Student Loans in Utica, NY

Looking to lower your student loan payments in Utica, NY? Comparing refinancing offers helps you find the lowest interest rates and flexible terms tailored to your needs. Local options mean you get personalized service that fits your financial goals.

Today’s Student Loan Rates & Analysis - Updated on 2025-OCT-11

Credit Union Loan Rates - Trends & Analysis:

Affinity s fixed Medical school loans with APRs ranging from 2.89% to 14.98% , unchanged from 30 days ago. Their variable Undergraduate student loans have rates between 4.37% and 16.99% , also unchanged from 30 days ago. Centra s fixed Medical school loans with APRs ranging from 2.89% to 14.98% , unchanged from 30 days ago. Their variable Undergraduate student loans have rates between 4.37% and 16.99% , with no change reported in the last 30 days. Hudson Valley has a Graduate school loan with rates from 2.89% to 14.99% APR, unchanged from both 7 and 30 days ago. The Undergraduate student loan has a range of 2.89% to 17.49% APR, also steady compared to the past week and month.

Elfi’s private fixed student loan rate is 2.99% today, unchanged from 60 days ago but down from 3.69% ninety days ago. The private variable loan rate is 4.88% , down from 5% both 60 and 90 days ago. Connexus s the Partnership Advance Education Loan (fixed) with an APR range of 3.2% to 8.7% . These rates are unchanged from 7, 30, 60, and 90 days ago. Custom–Choice s Find My Rate fixed student loans with APRs ranging from 3.24% to 15.71% , unchanged from 7 and 30 days ago. Their variable Find My Rate loans have APRs between 4.19% and 16.39% , also unchanged from a week earlier.

Together s Undergraduate Fixed Rate Loans with APRs ranging from 3.99% to 13.25% , unchanged from both 7 and 30 days ago. Graduate Fixed Rate Loans have rates between 4.24% and 13% , also steady compared to the past week and month. Americu s an Undergraduate Variable Rate Loan with APRs ranging from 4.25% to 13% , unchanged from both 7 and 30 days ago. The Undergraduate Fixed Rate Loan and Graduate Fixed Rate Loan both have APRs between 4.54% and 14.25% , also unchanged from 7 and 30 days ago. The Student Loan Refinance fixed loan has APRs from 5.25% to 11.74% .

Navy Federal Credit Union has a 4.75% APR for both Undergraduate and Graduate Fixed Rate Loans, with no change from 7 or 30 days ago. The Refinance Fixed Rate Loan is at 4.6% APR, and the Refinance Variable Rate Loan is 5.23% APR, both unchanged from 7 and 30 days ago. Undergraduate and Graduate Variable Rate Loans have an APR of 6.94% , also steady compared to a week ago. Affinity Plus has a fixed Undergraduate Line of Credit with an APR of 6.99% , unchanged from 7 and 30 days ago. Their Graduate Line of Credit fixed rate is 9.85% , the same as 7, 30, 60, and 90 days ago. The Student Loan Refinance fixed rates range from 6.24% to 7.24% , also unchanged from 7 and 30 days ago.

United Nations has a fixed Education Loan with an APR of 7.25% today. This rate is unchanged from 7 and 30 days ago but down from 7.5% at 30, 60, and 90 days ago. Baxter has a Graduate Line of Credit with a fixed rate of 8.1% APR today. Its Graduate Line of Credit variable rate ranges from 8.25% to 18% APR, unchanged from 7 and 30 days ago. Nasa has a Deferred Repayment Line of Credit with an APR range of 8.5% to 18% . These rates are unchanged from 7, 30, 60, and 90 days ago.

Broadview’s Academic Advantage Loan (fixed) has a 10.25% APR today, unchanged from 7 and 30 days ago but down from 10.5% at 30, 60, and 90 days ago. The rate has dropped since last month and stayed steady over the past week.

🏦 All Local Lenders in Utica, NY

Lender NameBranch AddressOffice ServicesLender Snapshot
UTICA DISTRICT TELEPHONE EMPLOYEES FEDERAL CREDIT UNION
2812 GENESEE ST UTICA NY 13502
P2P
E-Statements
E-Signature
Assets: $37,887,042
Deposits: $1,100,534
Net Worth: $12,638,394
Employees: 5
Members: 1,711
UTICA POLICE DEPARTMENT FEDERAL CREDIT UNION
UTICA POLICE DEPTFCU UTICA NY 13502
Assets: $5,896,635
Deposits: $334,160
Net Worth: $1,676,526
Employees: 2
Members: 609
FIRST SOURCE FEDERAL CREDIT UNION
1634 GENESEE ST UTICA NY 13502
ATM
Drive-Thru
P2P
E-Statements
E-Signature
Assets: $1,063,820,676
Deposits: $52,972,537
Net Worth: $100,478,065
Employees: 244
Members: 62,132
FIRST SOURCE FEDERAL CREDIT UNION
50 AUERT AVE UTICA NY 13502
ATM
P2P
E-Statements
E-Signature
Assets: $1,063,820,676
Deposits: $52,972,537
Net Worth: $100,478,065
Employees: 244
Members: 62,132
EMPOWER FEDERAL CREDIT UNION
1928 GENESEE ST UTICA NY 13502
ATM
Drive-Thru
P2P
E-Statements
E-Signature
Assets: $3,759,853,763
Deposits: $238,547,679
Net Worth: $365,681,043
Employees: 581
Members: 277,374
AMERICU CREDIT UNION
224 N GENESEE ST STE 3 UTICA NY 13502
ATM
Drive-Thru
P2P
E-Statements
E-Signature
Assets: $2,693,858,739
Deposits: $60,545,589
Net Worth: $262,375,424
Employees: 434
Members: 167,171

🏘️ All the Lenders Available in Oneida County, NY

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