Student Loans in Cortland, NY

Looking for the lowest rate education loan in Cortland, NY? Compare local lenders who understand your needs and offer flexible plans designed to fit your budget. Finding the right student loan can make your college journey smoother and more affordable.

Today’s Student Loan Rates & Analysis - Updated on 2025-OCT-11

Credit Union Loan Rates - Trends & Analysis:

Affinity s fixed Medical school loans with APRs ranging from 2.89% to 14.98% , unchanged from 30 days ago. Their variable Undergraduate student loans have rates between 4.37% and 16.99% , also unchanged from 30 days ago. Centra s fixed Medical school loans with APRs ranging from 2.89% to 14.98% , unchanged from 30 days ago. Their variable Undergraduate student loans have rates between 4.37% and 16.99% , with no change reported in the last 30 days. Hudson Valley has a Graduate school loan with rates from 2.89% to 14.99% APR, unchanged from both 7 and 30 days ago. The Undergraduate student loan has a range of 2.89% to 17.49% APR, also steady compared to the past week and month.

Elfi’s private fixed student loan rate is 2.99% today, unchanged from 60 days ago but down from 3.69% ninety days ago. The private variable loan rate is 4.88% , down from 5% both 60 and 90 days ago. Connexus s the Partnership Advance Education Loan (fixed) with an APR range of 3.2% to 8.7% . These rates are unchanged from 7, 30, 60, and 90 days ago. Custom–Choice s Find My Rate fixed student loans with APRs ranging from 3.24% to 15.71% , unchanged from 7 and 30 days ago. Their variable Find My Rate loans have APRs between 4.19% and 16.39% , also unchanged from a week earlier.

Together s Undergraduate Fixed Rate Loans with APRs ranging from 3.99% to 13.25% , unchanged from both 7 and 30 days ago. Graduate Fixed Rate Loans have rates between 4.24% and 13% , also steady compared to the past week and month. Americu s an Undergraduate Variable Rate Loan with APRs ranging from 4.25% to 13% , unchanged from both 7 and 30 days ago. The Undergraduate Fixed Rate Loan and Graduate Fixed Rate Loan both have APRs between 4.54% and 14.25% , also unchanged from 7 and 30 days ago. The Student Loan Refinance fixed loan has APRs from 5.25% to 11.74% .

Navy Federal Credit Union has a 4.75% APR for both Undergraduate and Graduate Fixed Rate Loans, with no change from 7 or 30 days ago. The Refinance Fixed Rate Loan is at 4.6% APR, and the Refinance Variable Rate Loan is 5.23% APR, both unchanged from 7 and 30 days ago. Undergraduate and Graduate Variable Rate Loans have an APR of 6.94% , also steady compared to a week ago. Affinity Plus has a fixed Undergraduate Line of Credit with an APR of 6.99% , unchanged from 7 and 30 days ago. Their Graduate Line of Credit fixed rate is 9.85% , the same as 7, 30, 60, and 90 days ago. The Student Loan Refinance fixed rates range from 6.24% to 7.24% , also unchanged from 7 and 30 days ago.

United Nations has a fixed Education Loan with an APR of 7.25% today. This rate is unchanged from 7 and 30 days ago but down from 7.5% at 30, 60, and 90 days ago. Baxter has a Graduate Line of Credit with a fixed rate of 8.1% APR today. Its Graduate Line of Credit variable rate ranges from 8.25% to 18% APR, unchanged from 7 and 30 days ago. Nasa has a Deferred Repayment Line of Credit with an APR range of 8.5% to 18% . These rates are unchanged from 7, 30, 60, and 90 days ago.

Broadview’s Academic Advantage Loan (fixed) has a 10.25% APR today, unchanged from 7 and 30 days ago but down from 10.5% at 30, 60, and 90 days ago. The rate has dropped since last month and stayed steady over the past week.

🏦 All Local Lenders in Cortland, NY

Lender NameBranch AddressOffice ServicesLender Snapshot
VISIONS FEDERAL CREDIT UNION
141 CLINTON AVE CORTLAND NY 13045
ATM
P2P
E-Statements
E-Signature
Assets: $5,261,855,076
Deposits: $368,430,335
Net Worth: $518,055,418
Employees: 885
Members: 258,519
THE SUMMIT FEDERAL CREDIT UNION
877 STATE ROUTE 13 CORTLAND NY 13045
P2P
E-Statements
Assets: $1,352,881,336
Deposits: $73,606,513
Net Worth: $144,591,455
Employees: 253
Members: 95,042
CFCU COMMUNITY CREDIT UNION
3910 STATE ROUTE 281 CORTLAND NY 13045
ATM
Drive-Thru
P2P
E-Statements
E-Signature
Assets: $1,388,898,866
Deposits: $110,717,714
Net Worth: $200,635,384
Employees: 230
Members: 79,004
CFCU COMMUNITY CREDIT UNION
182 PORT WATSON ST CORTLAND NY 13045
ATM
Drive-Thru
P2P
E-Statements
E-Signature
Assets: $1,388,898,866
Deposits: $110,717,714
Net Worth: $200,635,384
Employees: 230
Members: 79,004
CFCU COMMUNITY CREDIT UNION
15 NEUBIG RD CORTLAND NY 13045
ATM
P2P
E-Statements
E-Signature
Assets: $1,388,898,866
Deposits: $110,717,714
Net Worth: $200,635,384
Employees: 230
Members: 79,004
AMERICU CREDIT UNION
3944 NY281 CORTLAND NY 13045
ATM
P2P
E-Statements
E-Signature
Assets: $2,693,858,739
Deposits: $60,545,589
Net Worth: $262,375,424
Employees: 434
Members: 167,171

🏘️ All the Lenders Available in Cortland County, NY

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