Path Credit Union Jersey City NJ | Reliable ATM Services Only

Introduction

Welcome to Path Federal, your trusted community credit union located at 1 Path Plz, Jersey City, NJ 07306. Since our establishment in 1952, we have been dedicated to serving our members with a strong commitment to personal and financial growth. With a total membership of 1,369 and assets exceeding $12,976,389, we pride ourselves on being a reliable partner in your financial journey. At Path Federal, we understand that every member has unique needs. That's why we offer a variety of services designed to help you thrive whether you're looking for loans, savings options, or personalized financial advice. Our total loans stand at 594, while our deposits reach an impressive $306,853. Under the leadership of our CEO, Denise Kingsberry, and Board President, Edward Rehm, our team of 4 dedicated employees is here to ensure you receive the best service possible. We believe in fostering a supportive environment where all members can achieve their financial goals. While members can visit us at our branch for all your banking needs, please note that official correspondence should be sent to our mailing address: 1 Path Plz, Jersey City, NJ 7306. We invite you to explore how Path Federal can support you today! For any inquiries or assistance, feel free to call us at (201) 216-6094 or visit our website at pathfcu.org. Your financial future starts here!

Branch History & Mission

Commitment to Community

We take pride in being part of Jersey City's fabric. Our commitment extends beyond banking; we engage with local organizations and initiatives that contribute positively to our neighborhood. Through outreach programs and partnerships with local businesses, we work tirelessly to create opportunities for growth and stability within our community. As technology advances, so do we. While maintaining traditional values of personal service and trustworthiness, we've embraced digital tools such as online banking to make managing finances easier for all members. This ensures that everyone has access to their accounts anytime they need it.

Join Us!

We invite you to experience the benefits of being part of Path Federal Credit Union. Whether you are looking for savings accounts or loans tailored to your lifestyle, our dedicated team is here to help you every step of the way. Join us today and be part of a growing family that believes in making a difference together! For inquiries or assistance, feel free to call us at 201-216-6094 during our operating hours: Monday through Friday from 5 AM to 7 PM. Together, let's pave a path towards brighter financial futures!

Our Mission

At Path Federal Credit Union, we believe in empowering individuals and families through financial education and resources. Our mission is clear: to provide affordable financial solutions while actively participating in community development. We aim to help members achieve their financial goals while promoting responsible banking practices. While members can visit us at 1 Path Plaza, official correspondence should be sent to 1 Path Plz, Jersey City, NJ 7306 if different from the branch address.

Our Story

Located at 1 Path Plaza, Jersey City, NJ 07306, our branch is more than just a place for banking; it's a hub for community connection. As we opened our doors in 1952, we committed ourselves to serving not only as a financial institution but also as a partner in the lives of our members. Our total assets now stand at an impressive $12,976,389, reflecting the trust that our community has placed in us. From humble beginnings, we have celebrated numerous milestones along the way. Each year, we strive to enhance our services and support initiatives that uplift our community. Our members can count on us for various financial products and services tailored to their needs. We focus on transparency and accessibility, ensuring that everyone feels welcome and valued.

Branch Location & Accessibility

Accessibility and Features

Our branch is easily accessible for all members, featuring ADA-compliant entrances and ramps for those who may need extra assistance. Parking is available nearby, ensuring you can visit us without any hassle. While you're here, feel free to stop by during our convenient lobby hours, which are Monday through Friday from 5 AM to 7 PM.

Services Offered

At Path Federal, we offer a range of services to meet your financial needs. Although we do not have ATM or drive-thru services available at this location, our dedicated staff is always ready to assist you with any banking inquiries or transactions. Whether you're looking to open an account or discuss loan options, we're here to help! If you need to reach us, give us a call at 201-216-6094. We invite you to come by and see how we can support your financial journey! And remember, while members can visit us at 1 Path Plz for all their banking needs, official correspondence should be sent to the same address. We look forward to welcoming you soon!

Member Eligibility

At Path, we believe that everyone deserves to be part of a welcoming and supportive community. Becoming a member is simple and open to individuals who live, work, or worship in the local area, as well as their family members. We aim to make banking accessible and beneficial for all our members. When you join us at Path, located at 1 Path Plz Jersey City Nj 07306, you'll gain access to a range of financial products tailored to meet your needs, from loans to savings accounts designed with your goals in mind. For more detailed information about the eligibility criteria, feel free to visit our website at . If you're ready to open an account or have any questions, don't hesitate to give us a call at (201) 216-6094. We're here to help you every step of the way!

