Student Loans in Irvine, CA

Looking to lower your student loan payments in Irvine, CA? Compare competitive refinancing rates tailored to your needs and find flexible terms that make managing your loans easier.

Refinancing your student loans here means tapping into local expertise and options designed to support your financial goals. Start comparing offers today and take a confident step toward a brighter financial future.

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Lender
APR
Term
Link
Info
cafcu
2.45 - 8.7 %
navyfederal
2.67 - 6.14 %
americaschristiancu
2.89 - 13.64 %
25 Yrs
elfi
2.99 - 6.75 %
15 Yrs
customchoice
3.35 - 17.22 %
university-credit-union
4.74 - 15 %
nuvisionfederal
5.24 - 11.75 %
dcu
6.25 - 14.5 %
affinityplus
6.49 - 13.4 %
20 Yrs
sffirecu
6.75 - 11.5 %

Today’s Student Loan Rates & Analysis - Updated on 2026-AUG-28

Credit Union Loan Rates - Trends & Analysis:

Corporate America Family's Partnership Advance Education Loan has a fixed APR range of 2.45% to 8.7% , unchanged from 7 and 30 days ago. The Student Loan Refinance fixed rate ranges from 5.15% to 9.4% , unchanged from 60 days ago. Navy Federal Credit Union's Fixed APR student loans have a rate of 2.67% today, down from 2.92% seven days ago. The Variable APR loans remain unchanged at 6.14% over the past week. For refinancing, the Fixed APR is steady at 4.2% , and the Variable APR also holds at 4.52% , both unchanged from seven days ago.

America'S Christian's Private Student Loans with fixed rates from 2.89% to 12% , unchanged from 7 and 30 days ago. Their Student Line of Credit has a variable APR range of 2.91% to 13.64% , which is up from 12% a week ago. Both fixed and variable Private Refinance Loans have rates steady at 2.89% –1% 2% and 2.91% –1% 2% , respectively, compared to 7 days prior. Elfi's Graduate Student Loans have a fixed APR of 2.99% , unchanged from 7 and 30 days ago, and a variable APR of 6.75% , also steady over the same periods. Undergraduate Student Loans carry the same fixed rate of 2.99% , unchanged from 60 days ago, and a variable rate of 6.75% , which is also unchanged from 60 days ago.

Custom–Choice's Fixed Student Loans with rates from 3.35% to 17.17% , unchanged from 7, 30, 60, and 90 days ago. Their Variable Student Loans range from 3.56% to 17.22% , down from 7 days ago but up from 30 and 60 days ago, and lower than 90 days ago. University's Fixed Rate Loan Solution has an APR range of 4.74% to 14.74% , unchanged from 7 and 30 days ago. The Variable Rate Line of Credit Solution ranges from 5% to 15% APR, also unchanged from a week earlier.

Nuvision's Variable Rates student loans range from 5.24% to 11.75% today, unchanged from both 7 and 30 days ago. This variable rate applies to their student loan program without a specified term. Digital's Variable Rate Student Loans with APRs from 6.25% to 12.5% , unchanged from 7 and 30 days ago. Fixed Rate Student Refinance Loans have rates between 4.75% and 10.5% , also steady compared to the past week and month. Affinity Plus's an Undergraduate Line of Credit with fixed and variable rates at 6.49% APR, unchanged from both 7 and 30 days ago. Their Graduate Line of Credit has fixed and variable rates at 7.99% and 8.49% APR, respectively, also steady over the past month. The Student Loan Refinance program features fixed and variable rates ranging from 6.74% to 7.74% APR, with no change in the last 7 or 30 days.

San Francisco Fire's Variable Rates from 6.75% to 10.75% APR, unchanged from both 7 and 30 days ago. Fixed Rates range from 7.5% to 11.5% APR and have also stayed the same compared to 7 and 30 days ago.

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Why compare Student Loans in Irvine, CA on LendMesh

If you’re in Irvine, CA, exploring student loan refinancing rates, it’s wise to keep comparing lenders on LendMesh. Different lenders offer varying terms and rates, so taking a little extra time to shop around can help you find deals that better fit your budget and goals. There’s no rush—finding the right refinance option is about smart choices that support your financial future.

To make the process even easier, consider subscribing to LendMesh alerts. Just set your target rate, like 4% or 5%, and get notified when offers beat your goal. You’ll also receive weekly or monthly updates with expert insights, rate trends, and carefully selected loan deals. Join many Irvine borrowers who trust LendMesh to stay informed and catch the best opportunities as they arise.

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Student Loan Refinancing Rates