Student Loans in Irving, TX 75038

Looking for federal student loan rates in Irving, TX? Compare your options here to find competitive interest rates that fit your budget and help you pay for school with confidence.

Our local knowledge means you get more than just a loan—you get support tailored to Irving students. Explore flexible repayment plans designed to make your education affordable and stress-free.

New Refinance

Filters

Zip Code

Credit Score

Sort By

Sort Type

Lender

APR

Term

Link

Info

2.49 - 8.24 %

15 Yrs

∞

2.67 - 6.14 %

∞

2.74 - 6.89 %

15 Yrs

∞

2.74 - 6.89 %

15 Yrs

∞

2.99 - 3.03 %

∞

2.99 - 6.75 %

15 Yrs

3.03 - 12.78 %

3.35 - 17.22 %

4.25 - 12.99 %

4.74 - 15 %

Today’s Student Loan Rates & Analysis - Updated on 2026-AUG-28

Credit Union Loan Rates - Trends & Analysis:

Eecu's Texas Extra Credit Education Loan (fixed) has an APR range of 2.49% to 8.24% today, unchanged from 7 and 30 days ago. No other recent rate changes are listed for this loan. Navy Federal Credit Union's Fixed APR student loans have a rate of 2.67% today, down from 2.92% seven days ago. The Variable APR loans remain unchanged at 6.14% over the past week. For refinancing, the Fixed APR is steady at 4.2% , and the Variable APR also holds at 4.52% , both unchanged from seven days ago.

Greater Texas has a fixed private student loan with an APR range of 2.74% to 6.89% . These rates are unchanged from 7, 30, and 60 days ago. Texans has a Private Student Loan with a fixed APR range from 2.74% to 6.89% . These rates have no available changes from 7 or 30 days ago. Soarion's in–school fixed rate loan has an APR of 2.99% , unchanged from 7 and 30 days ago. The in–school variable rate loan is at 3.03% APR, also steady compared to a week earlier. For refinancing, the fixed rate loan is 4.24% APR and the variable rate loan is 4.25% APR, both unchanged from 7 and 30 days ago.

Elfi's Graduate Student Loans have a fixed APR of 2.99% , unchanged from 7 and 30 days ago. The variable rate for Graduate Student Loans is 6.75% , also steady over the same periods. Undergraduate Student Loans show the same fixed rate of 2.99% and variable rate of 6.75% , both unchanged from 60 days ago. United's Variable Rates from 3.03% to 12.03% and Fixed Rates from 4.78% to 12.78% , both unchanged from 7 and 30 days ago. For refinancing, Fixed Rates range from 5.53% to 10.79% and Variable Rates from 5.75% to 12.25% , with no change from 7 days ago.

Custom–Choice's Fixed Student Loans with rates from 3.35% to 17.17% , unchanged from 7, 30, 60, and 90 days ago. Their Variable Student Loans range from 3.56% to 17.22% , down from 7 days ago but up from 30 and 60 days ago, and lower than 90 days ago. Credit Human's OPAL, Not UCU or UMCU fixed–rate student loans have APRs ranging from 4.25% to 12.74% and 4.5% to 12.99% today. There is no rate history available for comparison over the past 7 or 30 days. University's Fixed Rate Loan Solution has an APR range of 4.74% to 14.74% , unchanged from 7 and 30 days ago. The Variable Rate Line of Credit Solution ranges from 5% to 15% APR, also unchanged from a week earlier.

🏦 Local Lenders in Irving, TX

PENTAGON FEDERAL CREDIT UNION — 6191 N STATE HIGHWAY 161 STE 500 IRVING TX 75038

See the full lender directory — hours, services & financials →

🏘️ All the Lenders Available in Dallas County, TX

✅VALWOOD PARK FEDERAL CREDIT UNION

✅UNICITY CREDIT UNION

✅JAFARI NOINTEREST CREDIT UNION

✅NEIGHBORHOOD CREDIT UNION

✅PENTAGON FEDERAL CREDIT UNION

✅AMERICAS CREDIT UNION

✅LOCAL 20 IBEW FEDERAL CREDIT UNION

✅GRAND PRAIRIE CREDIT UNION

✅TEXAS TRUST CREDIT UNION

✅THE LOCAL 22747 CREDIT UNION

✅IRVING CITY EMPLOYEES FEDERAL CREDIT UNION

✅TEXAS DOW EMPLOYEES CREDIT UNION

✅RESOURCE ONE CREDIT UNION

✅NAVY FEDERAL CREDIT UNION FEDERAL CREDIT UNION

✅TEXANS CREDIT UNION

✅CREDIT UNION OF TEXAS CREDIT UNION

✅EVERMAN PARKWAY CREDIT UNION

✅FIREFIGHTERS FIRST FEDERAL CREDIT UNION

✅AMERICAN AIRLINES FEDERAL CREDIT UNION

✅MOBILITY CREDIT UNION CREDIT UNION

✅ADVANCIAL FEDERAL CREDIT UNION

✅TOGETHER CREDIT UNION

✅CITY 67669 CREDIT UNION

✅SEAGOVILLE FEDERAL CREDIT UNION

✅MESQUITE CREDIT UNION

✅CORNER STONE CREDIT UNION

✅NEIMAN MARCUS GROUP EMPLOYEES FEDERAL CREDIT UNION

✅BAPTIST CREDIT UNION

✅METHODIST HOSPITAL EMPLOYEES FEDERAL CREDIT UNION

✅LONE STAR CREDIT UNION

✅TEXAS TELCOM CREDIT UNION

✅FAITH COOPERATIVE FEDERAL CREDIT UNION

✅OAK CLIFF CHRISTIAN FEDERAL CREDIT UNION

✅INTOUCH CREDIT UNION

✅DALLAS UP EMPLOYEES CREDIT UNION

✅SOUTHWEST FINANCIAL FEDERAL CREDIT UNION

✅FARMERS BRANCH CITY EMPLOYEES FEDERAL CREDIT UNION

✅OMEGA PSI PHI FRATERNITY FEDERAL CREDIT UNION

✅BAYLOR HEALTH CARE SYSTEM CREDIT UNION

✅PRESTIGE COMMUNITY CREDIT UNION

✅LIBERTYONE CREDIT UNION

✅METRO MEDICAL CREDIT UNION

✅GREATER TEXAS FEDERAL CREDIT UNION

✅CHICAGO PATROLMENS CREDIT UNION

✅ENERGY ONE FEDERAL CREDIT UNION

Compare other loan types in Irving, TX

Why compare Student Loans in Irving, TX on LendMesh

If you’re in Irving, TX and looking for the best federal student loan interest rate, it’s worth taking the time to compare offers on LendMesh. Exploring multiple lenders can help you uncover better deals and potentially save money over the life of your loan. With a clear view of your options, you can make a confident choice that fits your budget and long-term goals.

Consider subscribing to LendMesh for personalized loan alerts tailored to your target interest rate. Whether you want updates at 4% or 5%, we’ll notify you as soon as offers drop below your set threshold. Our weekly or monthly emails also include expert insights and curated loan deals, helping Irving borrowers stay informed and snag the smartest rates available.

Customers are also interested in:

Federal Student Loan Interest Rate