Student Loans in Modesto, CA

Looking for affordable student loan rates in Modesto, CA? Compare local offers to find rates that fit your budget and repayment style. Getting the right loan can make your college journey smoother and less stressful.

Stay close to home while investing in your education with trusted lenders who understand Modesto’s community. Explore flexible options designed to support your goals and give you confidence every step of the way.

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Filters

Lender
APR
Term
Link
Info
cefcu
7.5 %
dupaco
7.5 - 10.02 %
nasafcu
7.75 - 18 %
25 Yrs
southlandcu
7.99 - 15 %
bcu
8.1 - 8.25 %

Today’s Student Loan Rates & Analysis - Updated on 2026-AUG-28

Credit Union Loan Rates - Trends & Analysis:

Citizens Equity First has a private student loan with a variable rate of 7.5% APR today. This rate is unchanged from 7 days, 30 days, and 60 days ago. Both listings show the same steady rate. Dupaco Community's variable rates from 7.5% to 9.75% and fixed rates ranging from 7.77% to 10.02% , both unchanged from 7 and 30 days ago. Their student loan refinance fixed rates start at 5% and go up to 11.43% , while the refinance variable rates range from 7% to 8.5% , with no change over the past week or month.

Nasa's Deferred Repayment Line of Credit (variable) has an APR range of 7.75% to 18% today, unchanged from 7 and 30 days ago. There is no data for 30 days or longer periods. Southland's Undergraduate Fixed Rate loans with APRs ranging from 7.99% to 14.75% and Undergraduate Variable Rate loans ranging from 8.24% to 15% . These rates have no recorded changes from 7 or 30 days ago. Baxter's Undergraduate Student Loan fixed rate is 8.1% APR, unchanged from 7 and 30 days ago. The variable rate for the same loan type is 8.25% APR, also unchanged from 7 and 30 days ago.

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Good Student Loan Rates