Acadiana Medical Credit Union Waco TX | Convenient ATM & Shared Branch Access

Introduction

Welcome to Acadiana Medical, your trusted financial partner located at 5213 Lake Shore Dr, Waco, TX 76710. Since our establishment in 1969, we have proudly served our community with dedication and commitment. With a growing membership of 1,493, we are here to provide you with personalized financial services tailored to meet your needs. At Acadiana Medical, we understand that managing your finances is not just about numbers; it's about building relationships and supporting each other. Our total assets amount to an impressive $14,405,285, ensuring that we have the resources to help you achieve your financial goals. We offer a range of services that include loans and deposits, boasting a total loan count of 752 and total deposits of $846,207. Our leadership team is dedicated to fostering a supportive environment for all members. Under the guidance of our CEO, Pauline Miller, and Board President, Linda Peters, our team of four employees works tirelessly to ensure your experience is positive and fulfilling. While you can visit us at our Waco branch for assistance, please note that any official correspondence should be sent to the same address: 5213 Lake Shore Dr, Waco, TX 76710. Our operating hours are convenient too open 24 hours a day, 7 days a week so you can reach us whenever you need support. We invite you to explore our website at myamfcu.com for more information on how we can assist you or give us a call at 254-772-6301. Join us in building a brighter financial future together!

Branch History & Mission

Community Commitment

We are proud to offer shared service centers that enhance accessibility and ensure all members receive the best possible service. Even without ATM availability or drive-thru banking at our location, we remain dedicated to offering comprehensive support through digital advancements like online banking and mobile payments. These initiatives reflect our commitment to ensuring that every member can manage their finances easily and efficiently. Join us at Acadiana Medical as we continue to grow together with our community. Whether you're looking for loans or simply want guidance on your financial journey, we invite you to experience firsthand how we're different from traditional banks. Reach out today by calling us at 254-772-6301 or visit us online at myamfcu.com. Together, let's build a brighter future!

Our Evolution

Over the years, Acadiana Medical has seen significant growth and change. With total assets reaching an impressive $14,405,285, we have continually expanded our services to meet the evolving needs of our members. Our commitment to providing quality financial services has remained strong since day one. From basic shared branch transactions to ATM services for members of partner credit unions, we pride ourselves on making banking accessible and straightforward. While our primary focus is on serving our members financially, we also believe in giving back to the community that supports us. This mission drives us to create partnerships and engage in outreach initiatives that foster a sense of belonging and support for everyone in Waco.

Our Mission

At Acadiana Medical, our mission is clear: we strive to empower our members through exceptional financial services while enhancing the well-being of our community. We understand that banking is about more than just numbers; it's about helping people achieve their dreams whether it's buying a new home, financing education, or planning for retirement. Our operating hours are designed with your convenience in mind open 24 hours a day, seven days a week so you can manage your finances whenever it suits you best. While you can visit us at our branch location for any assistance you may need, official correspondence should be sent to the same address: 5213 Lake Shore Dr, Waco, TX 76710.

Branch Location & Accessibility

Welcome to Acadiana Medical, your friendly credit union located at 5213 Lake Shore Dr in beautiful Waco, Texas. We're not just a branch; we're part of the community and are here to provide you with convenient financial services. Whether you're stopping by for a quick transaction or need assistance with your banking needs, our location is easy to access. While our main branch is at 5213 Lake Shore Dr, official correspondence can also be sent to this same address. We're situated near local landmarks that many residents recognize, making it simple for you to find us. Parking is readily available, and we've ensured that our facility is accessible for everyone, including those who may need ADA-compliant features. At Acadiana Medical, we understand that your time is valuable. That's why we offer flexible operating hours our lobby is open 24 hours a day, seven days a week! This means you can visit us whenever it suits you best. Our dedicated team is ready to assist with basic shared branch transactions like deposits and withdrawals for partner credit union members. Though we don't have ATM services or drive-thru banking at this location, our commitment to providing quality service remains strong. If you have any questions or need further assistance, feel free to give us a call at 254-772-6301. We invite you to come by and experience the friendly service that Acadiana Medical has to offer. Join our community today and see how we can help you achieve your financial goals!

Member Eligibility

At Acadiana Medical, we believe that becoming a member means joining a caring community where your financial well-being is our top priority. If you're curious about eligibility, you'll be pleased to know that joining us is straightforward. Our membership is open to individuals who are connected to the medical field, including employees, volunteers, and even family members of those in this sector. Whether you work at a local hospital or support the healthcare system in other ways, there's a place for you here. For more specific details on eligibility, feel free to visit this link. Once you've confirmed that you qualify, opening an account with us is simple and welcoming! Just give us a call at (254) 772-6301, and we'll guide you through the process. You'll find that being part of Acadiana Medical not only grants you access to great financial services but also connects you to a network of support and resources tailored just for you. Come visit us at our branch located at 5213 Lake Shore Dr Waco Tx 76710; we can't wait to welcome you into our family!

Business Banking & Commercial Services

Financing Your Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs. While we currently have no member or non-member commercial loans available, we are eager to provide tailored solutions as your business grows. Imagine taking your business to new heights with the right funding whether it's expanding your operations, purchasing equipment, or managing cash flow. Our commercial loans are designed to empower you every step of the way.

