Student Loans in Modesto, CA

Looking for student loans in Modesto, CA? Compare personalized loan options tailored to your needs, with friendly local support and flexible repayment plans designed to fit your budget.

Whether you're starting college or continuing your education, finding the right loan in Modesto is easier when you compare offers side by side. Take control of your future with options that make sense for you.

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Lender
APR
Term
Link
Info
cefcu
7.5 %
dupaco
7.5 - 10.02 %
nasafcu
7.75 - 18 %
25 Yrs
southlandcu
7.99 - 15 %
bcu
8.1 - 8.25 %

Today’s Student Loan Rates & Analysis - Updated on 2026-AUG-28

Credit Union Loan Rates - Trends & Analysis:

Citizens Equity First has a private student loan with a variable rate of 7.5% APR today. This rate is unchanged from 7 days, 30 days, and 60 days ago. Both listings show the same steady rate. Dupaco Community's variable rates from 7.5% to 9.75% and fixed rates ranging from 7.77% to 10.02% , both unchanged from 7 and 30 days ago. Their student loan refinance fixed rates start at 5% and go up to 11.43% , while the refinance variable rates range from 7% to 8.5% , with no change over the past week or month.

Nasa's Deferred Repayment Line of Credit (variable) has an APR range of 7.75% to 18% today, unchanged from 7 and 30 days ago. There is no data for 30 days or longer periods. Southland's Undergraduate Fixed Rate loans have APRs ranging from 7.99% to 14.75% , unchanged from 7 and 30 days ago. The Undergraduate Variable Rate loans range from 8.24% to 15% , also unchanged from 7 and 30 days ago. For refinancing, the variable APR ranges from 8.74% to 14.25% , while the fixed APR ranges from 9.25% to 14.25% .

Baxter's Undergraduate Student Loan fixed rate is 8.1% APR, unchanged from 7 and 30 days ago. The variable rate for the same loan type is 8.25% APR, also unchanged from 7 and 30 days ago.

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