Home Equity Loans in Springfield, MA

Looking to tap into your Springfield home’s value? A home equity line of credit can be a smart, affordable way to fund renovations, consolidate debt, or cover unexpected expenses. Comparing offers helps you find the best rates and terms tailored to your needs.

Springfield homeowners deserve a lender who understands the local market and cares about the community. Explore your options with trusted banks offering flexible, fast funding and clear guidance—so you can feel confident every step of the way.

Filters

Lender
APR
Term
Max Amount
CLTV
Link
Info
firsttechfed
5 - 8 %
20 Yrs
∞
sdfcu
5.24 - 8.5 %
20 Yrs
90 %
∞
jdcu
5.75 - 6.75 %
20 Yrs
80 %
∞
websterfirst
5.75 - 8.5 %
15 Yrs
∞
affinityplus
5.898 - 8.468 %
5 - 15 Yrs
90 %
∞
bcu
6 - 6.75 %
∞
nasafcu
6 - 8.75 %
5 - 20 Yrs
95 %
∞
coastal1
6.25 %
∞
scucu
6.25 %
1 - 10 Yrs
80 %
∞
university-credit-union
6.25 %
10 - 20 Yrs
80 %
∞

Today’s Home Equity Loan Rates & Analysis - Updated on 2026-AUG-28

Credit Union Loan Rates - Trends & Analysis:

First Technology has a Home Equity rate range of 5% to 8% today, unchanged from 7 and 30 days ago but slightly lower than 60 days ago. Its HELOC rates are 6.75% to 6.88% today, unchanged from 7 and 30 days ago but down from 7% to 7.12% 30 days ago and up from 6.62% to 6.75% 60 days ago. State Department has a Home Equity loan with an APR range of 5.24% to 8.5% , unchanged from 7 and 30 days ago but higher than 60 and 90 days ago when the top rate was 7.75% . Their HELOC rate is steady at 6.25% with no changes over the past 7, 30, 60, or 90 days.

Jeanne D'Arc has a HELOC with an APR range of 5.75% to 6.75% today. This is the same as 7 and 90 days ago but lower than the 30–day and 60–day ranges, which were 5.75% to 18% and 4.5% to 18% , respectively. The rate range has narrowed compared to those earlier periods. Webster First has a HELOC with an APR range of 5.75% to 8% , unchanged from it was 7, 30, and 60 days ago. Their Home Equity loan shows an APR range of 6.5% to 8.5% , unchanged from 7 and 30 days ago but slightly lower than 60 and 90 days ago.

Affinity Plus has a Home Equity rate range of 5.9% –6.39% today, unchanged from 7 and 60 days ago but higher than 30 days ago. The HELOC rate is 6.22% , steady from 7 and 60 days ago and up from 30 days ago. Solar loans match the Home Equity range and show the same pattern. Improvement loans have a rate range of 7.66% –8.47% , also unchanged from 7 and 60 days ago but up from 30 days ago. Baxter has a HELOC with a 6% APR today, unchanged from 7, 30, and 60 days ago. Its Home Equity loan shows a 6.75% APR now, also unchanged from the past 7, 30, and 60 days. Both rates have stayed steady over the last two months.

Nasa has a Home Equity loan with an APR range of 6% to 8.75% , unchanged from it was 7, 30, 60, and 90 days ago. Their HELOC rate is 6.Both rates have stayed steady over the past few months. Coastal1 has a HELOC with an APR range of 5.99% to 6.25% today, the same as 7 and 30 days ago. This rate is lower than it was 60 days ago when the minimum was 6.25% . The APR returned to the 5.99% to 6.25% range after 90 days. Sharon & Crescent United has a HELOC with an APR range of 5.99% to 6.25% today. This rate is the same as it was 7 days ago, but much lower than the 7–day–ago upper rate of 18% . No other time comparisons are available.

University has a HELOC with an APR range of 6.25% to 17.74% today. This rate is the same as it was 7, 30, and 60 days ago but higher than 90 days ago, when the minimum APR was 5.99% .

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Why compare Home Equity Loans in Springfield, MA on LendMesh

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