Student Loans in Modesto, CA

Refinancing your student loans in Modesto, CA just got easier. Compare offers from trusted local lenders to find the lowest interest rates and repayment plans that fit your budget—helping you save money and stress less about your future.

Join many Modesto students and families who’ve found flexible, affordable solutions right here at home. Take a moment to explore your options and make an informed choice tailored to your unique financial goals.

NewRefinance

Filters

Lender
APR
Term
Link
Info
cefcu
7.5 %
dupaco
7.5 - 10.02 %
nasafcu
7.75 - 18 %
25 Yrs
southlandcu
7.99 - 15 %
bcu
8.1 - 8.25 %

Today’s Student Loan Rates & Analysis - Updated on 2026-AUG-28

Credit Union Loan Rates - Trends & Analysis:

Citizens Equity First has a private student loan with a variable rate of 7.5% APR today. This rate is unchanged from 7 days, 30 days, and 60 days ago. Both listings show the same steady rate. Dupaco Community's variable rates from 7.5% to 9.75% and fixed rates ranging from 7.77% to 10.02% , both unchanged from 7 and 30 days ago. Their student loan refinance fixed rates start at 5% and go up to 11.43% , while the refinance variable rates range from 7% to 8.5% , with no change over the past week or month.

Nasa's Deferred Repayment Line of Credit (variable) has an APR range of 7.75% to 18% today, unchanged from 7 and 30 days ago. There is no data for 30 days or longer periods. Southland's Undergraduate Fixed Rate loans have APRs ranging from 7.99% to 14.75% , unchanged from 7 and 30 days ago. The Undergraduate Variable Rate loans range from 8.24% to 15% , also unchanged from 7 and 30 days ago. For refinancing, the variable APR ranges from 8.74% to 14.25% , while the fixed APR ranges from 9.25% to 14.25% .

Baxter's Undergraduate Student Loan fixed rate is 8.1% APR, unchanged from 7 and 30 days ago. The variable rate for the same loan type is 8.25% APR, also unchanged from 7 and 30 days ago.

🏦 Local Lenders in Modesto, CA

See the full lender directory — hours, services & financials →

🏘️ All the Lenders Available in Stanislaus County, CA

Compare other loan types in Modesto, CA

Why compare Student Loans in Modesto, CA on LendMesh

If you’re in Modesto, CA, looking for the lowest interest rates to refinance your student loans, keep exploring your options on LendMesh. Comparing multiple lenders can uncover better deals and save you money over time. Taking a little extra time to review offers helps ensure you find the most affordable and flexible terms tailored to your needs. Your ideal loan is out there, and LendMesh makes it easier to find.

Consider subscribing to LendMesh’s alert service to stay informed without the hassle. Simply set your target interest rate and receive timely notifications when rates fall below your goal. You’ll also get expert insights, market trends, and curated loan deals sent weekly or monthly—helping Modesto borrowers like you stay ahead and seize the best refinancing opportunities as they arise.

Customers are also interested in:

Lowest Interest Rate For Refinancing Student Loans