Merchant Services That Work for You

In addition to lending, we offer practical merchant services that simplify transactions for your business. Picture this: you're at a busy market or a bustling store, and your customers want quick payment options. With our merchant services, you can accept payments seamlessly, allowing you to focus on what really matters growing your business. At Acadiana Medical, we're here to support every aspect of your business journey. Whether you're looking for financing or efficient payment solutions, let's work together to create a bright future for your enterprise!

Comprehensive List Of Services

Convenient Shared Branch Transactions

If you're a member of one of our partner credit unions, you're in luck! We provide Basic Shared Branch Transactions, including deposits and withdrawals. This means you can conduct your banking business seamlessly across different locations, making it easy to manage your finances wherever life takes you.

Digital Banking Features

In today's fast-paced world, convenience is key. That's why we've invested in robust digital banking features. Our online banking platform allows you to check balances, transfer funds, and manage payments from the comfort of your home or on the go. If you prefer mobile banking, our mobile application provides a user-friendly experience right at your fingertips. You can even make mobile payments and send money directly to friends and family through our person-to-person service.

Everyday Banking Made Simple

We understand that life can get busy, and managing your money should not add to your stress. That's why at Acadiana Medical, we offer ATM Services Only for quick cash withdrawals and balance inquiries. You can easily access your funds anytime, ensuring you're never left without cash when you need it most.

Your Trusted Financial Partner

Whether you're just starting out or looking for ways to grow your wealth, Acadiana Medical is here to support you every step of the way. Our team is always ready to assist you with any questions or concerns about our services. With us, you'll find a welcoming environment where members come first. Feel free to reach out to us at (254) 772-6301 if you have any questions or would like more information about how we can help you achieve your financial goals. Ready to take the next step? Visit us online at Sharetec for more details on all that we offer!

Digital & Online Banking

Key Features

One of the standout features is our 24/7 Online Banking Services. This allows you to check your account balances, pay bills, and transfer money whenever it suits you. You won't have to worry about bank hours; your finances are just a click away. We also provide E-Statements, which means you can view your account statements electronically instead of waiting for them in the mail. This not only helps you stay organized but also contributes to being eco-friendly. For those on the go, our Mobile Application makes banking even more accessible. Whether you're out running errands or relaxing at home, manage your accounts directly from your smartphone. Plus, with our Mobile Payments Feature, you can make purchases quickly and securely without needing cash or cards. Sending money to friends or family has never been easier thanks to our Person-to-Person Transfers. With just a few taps on your screen, you can send or receive funds instantly perfect for splitting bills or sending a gift. While we currently do not support Electronic Signature Authorization, we prioritize security in all our transactions. Rest assured that your personal information is protected through advanced encryption technologies. At Acadiana Medical, we aim to provide an easy-to-use digital banking experience that fits into your lifestyle. Embrace the convenience and control of managing your finances online today!

Financial Strength

A Growing Community

Total Share and Deposit Accounts: 2,381, showing a strong and growing member base that trusts us with their finances. This community trust fuels our mission to provide exceptional service tailored to your needs. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Acadiana Medical is your trusted partner. Visit us at 5213 Lake Shore Dr Waco Tx 76710 or call (254) 772-6301 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results.

Member-Centric Savings Options

Members' savings are secured through $0 in share certificates and $0 in money market shares, offering stable and rewarding financial growth opportunities. These options are designed with your needs in mind, ensuring your money works for you while keeping it safe. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our $238,266 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. This income is vital for maintaining the quality of service you expect from us. We also take pride in having 3 full-time employees and 1 part-time employees. Our dedicated team ensures that branches are always ready to serve you with knowledgeable support when you need it most.

Solid Financial Health

With a net worth of $3,041,337, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. This robust capital ensures that we can meet the needs of our members effectively and efficiently. Our net worth ratio of $2,111 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. This ratio is an essential indicator of our stability and long-term sustainability.

Strong Earnings for Reinvestment

With $2,803,071 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. These earnings help us improve our services continually so that you can enjoy the best banking experience possible. Our lending capacity supports members' financial goals across various sectors with $42 in used auto loans and $7,433,910 in total loans and leases. This wide range of loan offerings means we're here to assist with whatever your financial journey entails.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $947,252 in used vehicle loans and $2,544,220 in new vehicle loans already helping members get on the road. We provide financing options for both new and used vehicles, making it easier for you to drive away in the car you want.

Credit Lines

For those who need a little extra flexibility, our credit lines totaling $200,000 are designed to give you access to funds when you need them most. This can be an excellent tool for managing cash flow or funding personal projects. If you're interested in refinancing any existing loans or finding out about eligibility options for our various products, please don't hesitate to reach out. Our team is here to assist you every step of the way. For more information or to discuss which loan product might be right for you, contact us at (254) 772-6301 or visit us at 5213 Lake Shore Dr, Waco, TX 76710. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $477,891, make buying or refinancing simple. We work closely with you to provide guidance through every step of the process, ensuring you feel confident in your decision.

Unsecured Credit Card Loans

Managing day-to-day expenses can sometimes be challenging. That's why we also offer flexible terms on unsecured credit card loans, with a total of $416,408 in loans helping members manage their finances effectively. This option can help you cover unexpected costs or consolidate debt without putting your assets at risk.

Loan Aggregator

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Ensuring Accurate Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov ), ensuring fair and transparent offers. This sourcing strategy guarantees that users receive accurate and relevant information when comparing loan options.

ACADIANA MEDICAL FEDERAL CREDIT UNION - Waco, TX