Student Loans in Phoenix, AZ

Discover how refinancing your student loans in Phoenix, AZ can save you money with some of the best interest rates available. Comparing local offers helps you find flexible options that fit your budget and goals, making repayment easier and more affordable.

Take control of your financial future by exploring loan refinancing options tailored for Phoenix students. With personalized support and competitive rates, you’ll find a solution designed to lighten your loan burden and keep your dreams within reach.

NewRefinance

Filters

Lender
APR
Term
Link
Info
affinityfcu
1.95 - 17.64 %
∞
globalcu
1.95 - 17.64 %
∞
hughesfcu
1.95 - 17.64 %
∞
connexuscu
2.45 - 8.7 %
∞
cafcu
2.45 - 8.7 %
∞
navyfederal
2.67 - 6.14 %
∞
elfi
2.99 - 6.75 %
15 Yrs
∞
customchoice
3.35 - 17.22 %
∞
university-credit-union
4.74 - 15 %
∞
nuvisionfederal
5.24 - 11.75 %
∞

Today’s Student Loan Rates & Analysis - Updated on 2026-AUG-28

Credit Union Loan Rates - Trends & Analysis:

Affinity's Undergraduate student loan (fixed) has an APR range of 1.95% to 17.49% , down from 1.99% to 17.49% seven days ago and 2.19% to 17.49% thirty days ago. The Medical school loan (fixed) APR is 1.95% to 14.97% , down from 2.09% to 14.97% seven days ago and 2.29% to 14.97% thirty days ago. Global's Medical school loan (fixed) has an APR range of 1.95% to 14.97% today, down from 2.09% to 14.97% seven days ago and 2.29% to 14.97% thirty days ago. The Undergraduate student loan (fixed) APR is 1.95% to 17.49% , also down from 2.09% to 17.49% a week ago and 2.39% to 17.49% thirty days ago.

Hughes' Medical school loan (fixed) has an APR range of 1.95% to 14.97% , down from 2.89% to 14.97% sixty days ago. The Undergraduate student loan (fixed) APR is 1.95% to 17.49% , also down from 2.89% to 17.49% sixty days ago. Variable–rate loans like the Medical school loan start at 3.75% APR and show no change from past periods. Connexus's an Undergraduate and Graduate Student Loan with fixed rates ranging from 2.45% to 8.7% APR today. Unchanged from 7 or 30 days ago.

Corporate America Family's Partnership Advance Education Loan has a fixed APR range of 2.45% to 8.7% , unchanged from 7 and 30 days ago. The Student Loan Refinance fixed rate ranges from 5.15% to 9.4% , unchanged from 60 days ago. Navy Federal Credit Union's Fixed APR student loans have a rate of 2.67% today, down from 2.92% seven days ago. The Variable APR loans remain unchanged at 6.14% over the past week. For refinancing, the Fixed APR is steady at 4.2% , and the Variable APR also holds at 4.52% , both unchanged from seven days ago.

Elfi's Graduate Student Loans have a fixed APR of 2.99% , unchanged from 7 and 30 days ago. The variable rate for Graduate Student Loans is 6.75% , also steady over the same periods. Undergraduate Student Loans show the same fixed rate of 2.99% and variable rate of 6.75% , both unchanged from 60 days ago. Custom–Choice's Fixed Student Loans with rates from 3.35% to 17.17% , unchanged from 7, 30, 60, and 90 days ago. Their Variable Student Loans range from 3.56% to 17.22% , down from 7 days ago but up from 30 and 60 days ago, and lower than 90 days ago.

University's Fixed Rate Loan Solution has an APR range of 4.74% to 14.74% , unchanged from 7 and 30 days ago. The Variable Rate Line of Credit Solution ranges from 5% to 15% APR, also unchanged from a week earlier. Nuvision's Variable Rates student loans range from 5.24% to 11.75% today, unchanged from both 7 and 30 days ago. This variable rate applies to their student loan program without a specified term.

🏦 Local Lenders in Phoenix, AZ

See the full lender directory — hours, services & financials →

🏘️ All the Lenders Available in Maricopa County, AZ

✅TRUWEST CREDIT UNION
✅CREDIT UNION WEST CREDIT UNION
✅DESERT FINANCIAL CREDIT UNION
✅ARIZONA FINANCIAL CREDIT UNION
✅MARISOL FEDERAL CREDIT UNION
✅ONEAZ CREDIT UNION
✅COPPER STATE CREDIT UNION
✅BANNER FEDERAL CREDIT UNION
✅INTERFAITH FEDERAL CREDIT UNION
✅FIRST 68444 CREDIT UNION
✅UHAUL CREDIT UNION
✅ARIZONA CENTRAL CREDIT UNION
✅GLOBAL FEDERAL CREDIT UNION
✅NAVY FEDERAL CREDIT UNION FEDERAL CREDIT UNION
✅SIERRA PACIFIC FEDERAL CREDIT UNION
✅NOTRE DAME FEDERAL CREDIT UNION
✅AERO FEDERAL CREDIT UNION
✅MOUNTAIN AMERICA FEDERAL CREDIT UNION
✅VANTAGE WEST CREDIT UNION
✅SOUTHWEST AIRLINES FEDERAL CREDIT UNION
✅AMERICAN AIRLINES FEDERAL CREDIT UNION
✅BLUE WATER FEDERAL CREDIT UNION
✅SAN DIEGO FIREFIGHTERS FEDERAL CREDIT UNION
✅CHICAGO AVENUE GARAGE FEDERAL CREDIT UNION
✅FLORIDA WEST COAST CREDIT UNION
✅ALHAMBRA CREDIT UNION
✅SUNWEST 2226 CREDIT UNION
✅AMERICA FIRST FEDERAL CREDIT UNION
✅EM FEDERAL CREDIT UNION
✅GREENWICH MUNICIPAL EMPLOYEES FEDERAL CREDIT UNION
✅LANDINGS CREDIT UNION
✅MAYO EMPLOYEES FEDERAL CREDIT UNION
✅FARMERS INSURANCE FEDERAL CREDIT UNION
✅UNIFY FINANCIAL FEDERAL CREDIT UNION
✅NUVISION FEDERAL CREDIT UNION
✅NORTHROP GRUMMAN FEDERAL CREDIT UNION
✅FIREFIGHTERS FIRST FEDERAL CREDIT UNION
✅TRUGROCER FEDERAL CREDIT UNION

Compare other loan types in Phoenix, AZ

Why compare Student Loans in Phoenix, AZ on LendMesh

If you're searching for the best interest rates for student loan refinancing in Phoenix, AZ, it pays to keep comparing lenders on LendMesh. Our platform helps you explore a variety of options, so you can find better deals and more affordable rates tailored to your needs. Take your time to review offers and choose the refinancing solution that fits your financial goals without feeling rushed.

Stay informed with LendMesh’s subscription service designed for Phoenix borrowers like you. Simply set your target interest rate—say 5% or 4%—and receive timely alerts when offers fall below that mark. Along with expert insights, rate trends, and curated loan deals delivered weekly or monthly, you’ll have everything you need to make confident, smart refinancing decisions. Join thousands who trust LendMesh to keep them ahead in their student loan journey.

Customers are also interested in:

Best Interest Rates For Student Loan Refinancing