Student Loans in Jersey City, NJ

Looking to lower your student loan payments in Jersey City, NJ? Compare top refinancing offers tailored for local borrowers to find rates and terms that fit your budget and goals. It’s easier than you think to save and get on the path to financial freedom.

Today’s Student Loan Rates & Analysis - Updated on 2025-OCT-11

Credit Union Loan Rates - Trends & Analysis:

Affinity s fixed Medical school loans with APRs ranging from 2.89% to 14.98% , unchanged from 30 days ago. Their variable Undergraduate student loans have rates between 4.37% and 16.99% , also unchanged from 30 days ago. American Heritage s fixed graduate school loans with APRs ranging from 2.89% to 14.99% , unchanged from 30 days ago. Their fixed undergraduate student loans have rates between 2.89% and 17.49% , which are steady from 30 days ago but down from 60 days ago.

Elfi’s private fixed student loan rate is 2.99% today, unchanged from 60 days ago but down from 3.69% ninety days ago. The private variable loan rate is 4.88% , down from 5% both 60 and 90 days ago. Connexus s the Partnership Advance Education Loan (fixed) with an APR range of 3.2% to 8.7% . These rates are unchanged from 7, 30, 60, and 90 days ago. Custom–Choice s Find My Rate fixed student loans with APRs ranging from 3.24% to 15.71% , unchanged from 7 and 30 days ago. Their variable Find My Rate loans have APRs between 4.19% and 16.39% , also unchanged from a week earlier.

Navy Federal Credit Union has a 4.75% APR for both Undergraduate and Graduate Fixed Rate Loans, with no change from 7 or 30 days ago. The Refinance Fixed Rate Loan is at 4.6% APR, and the Refinance Variable Rate Loan is 5.23% APR, both unchanged from 7 and 30 days ago. Undergraduate and Graduate Variable Rate Loans have an APR of 6.94% , also steady compared to a week ago. Affinity Plus has a fixed Undergraduate Line of Credit with an APR of 6.99% , unchanged from 7 and 30 days ago. Their Graduate Line of Credit fixed rate is 9.85% , the same as 7, 30, 60, and 90 days ago. The Student Loan Refinance fixed rates range from 6.24% to 7.24% , also unchanged from 7 and 30 days ago.

Altra has a Fixed Student Loan with a 7.24% APR today, which is unchanged from 7 and 30 days ago. There is no data for 30 days or longer periods. Baxter has a Graduate Line of Credit with a fixed rate of 8.1% APR today. Its Graduate Line of Credit variable rate ranges from 8.25% to 18% APR, unchanged from 7 and 30 days ago. Nasa has a Deferred Repayment Line of Credit with an APR range of 8.5% to 18% . These rates are unchanged from 7, 30, 60, and 90 days ago.

Visions has a Variable Student Loan with an APR range of 10.25% to 11.75% today. This rate is unchanged from 7, 30, 60, and 90 days ago.

🏦 All Local Lenders in Jersey City, NJ

Lender NameBranch AddressOffice ServicesLender Snapshot
XCEL FEDERAL CREDIT UNION
30 PATH PLZ JERSEY CITY NJ 07306
ATM
P2P
E-Statements
E-Signature
Assets: $185,769,596
Deposits: $9,191,591
Net Worth: $21,085,274
Employees: 36
Members: 12,134
RIDGEDALE FEDERAL CREDIT UNION
666 NEWARK AVE JERSEY CITY NJ 07306
P2P
E-Statements
Assets: $99,710,653
Deposits: $2,184,779
Net Worth: $9,559,470
Employees: 17
Members: 3,924
JERSEY CITY FIREMEN FEDERAL CREDIT UNION
666 SUMMIT AVE JERSEY CITY NJ 07306
Assets: $11,662,708
Deposits: $422,975
Net Worth: $5,351,378
Employees: 3
Members: 1,276
LIBERTY SAVINGS FEDERAL CREDIT UNION
660 NEWARK AVE JERSEY CITY NJ 07306
ATM
P2P
E-Statements
Assets: $122,031,334
Deposits: $3,364,784
Net Worth: $14,976,218
Employees: 47
Members: 16,943
SELFRELIANCE FEDERAL CREDIT UNION
558 SUMMIT AVE JERSEY CITY NJ 07306
P2P
E-Statements
E-Signature
Assets: $1,019,513,746
Deposits: $76,991,995
Net Worth: $134,732,850
Employees: 152
Members: 46,762
PATH FEDERAL CREDIT UNION
1 PATH PLZ JERSEY CITY NJ 07306
Assets: $12,976,389
Deposits: $306,853
Net Worth: $4,299,557
Employees: 4
Members: 1,369

🏘️ All the Lenders Available in Hudson County, NJ

✅BAYONNE SCHOOL EMPLOYEES FEDERAL CREDIT UNION
✅BAYONNE CITY EMPLOYEES FEDERAL CREDIT UNION
✅LIBERTY SAVINGS FEDERAL CREDIT UNION
✅HARRISON POLICE FIREMENS CREDIT UNION
✅HOBOKEN SCHOOL EMPLOYEES FEDERAL CREDIT UNION
✅ERIE LACKAWANNA RAILROAD CO EMP FEDERAL CREDIT UNION
✅HOBOKEN N J POLICE FEDERAL CREDIT UNION
✅KEARNY MUNICIPAL EMPLOYEES FEDERAL CREDIT UNION
✅NEW BRUNSWICK POSTAL FEDERAL CREDIT UNION
✅XCEL FEDERAL CREDIT UNION
✅RIDGEDALE FEDERAL CREDIT UNION
✅JERSEY CITY FIREMEN FEDERAL CREDIT UNION
✅SELFRELIANCE FEDERAL CREDIT UNION
✅PATH FEDERAL CREDIT UNION
✅SEAPORT FEDERAL CREDIT UNION
✅JERSEY CITY POLICE FEDERAL CREDIT UNION
✅GOYA FOODS EMPLOYEES FEDERAL CREDIT UNION
✅OCNAC 1 CREDIT UNION
✅FINANCIAL RESOURCES FEDERAL CREDIT UNION

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