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Today’s Student Loan Rates & Analysis - Updated on 2026-SEP-22
Credit Union Loan Rates - Trends & Analysis:
Eecu's Texas Extra Credit Education Loan (fixed) has an APR range of 2.49% to 7.58% today, unchanged from 7 and 30 days ago and lower than 30 days ago when the top rate was 8.24% . The minimum rate remains steady at 2.49% . Navy Federal Credit Union's Fixed APR for student loans is 2.67% , unchanged from 7 and 30 days ago but down from 2.92% 60 days ago. The Fixed APR for refinance loans is 4.45% , up from 4.2% seven and 30 days ago. Variable APR for refinance loans is 4.77% , also up from 4.52% seven and 30 days ago.
Greater Texas has a private student loan with a fixed APR range of 2.74% to 6.89% . This rate is unchanged from 7, 30, 60, and 90 days ago. Soarion's in–school fixed rate loan has an APR of 2.99% , unchanged from 7 and 30 days ago. The in–school variable rate loan is at 3.03% APR, also steady compared to a week earlier. For refinancing, the fixed rate loan is 4.24% APR and the variable rate loan is 4.25% APR, both unchanged from 7 and 30 days ago. Elfi's Graduate Student Loans have a fixed APR of 2.99% , unchanged from 7 and 30 days ago. The Undergraduate Student Loans fixed rate is also 2.99% , steady from 7 and 60 days ago. Variable rates for both Graduate and Undergraduate loans remain at 6.75% , with no change from 7, 30, or 60 days ago.
Together's Graduate Fixed Rates start at 2.99% APR and range up to 12.99% , while Undergraduate Fixed Rates range from 3.24% to 13.24% APR. Unchanged from 7 or 30 days ago. United's Variable Rates from 3.03% to 12.03% and Fixed Rates from 4.78% to 12.78% , both unchanged from 7 and 30 days ago. For refinancing, Fixed Rates range from 5.53% to 10.79% and Variable Rates from 5.75% to 12.25% , with no change from 7, 30, or 90 days ago. Custom–Choice's Fixed Student Loan has an APR range of 3.35% to 17.17% , unchanged from 7, 30, 60, and 90 days ago. The Variable Student Loan's APR range is 3.65% to 17.64% , up from 30, 60, and 90 days ago but unchanged from 7 and 30 days ago.
University's Fixed Rate Loan Solution with APRs ranging from 4.74% to 14.74% , unchanged from 7 and 30 days ago. The Variable Rate Line of Credit Solution has rates between 5% and 15% , also steady compared to the past week and month. For refinancing, fixed rates start at 4.24% and variable rates begin at 5.49% . Digital's Variable Rate Student Loans with APRs from 6.25% to 12.5% , unchanged from 7 and 30 days ago. Their Fixed Rate Student Refinance Loans have rates between 4.75% and 10.5% , steady compared to 7, 30, 60, and 90 days ago.