Student Loans in Las Cruces, NM

Looking to lower your student loan payments in Las Cruces, NM? Compare local refinance offers that fit your budget and future plans, with flexible terms designed to make repayment easier.

Connect with trusted lenders who understand the unique needs of New Mexico students and families. Start comparing rates today and take control of your student loan journey right here in Las Cruces.

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Lender
APR
Term
Link
Info
affinityfcu
1.95 - 17.64 %
ffnm
1.95 - 17.64 %
gosunward
2.09 - 3.46 %
connexuscu
2.45 - 8.7 %
cafcu
2.45 - 8.7 %
navyfederal
2.67 - 6.14 %
elfi
2.99 - 6.75 %
15 Yrs
customchoice
3.35 - 17.22 %
university-credit-union
4.74 - 15 %
dcu
6.25 - 14.5 %

Today’s Student Loan Rates & Analysis - Updated on 2026-AUG-28

Credit Union Loan Rates - Trends & Analysis:

Affinity's Undergraduate student loan (fixed) has an APR range of 1.95% to 17.49% , down from 1.99% to 17.49% seven days ago and 2.19% to 17.49% thirty days ago. The Medical school loan (fixed) APR is 1.95% to 14.97% , down from 2.09% to 14.97% seven days ago and 2.29% to 14.97% thirty days ago. First Financial's Undergraduate student loan (fixed) has an APR range of 1.95% to 17.49% , down from 2.09% to 17.49% seven days ago and lower than 2.89% to 17.49% sixty days ago. The variable Undergraduate student loan APR is 3.62% to 16.83% , unchanged from seven days ago and steady compared to sixty days ago.

Sandia Laboratory's Private Student Loans have a fixed rate of 2.09% today, down from 2.64% both 7 and 30 days ago. The variable rate loan is 3.46% now, slightly lower than 3.48% a week and a month ago. Connexus's an Undergraduate and Graduate Student Loan with fixed rates ranging from 2.45% to 8.7% APR today. Unchanged from 7 or 30 days ago. Corporate America Family's Partnership Advance Education Loan has a fixed APR range of 2.45% to 8.7% , unchanged from 7 and 30 days ago. The Student Loan Refinance fixed rate ranges from 5.15% to 9.4% , unchanged from 60 days ago.

Navy Federal Credit Union's Fixed APR student loans have a rate of 2.67% today, down from 2.92% seven days ago. The Variable APR loans remain unchanged at 6.14% over the past week. For refinancing, the Fixed APR is steady at 4.2% , and the Variable APR also holds at 4.52% , both unchanged from seven days ago. Elfi's Graduate Student Loans have a fixed APR of 2.99% , unchanged from 7 and 30 days ago. The variable rate for Graduate Student Loans is 6.75% , also steady over the same periods. Undergraduate Student Loans show the same fixed rate of 2.99% and variable rate of 6.75% , both unchanged from 60 days ago.

Custom–Choice's Fixed Student Loans with rates from 3.35% to 17.17% , unchanged from 7, 30, 60, and 90 days ago. Their Variable Student Loans range from 3.56% to 17.22% , down from 7 days ago but up from 30 and 60 days ago, and lower than 90 days ago. University's Fixed Rate Loan Solution has an APR range of 4.74% to 14.74% , unchanged from 7 and 30 days ago. The Variable Rate Line of Credit Solution ranges from 5% to 15% APR, also unchanged from a week earlier.

Digital's Variable Rate Student Loans with APRs from 6.25% to 12.5% , unchanged from 7 and 30 days ago. Fixed Rate Student Refinance Loans have rates between 4.75% and 10.5% , also steady compared to the past week and month.

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