Student Loans in Waco, TX

Looking for student loans in Waco, TX? Compare local offers with competitive interest rates designed to fit your budget and goals. Finding the right loan can make all the difference in funding your education without stress.

Waco’s community lenders understand your needs and provide flexible repayment plans plus local support. Explore your options today and take a confident step toward your future with loans tailored for students just like you.

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Filters

Lender
APR
Term
Link
Info
dcu
6.25 - 14.5 %
altra
6.49 %
affinityplus
6.49 - 13.4 %
20 Yrs
tdecu
7.5 - 8 %
dupaco
7.5 - 10.02 %
nasafcu
7.75 - 18 %
25 Yrs
bcu
8.1 - 8.25 %

Today’s Student Loan Rates & Analysis - Updated on 2026-AUG-28

Credit Union Loan Rates - Trends & Analysis:

Digital's Variable Rate Student Loans with APRs from 6.25% to 12.5% , unchanged from 7 and 30 days ago. Fixed Rate Student Refinance Loans have rates between 4.75% and 10.5% , also steady compared to the past week and month. Altra's Student Loan has an APR of 6.49% today. This rate is unchanged from 7 and 30 days ago. Affinity Plus's an Undergraduate Line of Credit with fixed and variable rates at 6.49% APR, unchanged from both 7 and 30 days ago. Their Graduate Line of Credit has fixed and variable rates at 7.99% and 8.49% APR, respectively, also steady over the past month. The Student Loan Refinance program features fixed and variable rates ranging from 6.74% to 7.74% APR, with no change in the last 7 or 30 days.

Texas Dow Employees's Undergraduate and Graduate Variable Rate Loans with APRs ranging from 7.5% to 8% . Unchanged from 7 or 30 days ago. Dupaco Community's variable rates from 7.5% to 9.75% and fixed rates ranging from 7.77% to 10.02% , both unchanged from 7 and 30 days ago. Their student loan refinance fixed rates start at 5% and go up to 11.43% , while the refinance variable rates range from 7% to 8.5% , with no change over the past week or month. Nasa's Deferred Repayment Line of Credit (variable) has an APR range of 7.75% to 18% today, unchanged from 7 and 30 days ago. There is no data for 30 days or longer periods.

Baxter's Undergraduate Student Loan fixed rate is 8.1% APR, unchanged from 7 and 30 days ago. The variable rate for the same loan type is 8.25% APR, also unchanged from 7 and 30 days ago.

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Why compare Student Loans in Waco, TX on LendMesh

If you’re exploring student loans and interest rates in Waco, TX, taking the time to compare lenders on LendMesh can help you uncover better deals and more affordable options. Our platform offers a transparent way to review multiple offers side-by-side, empowering you to make informed decisions that fit your financial goals without feeling rushed or pressured.

Stay ahead of fluctuating rates by subscribing to LendMesh’s personalized alerts. Simply set your target interest rate, and we’ll notify you when offers fall below that number. Whether you prefer weekly or monthly updates, you’ll receive expert insights and hand-picked loan deals tailored for Waco borrowers—helping you secure the best terms for your education journey.

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