Student Loans in Grand Rapids, MI

Looking to lower your student loan payments in Grand Rapids, MI? Refinancing your student loans here means you can find competitive rates and flexible terms that fit your budget—making college debt easier to manage.

Today’s Student Loan Rates & Analysis - Updated on 2025-OCT-11

Credit Union Loan Rates - Trends & Analysis:

Affinity s fixed Medical school loans with APRs ranging from 2.89% to 14.98% , unchanged from 30 days ago. Their variable Undergraduate student loans have rates between 4.37% and 16.99% , also unchanged from 30 days ago. Community Choice s fixed Graduate school loans with APRs ranging from 2.89% to 14.99% , unchanged from both 7 and 30 days ago. Their variable Undergraduate student loans have rates between 4.37% and 16.99% , also steady compared to 7 and 30 days prior.

Credit Union 1 has a Medical school loan (fixed) with rates from 2.89% to 14.98% APR and an Undergraduate student loan (variable) ranging from 4.37% to 16.99% APR. These rates are unchanged from 7 and 30 days ago. Dort Financial has a Medical school loan (fixed) with an APR range of 2.89% to 14.98% and a Medical school loan (variable) ranging from 4.37% to 13.96% . These rates are unchanged from 7 and 30 days ago. Honor s fixed Medical school loans with APRs ranging from 2.89% to 14.98% , unchanged from 7 and 30 days ago. Their variable Undergraduate student loans have rates between 4.37% and 16.99% , also unchanged from a week earlier.

Lake Michigan shows fixed Medical school loans with APRs ranging from 2.89% to 14.98% and variable Medical residency loans from 7% to 12.45% . Rates are unchanged from 7 and 30 days ago for both loan types. Wings Financial has a Medical School Fixed Rate Loan with APRs ranging from 2.89% to 14.98% and an Undergraduate Variable Rate Loan with APRs from 4.37% to 16.99% . These rates are unchanged from 7 and 30 days ago. Elfi’s private fixed student loan rate is 2.99% today, unchanged from 60 days ago but down from 3.69% ninety days ago. The private variable loan rate is 4.88% , down from 5% both 60 and 90 days ago.

Connexus s the Partnership Advance Education Loan (fixed) with an APR range of 3.2% to 8.7% . These rates are unchanged from 7, 30, 60, and 90 days ago. Custom–Choice s Find My Rate fixed student loans with APRs ranging from 3.24% to 15.71% , unchanged from 7 and 30 days ago. Their variable Find My Rate loans have APRs between 4.19% and 16.39% , also unchanged from a week earlier. 4Front shows no change in rates from 7 days ago for its In–school Student Loan (variable) at 3.78% APR and its Refinance Student Loan (fixed) at 4.24% APR. The In–school Student Loan (fixed) remains steady at 4.74% APR, while the Refinance Student Loan (variable) holds at 5.75% APR.

Navy Federal Credit Union has a 4.75% APR for both Undergraduate and Graduate Fixed Rate Loans, with no change from 7 or 30 days ago. The Refinance Fixed Rate Loan is at 4.6% APR, and the Refinance Variable Rate Loan is 5.23% APR, both unchanged from 7 and 30 days ago. Undergraduate and Graduate Variable Rate Loans have an APR of 6.94% , also steady compared to a week ago. Directions s fixed–rate student loans with APRs ranging from 5.24% to 10.24% and another fixed option from 6.5% to 10.75% , both unchanged from 7 and 30 days ago. Variable–rate loans have APRs between 6.5% and 11.5% or 7.49% to 10.49% , also showing no change over the past week and month.

Lake Trust has a Graduate Fixed Rate Loan with APRs from 6.15% to 10.5% and an Undergraduate Fixed Rate Loan ranging from 6.25% to 12.5% . Both loans have rates unchanged from 30, 60, and 90 days ago. The Graduate Fixed Rate Loan and Undergraduate Fixed Rate Loan maintain steady APR ranges over these periods.

