SOUTHERN TEACHERS & PARENTS FEDERAL CREDIT UNION

Welcome to Southern Teachers & Parents, your trusted financial partner located at 5213 Lake Shore Dr, Waco, TX 76710. Since our establishment in 1937, we have proudly served over 4,311 members with a commitment to providing exceptional financial services tailored to your needs. With total assets of $29,152,445 and total deposits amounting to $3,122,886, we stand strong in our dedication to fostering financial well-being within our community. At Southern Teachers & Parents, we understand the importance of building lasting relationships with our members. Under the leadership of our CEO, Jama Haynes, and Board President, David Hall, we work diligently to ensure that every member feels valued and supported. Our dedicated team of 12 employees is here to help you navigate your financial journey whether you're looking for loans, savings options, or personalized advice. While you can visit us directly at our branch for all your banking needs, please note that official correspondence should be sent to our mailing address: PO BOX 22008, WACO, TX 76702. We invite you to explore the variety of services we offer on our website at www.stpfcu.com. Join us today and experience a credit union that truly cares about its members. Whether you're seeking assistance with loans (we currently manage 1,970 loans and leases) or are interested in opening a new account, our team is ready to assist you. Feel free to reach out via phone at 888-778-6301 during our operating hours from 8:00 AM to 4:30 PM, Monday through Friday. Let's embark on this financial journey together!

Welcome to Southern Teachers & Parents, where our history is a testament to community growth and dedication. Since our doors first opened in 1937, we have been committed to providing valuable financial services to the educators and families in Waco, Texas. Located at 5213 Lake Shore Dr, Waco, TX 76710, we are proud to be part of a vibrant community that values education and support. Over the years, Southern Teachers & Parents has grown from a small credit union into a trusted financial partner for over 4,311 members. With total assets amounting to an impressive $29,152,445, we have continually expanded our services to meet the diverse needs of our members. Our mission has always been clear: to empower our community through accessible financial solutions while fostering a sense of belonging and support. At Southern Teachers & Parents, we understand that our members are not just account holders; they are part of our family. We strive to make banking easy and convenient with services like online banking, e-statements, and mobile applications. Our operating hours are set from 8:00 AM to 4:30 PM on weekdays, ensuring that we're available when you need us most. Our commitment extends beyond financial services. We actively engage in community outreach initiatives, forming partnerships that enhance educational opportunities for local families. We believe that by supporting educators and parents alike, we contribute to a brighter future for all. While members can visit us at 5213 Lake Shore Dr, official correspondence should be sent to PO BOX 22008, WACO, TX 76702 if different. We invite you to reach out with any questions at 888-778-6301. Join us at Southern Teachers & Parents and experience firsthand how we can help you achieve your financial goals while being part of a caring community. Your journey toward financial empowerment starts here! Visit us today or learn more about membership at our website.

Becoming a member of Southern Teachers & Parents is like stepping into a welcoming community that values your financial well-being. If you live, work, or go to school in the Waco area, you're likely eligible to join us! Whether you're a teacher, parent, or simply someone who shares our values, we'd love to have you as part of our family. Membership comes with fantastic benefits, including personalized service and competitive rates on loans and savings accounts that help you achieve your financial goals. To learn more about the specific eligibility criteria, visit us at http://www.stpfcu.com/about-us/membership . Opening an account is easy! Just head over to https://dsot.onlinecu.com/stpfcu/#/sign-up to start the process online, or feel free to give us a call at (888) 778-6301 if you have any questions. We're here to guide you every step of the way, ensuring that joining Southern Teachers & Parents is a smooth and enjoyable experience for you!

At Southern Teachers & Parents, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We understand that in today's world, having a reliable financial partner is essential for your peace of mind and long-term success. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. With a net worth of $2,335,209, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 801 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $2,362,528 in share certificates, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $250,000, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $2,335,209 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity is reflected in the $14,700,892 available across various loans and leases. Additionally, with $494 in used auto loans, we support members' financial goals across multiple sectors. Our operational efficiency is evident with a net income of $0, allowing us to keep offering competitive loan rates and solid financial products for our members. We also take pride in having 12 full-time employees who are dedicated to serving you with expertise and commitment. Net Shares (Funds available for lending and investments) stand at $0, while our total share accounts have reached an impressive 5,648. This shows a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Southern Teachers & Parents is your trusted partner. Visit us at 5213 Lake Shore Dr Waco Tx 76710 or call 888-778-6301 to learn more about how we can help you achieve your financial goals.