49% to 8.49% APR and have not changed in the past 7 or 30 days. Motorcycle loan rates are between 10.74% and 12.49% APR, which is down from 7 and 30 days ago. Jeanne D'Arc's auto loans with an APR range of 4.99% to 5.99% . These rates have shown no change compared to 7 and 30 days ago. The rates have also remained steady over the past 60 and 90 days. Digital's vehicle loans with rates ranging from 4.99% to 10.74% APR for auto loans and 6.25% to 11.35% APR for motorcycle loans. These rates have shown no change compared to 7 and 30 days ago. Recreational loan rates also remain steady at 8.99% to 11.35% APR.

First Technology's auto loans with APRs ranging from 4.99% to 6.99% , which are unchanged from 7 and 30 days ago but down from 30 days ago. Motorcycle loans have rates between 6.74% and 7.24% , showing no change over the past 90 days. Recreational loans range from 7.29% to 8.54% , also with no change in recent months. Sharon & Crescent United's auto loans with an APR range of 4.99% to 6.99% . These rates have shown no change compared to 7 and 30 days ago. The credit union's auto loan terms remain steady over the past three months.

Nesc Credit Union's auto loans with APRs ranging from 4.99% to 6.99% and recreational loans with rates between 6.99% and 7.99% . Unchanged compared to 7 or 30 days ago. Both loan types maintain steady terms and pricing over the past months. Affinity's auto loan rates range from 4.94% to 7.55% APR today. These rates have stayed the same compared to 7 and 30 days ago, and they are down from 60 and 90 days ago. Usalliance vehicle loans range from 5.24% to 6.99% for auto loans. These rates show no change compared to 7 and 30 days ago. The terms remain steady with no variation in the past 90 days.

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Why compare Vehicle Loans in Springfield, MA on LendMesh

If you’re searching for used car interest rates today in Springfield, MA, it pays to keep comparing lenders on LendMesh. By exploring multiple offers, you’ll uncover better deals and more affordable options tailored to your needs. Taking a few extra moments to shop around can help you save money and drive away with confidence.

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