Student Loans in Modesto, CA

Looking for the lowest interest student loans in Modesto, CA? Compare local offers easily and find rates that fit your budget. Our community-focused lenders make financing education straightforward and affordable.

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Lender
APR
Term
Link
Info
cefcu
7.5 %
dupaco
7.5 - 10.02 %
nasafcu
7.75 - 18 %
25 Yrs
southlandcu
7.99 - 15 %
bcu
8.1 - 8.25 %

Today’s Student Loan Rates & Analysis - Updated on 2026-AUG-28

Credit Union Loan Rates - Trends & Analysis:

Citizens Equity First has a private student loan with a variable rate of 7.5% APR today. This rate is unchanged from 7 days, 30 days, and 60 days ago. Both listings show the same steady rate. Dupaco Community's variable rates from 7.5% to 9.75% and fixed rates ranging from 7.77% to 10.02% , both unchanged from 7 and 30 days ago. Their student loan refinance fixed rates start at 5% and go up to 11.43% , while the refinance variable rates range from 7% to 8.5% , with no change over the past week or month.

Nasa's Deferred Repayment Line of Credit (variable) has an APR range of 7.75% to 18% today, unchanged from 7 and 30 days ago. There is no data for 30 days or longer periods. Southland's Undergraduate Fixed Rate loans have APRs ranging from 7.99% to 14.75% , unchanged from 7 and 30 days ago. The Undergraduate Variable Rate loans range from 8.24% to 15% , also unchanged from 7 and 30 days ago. For refinancing, the variable APR ranges from 8.74% to 14.25% , while the fixed APR ranges from 9.25% to 14.25% .

Baxter's Undergraduate Student Loan fixed rate is 8.1% APR, unchanged from 7 and 30 days ago. The variable rate for the same loan type is 8.25% APR, also unchanged from 7 and 30 days ago.

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