Student Loans in Kansas City, MO

Looking for the best student loan offers in Kansas City, MO? Compare local lenders to find low rates and flexible repayment plans tailored to your needs—making college more affordable and manageable.

Start your journey with confidence by exploring options that support your education and future. Kansas City’s trusted lenders are here to help you succeed without the stress.

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Lender
APR
Term
Link
Info
affinityfcu
1.95 - 17.64 %
firstcommunity
1.95 - 17.64 %
scu
1.95 - 17.64 %
mainstreetcu
2.09 - 3.46 %
connexuscu
2.45 - 8.7 %
cafcu
2.45 - 8.7 %
navyfederal
2.67 - 6.14 %
elfi
2.99 - 6.75 %
15 Yrs
customchoice
3.35 - 17.22 %
cccu
3.74 - 13.49 %

Today’s Student Loan Rates & Analysis - Updated on 2026-AUG-30

Credit Union Loan Rates - Trends & Analysis:

Affinity's Undergraduate student loan (fixed) has an APR range of 1.95% to 17.49% , down from 1.99% to 17.49% seven days ago and 2.19% to 17.49% thirty days ago. The Medical school loan (fixed) APR is 1.95% to 14.97% , down from 2.09% to 14.97% seven days ago and 2.29% to 14.97% thirty days ago. First Community's Undergraduate student loan (fixed) has an APR range of 1.95% to 17.49% , down from 1.99% to 17.49% seven days ago and 2.19% to 17.49% thirty days ago. The Graduate school loan (fixed) APR is 1.95% to 14.99% , down from 2.09% to 14.99% seven days ago and 2.29% to 14.99% thirty days ago.

Scott's Medical school loan (fixed) has an APR range of 1.95% to 14.97% , down from 2.29% to 14.97% seven and 30 days ago and lower than 60 days ago. The Undergraduate student loan (fixed) APR is 1.95% to 17.49% , down from 2.19% to 17.49% seven days ago and 2.39% to 17.49% thirty days ago. Mainstreet's Fixed Student Loan has a 2.09% APR today, unchanged from 7 and 30 days ago but down from 30 days ago. The Variable Student Loan rate is 3.46% , down from 7 and 30 days ago. For refinancing, the Fixed Rate loan is 3.98% , steady from 7 and 30 days ago but lower than 60 days ago, while the Variable Rate refinance loan is 4.17% , unchanged from 7 and 30 days ago and down from 30 days

Connexus's an Undergraduate and Graduate Student Loan with fixed rates ranging from 2.45% to 8.7% APR today. Unchanged from 7 or 30 days ago. Corporate America Family's Partnership Advance Education Loan has a fixed APR range of 2.45% to 8.7% , unchanged from 7 and 30 days ago. The Student Loan Refinance fixed rate ranges from 5.15% to 9.4% , unchanged from 60 days ago. Navy Federal Credit Union's Fixed APR student loans have a rate of 2.67% today, down from 2.92% seven days ago. The Variable APR loans remain unchanged at 6.14% over the past week. For refinancing, the Fixed APR is steady at 4.2% , and the Variable APR also holds at 4.52% , both unchanged from seven days ago.

Elfi's Graduate Student Loans have a fixed APR of 2.99% , unchanged from 7 and 30 days ago, and a variable APR of 6.75% , also steady over the same periods. Undergraduate Student Loans carry the same fixed rate of 2.99% , unchanged from 60 days ago, and a variable rate of 6.75% , which is also unchanged from 60 days ago. Custom–Choice's Fixed Student Loans with rates from 3.35% to 17.17% , unchanged from 7, 30, 60, and 90 days ago. Their Variable Student Loans range from 3.56% to 17.22% , down from 7 days ago but up from 30 and 60 days ago, and lower than 90 days ago.

City & County's fixed–rate student loans with APRs ranging from 3.74% to 13.24% , unchanged from both 7 and 30 days ago. Their variable–rate loans have APRs between 4.99% and 13.49% , also showing no change compared to 7 and 30 days prior.

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