🏦 All Local Lenders in Grand Rapids, MI

Lender NameBranch AddressOffice ServicesLender Snapshot
MICHIGAN FIRST CREDIT UNION
50 LOUIS ST NW GRAND RAPIDS MI 49503
ATM
P2P
E-Statements
Assets: $1,456,336,933
Deposits: $92,717,185
Net Worth: $215,571,682
Employees: 490
Members: 165,037
BLOOM CREDIT UNION
401 HALL ST SW GRAND RAPIDS MI 49503
P2P
E-Statements
E-Signature
Assets: $193,113,978
Deposits: $14,790,884
Net Worth: $19,960,705
Employees: 46
Members: 13,361
WEST MICHIGAN CREDIT UNION
1720 MICHIGAN ST NE GRAND RAPIDS MI 49503
P2P
E-Statements
E-Signature
Assets: $260,454,888
Deposits: $27,078,129
Net Worth: $53,083,778
Employees: 68.0
Members: 17,537
LAKE MICHIGAN CREDIT UNION
260 JEFFERSON AVE SE GRAND RAPIDS MI 49503
ATM
P2P
E-Statements
E-Signature
Assets: $14,380,227,851
Deposits: $1,216,867,746
Net Worth: $1,637,578,402
Employees: 1678
Members: 496,820
LAKE MICHIGAN CREDIT UNION
342 MICHIGAN ST NE GRAND RAPIDS MI 49503
ATM
Drive-Thru
P2P
E-Statements
E-Signature
Assets: $14,380,227,851
Deposits: $1,216,867,746
Net Worth: $1,637,578,402
Employees: 1678
Members: 496,820

🏘️ All the Lenders Available in Kent County, MI

✅INTANDEM CREDIT UNION
✅LAKE MICHIGAN CREDIT UNION
✅MICHIGAN FIRST CREDIT UNION
✅COMMUNITY WEST CREDIT UNION
✅RIVER VALLEY 62123 CREDIT UNION
✅TRICITIES CREDIT UNION
✅FARMERS INSURANCE FEDERAL CREDIT UNION
✅ARBOR FINANCIAL CREDIT UNION
✅PFCU CREDIT UNION
✅COMPASS 62040 CREDIT UNION
✅ADVENTURE CREDIT UNION
✅NORTH CENTRAL AREA CREDIT UNION
✅CONSUMERS 62172 CREDIT UNION
✅MEIJER CREDIT UNION
✅BLOOM CREDIT UNION
✅WEST MICHIGAN CREDIT UNION
✅DFCU FINANCIAL CREDIT UNION
✅HONOR CREDIT UNION
✅LATVIAN HERITAGE CREDIT UNION
✅KELLOGG COMMUNITY CREDIT UNION
✅KENOWA COMMUNITY FEDERAL CREDIT UNION
✅AAC CREDIT UNION
✅CREDIT UNION ONE CREDIT UNION
✅MEMBERS FIRST 62076 CREDIT UNION
✅1166 FEDERAL CREDIT UNION
✅RIO BLANCO SCHOOLS FEDERAL CREDIT UNION
✅MAUI TEACHERS FEDERAL CREDIT UNION
✅A T T EMPLOYEES PITTSBURGH CREDIT UNION
✅PITTSBURGH FEDERAL CREDIT UNION
✅AEROQUIP CREDIT UNION
✅TOTAL COMMUNITY CREDIT UNION
✅PREFERRED CREDIT UNION
✅COLUMBIA CREDIT UNION
✅STRAITS AREA FEDERAL CREDIT UNION
✅ALLEGHENY CENTRAL FEDERAL CREDIT UNION
✅BLUEOX CREDIT UNION
✅GR CONSUMERS CREDIT UNION
✅MICHIGAN STATE UNIVERSITY FEDERAL CREDIT UNION
✅TRUNORTH FEDERAL CREDIT UNION
✅COUNTY CITY CREDIT UNION
✅UNITED 6288 CREDIT UNION

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