Student Loans in Waco, TX

Looking for the lowest student loan interest rates in Waco, TX? Compare competitive offers from trusted local lenders to find the best deal tailored to your needs. We make it simple to explore options that fit your budget and goals.

Today’s Student Loan Rates & Analysis - Updated on 2025-OCT-11

Credit Union Loan Rates - Trends & Analysis:

Texans has a Private Student Loan with fixed rates ranging from 2.74% to 6.89% APR. These rates are unchanged from both 7 and 30 days ago. Eecu’s Texas Extra Credit Education Loan (fixed) has an APR range of 2.74% to 7.38% today, which is up from 2.74% to 6.89% thirty, sixty, and ninety days ago. The minimum APR remains the same at 2.74% . Affinity s fixed Medical school loans with APRs ranging from 2.89% to 14.98% , unchanged from 30 days ago. Their variable Undergraduate student loans have rates between 4.37% and 16.99% , also unchanged from 30 days ago.

First Community has a Medical school loan (fixed) with rates from 2.89% to 14.98% APR, unchanged from 7 and 30 days ago. Their Undergraduate student loan (variable) has rates ranging from 4.37% to 16.99% APR, also unchanged from a week earlier. Randolph–Brooks has a Medical school loan (fixed) with an APR range of 2.89% to 14.98% , unchanged from 7 and 30 days ago. The Undergraduate student loan (variable) has rates from 4.37% to 16.99% , also steady compared to the past week and month.

Security Service s fixed–rate Medical school loans with APRs ranging from 2.89% to 14.98% , unchanged from 7 and 30 days ago. Their variable–rate Undergraduate student loans have APRs between 4.37% and 16.99% , with no change reported since the last update. Technology credit union’s Medical school loan (fixed) has an APR range of 2.89% to 14.98% , unchanged from 7 and 30 days ago. The Undergraduate student loan (fixed) shows a range of 2.89% to 17.49% , also unchanged from 7 and 30 days ago.

Elfi’s private fixed student loan rate is 2.99% today, unchanged from 60 days ago but down from 3.69% ninety days ago. The private variable loan rate is 4.88% , down from 5% both 60 and 90 days ago. Connexus s the Partnership Advance Education Loan (fixed) with an APR range of 3.2% to 8.7% . These rates are unchanged from 7, 30, 60, and 90 days ago. Custom–Choice s Find My Rate fixed student loans with APRs ranging from 3.24% to 15.71% , unchanged from 7 and 30 days ago. Their variable Find My Rate loans have APRs between 4.19% and 16.39% , also unchanged from a week earlier.

Soarion shows an APR of 3.78% for its In–school Loans (fixed), unchanged from 7 and 30 days ago. The Student Loan Refinance (fixed) rate is 4.24% , steady from both 7 and 60 days ago. Private loans include a variable rate at 5.75% and a fixed rate at 4.74% , both unchanged from a week earlier. United credit union’s Variable Rates student loans range from 3.78% to 12.78% , unchanged from 30 days ago. Their Fixed Rates loans show an APR range of 4.78% to 12.78% , also unchanged from 30 days ago.

Together s Undergraduate Fixed Rate Loans with APRs ranging from 3.99% to 13.25% , unchanged from both 7 and 30 days ago. Graduate Fixed Rate Loans have rates between 4.24% and 13% , also steady compared to the past week and month. Credit Human s an Undergraduate Fixed Rate Loan with APRs ranging from 4.25% to 12.74% and a Graduate Fixed Rate Loan with APRs from 4.5% to 12.99% . Both loan rates are unchanged from 7, 30, 60, and 90 days ago.

🏦 All Local Lenders in Waco, TX

Lender NameBranch AddressOffice ServicesLender Snapshot
ACADIANA MEDICAL FEDERAL CREDIT UNION
5213 LAKE SHORE DR WACO TX 76710
P2P
E-Statements
Assets: $14,405,285
Deposits: $846,207
Net Worth: $3,041,337
Employees: 4
Members: 1,493
MEMBERS CHOICE OF CENTRAL TEXAS FEDERAL CREDIT UNION
4631 W WACO DR WACO TX 76710
ATM
Drive-Thru
P2P
E-Statements
E-Signature
Assets: $207,093,709
Deposits: $13,261,906
Net Worth: $32,249,737
Employees: 51
Members: 19,341
SOUTHERN TEACHERS & PARENTS FEDERAL CREDIT UNION
5213 LAKE SHORE DR WACO TX 76710
P2P
E-Statements
E-Signature
Assets: $29,152,445
Deposits: $3,122,886
Net Worth: $2,335,209
Employees: 12
Members: 4,311
WACO FEDERAL CREDIT UNION
5213 LAKE SHORE DR WACO TX 76710
P2P
E-Statements
E-Signature
Assets: $18,617,958
Deposits: $1,124,498
Net Worth: $1,706,498
Employees: 9
Members: 1,960
EDUCATORS CREDIT UNION
501 W STATE HIGHWAY 6 WACO TX 76710
ATM
Drive-Thru
P2P
E-Statements
E-Signature
Assets: $545,894,678
Deposits: $81,867,679
Net Worth: $102,377,994
Employees: 50
Members: 27,838
FIRST CENTRAL CREDIT UNION
6201 SANGER AVE WACO TX 76710
ATM
Drive-Thru
P2P
E-Statements
E-Signature
Assets: $168,681,567
Deposits: $12,723,279
Net Worth: $26,118,117
Employees: 72
Members: 19,844
GENCO FEDERAL CREDIT UNION
731 N VALLEY MILLS DR WACO TX 76710
ATM
Drive-Thru
P2P
E-Statements
E-Signature
Assets: $444,066,893
Deposits: $55,963,796
Net Worth: $56,824,780
Employees: 99
Members: 39,428

🏘️ All the Lenders Available in McLennan County, TX

Customers are also interested in:

Lowest Interest On Student Loans