Business Banking & Commercial Services

Merchant Services That Matter

Imagine having a reliable system that streamlines your payment processing, allowing you to focus more on what you do best running your business. Our merchant services offer practical solutions tailored to meet your unique needs, ensuring smooth transactions and happier customers. Located conveniently at 1 Path Plz, Jersey City, NJ 07306, we're here to help you navigate the complexities of business financing. For more information, give us a call at 201-216-6094. Let's grow together!

Tailored Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs. Although we currently have not disbursed any commercial loans, our goal is to be there when you need us most, providing the necessary resources and support for your ventures.

Comprehensive List Of Services

Connect with Us Today

If you're interested in learning more about how Path can support your financial journey, don't hesitate to reach out! Call us at (201) 216-6094 or visit us in person at 1 Path Plz Jersey City Nj 07306. We look forward to welcoming you into our community and helping you achieve your financial goals!

Our Services Tailored to You

One of the standout offerings at Path Federal is our ATM Services Only, which ensures that you have easy access to your funds anytime, anywhere. Imagine you're out shopping and realize you need cash for a quick purchase; with our ATM services, withdrawing cash becomes a hassle-free experience, allowing you to focus on what truly matters like finding that perfect item! In addition to our ATM services, we emphasize convenience through digital banking features. While we currently focus on ATM access, we are committed to enhancing your banking experience with future online and mobile options that will make managing your finances even easier.

Why Choose Us?

Choosing Path means becoming part of a community that values personal connections and tailored solutions. Our friendly staff is always ready to assist you with any questions or concerns about your banking needs. We understand that every member's situation is different, and we're here to provide guidance whether you're opening your first account or looking into more complex financial products in the future.

Digital & Online Banking

Key Features

With our online banking services available at https://www.pathfcu.org/, you can easily check your account balance, transfer funds, and review transaction history all with just a few clicks. Although we currently do not offer electronic signatures or e-statements, our straightforward interface makes it simple for you to navigate through your financial needs without added complications. For those who enjoy managing their finances on mobile devices, while we do not have a dedicated mobile application or mobile payments feature at this time, our online banking platform is mobile-friendly. This means you can access your account anytime using your smartphone's web browser.

Secure Transactions

Your security is our top priority. Our online banking system employs robust security measures to protect your information. We want you to feel confident when managing your money online. Plus, with features like person-to-person transfers currently unavailable, you can rest assured that every transaction is secure and straightforward. At Path, we strive to make banking easy for everyone. Explore how our digital banking services can simplify your financial life by visiting https://www.pathfcu.org/. Your next financial move is just a click away!

Financial Strength

Commitment to Growth

With $4,215,368 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our capacity for lending is robust; we currently hold $61 in used auto loans and $9,189,268 in total loans and leases, supporting our members' financial goals across various sectors.

Member Trust

Total Share Accounts stand at 1,984, showing a strong and growing member base that trusts us with their finances. This trust empowers us to keep improving our offerings for you. In summary, our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Path is your trusted partner. Visit us at 1 Path Plz Jersey City Nj 07306 or call (201) 216-6094 to learn more about how we can help you achieve your financial goals. *Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.*

Member-Centric Focus

Members' savings are secured through $2,423,203 in share certificates, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our operational efficiency is reflected in our $0, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 3 full-time employees and 1 part-time employees who are always ready to serve you with a knowledgeable, committed team.

Strong Financial Position

With a net worth of $4,299,557, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $3,292 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $1,210,182 in used vehicle loans and $3,566,101 in new vehicle loans already helping members get on the road. Whether you're considering a new or used vehicle, our team is here to guide you through the process and help you find the right financing option.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $1,096,227, make buying or refinancing simple. We are dedicated to helping you navigate your home buying journey with ease.

Unsecured Credit Card Loans

Managing daily expenses can sometimes be challenging. We also offer flexible terms on unsecured credit card loans, with a total of $0 in loans helping members manage their finances effectively. Although we currently do not have unsecured credit card offerings available, our goal is always to support your financial well-being. For those interested in refinancing options or checking eligibility for any of our loan products, please don't hesitate to reach out. You can contact us at 201-216-6094 for more information on how we can assist you further. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. We pride ourselves on transparency and making sure our members have all the information they need to make informed decisions about their finances. Explore our diverse loan offerings today and let us help you take the next step towards achieving your financial dreams!

Loan Aggregator

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