Student Loans in Kansas City, MO

Looking for the best student loan rates in Kansas City, MO? Compare offers from local banks and credit unions to find low rates that fit your budget and help you manage college costs with ease.

Explore flexible repayment options designed for Kansas City students and families. With trusted lenders nearby, you can invest in your education confidently and plan for a brighter future.

NewRefinance

Filters

Lender
APR
Term
Link
Info
mainstreetcu
3.98 - 4.17 %
∞
navyfederal
4.2 - 4.52 %
∞
dcu
4.75 - 10.5 %
15 Yrs
∞
dupaco
5 - 11.43 %
∞
cafcu
5.15 - 9.4 %
∞
communityamerica
6.24 - 13.25 %
∞
affinityplus
6.74 - 7.74 %
15 Yrs
∞
firsttechfed
8.6 - 9.25 %
15 Yrs
∞

Today’s Student Loan Rates & Analysis - Updated on 2026-AUG-28

Credit Union Loan Rates - Trends & Analysis:

Mainstreet's Fixed Student Loan has a 2.09% APR today, unchanged from 7 and 30 days ago but down from 30 days ago. The Variable Student Loan rate is 3.46% , down from 7 and 30 days ago. For refinancing, the Fixed Rate loan is 3.98% , steady from 7 and 30 days ago but lower than 60 days ago, while the Variable Rate refinance loan is 4.17% , unchanged from 7 and 30 days ago and down from 30 days Navy Federal Credit Union's Fixed APR student loans have a rate of 2.67% today, down from 2.92% seven days ago. The Variable APR loans remain unchanged at 6.14% over the past week. For refinancing, the Fixed APR is steady at 4.2% , and the Variable APR also holds at 4.52% , both unchanged from seven days ago.

Digital's Variable Rate Student Loans with APRs from 6.25% to 12.5% , unchanged from 7 and 30 days ago. Fixed Rate Student Refinance Loans have rates between 4.75% and 10.5% , also steady compared to the past week and month. Dupaco Community's variable rates from 7.5% to 9.75% and fixed rates ranging from 7.77% to 10.02% , both unchanged from 7 and 30 days ago. Their student loan refinance fixed rates start at 5% and go up to 11.43% , while the refinance variable rates range from 7% to 8.5% , with no change over the past week or month.

Corporate America Family's Partnership Advance Education Loan has a fixed APR range of 2.45% to 8.7% , unchanged from 7 and 30 days ago. The Student Loan Refinance fixed rate ranges from 5.15% to 9.4% , unchanged from 60 days ago. Communityamerica's Undergraduate Variable Rate Loan has an APR range of 5.24% to 10.75% , unchanged from both 7 and 30 days ago. The Graduate Fixed Rate Loan shows rates between 7% and 12.75% , also unchanged from 7 and 30 days ago.

Affinity Plus's an Undergraduate Line of Credit with fixed and variable rates at 6.49% APR, unchanged from both 7 and 30 days ago. Their Graduate Line of Credit has fixed and variable rates at 7.99% and 8.49% APR, respectively, also steady over the past month. The Student Loan Refinance program features fixed and variable rates ranging from 6.74% to 7.74% APR, with no change in the last 7 or 30 days. First Technology's Fixed–Rate Loan for refinancing has a 9.25% APR today. This rate is up from the 8.6% –9.25% range seen 7 and 30 days ago.

🏦 Local Lenders in Kansas City, MO

See the full lender directory — hours, services & financials →

🏘️ All the Lenders Available in Jackson County, MO

✅COMMUNITYAMERICA CREDIT UNION
✅INTERFAITH FEDERAL CREDIT UNION
✅CITY 67924 CREDIT UNION
✅HOLY ROSARY 64690 CREDIT UNION
✅INDEPENDENCE TEACHERS CREDIT UNION
✅UNITED CONSUMERS CREDIT UNION
✅RAYTOWNLEES SUMMIT COMMUNITY CREDIT UNION
✅MAZUMA CREDIT UNION
✅BLUESCOPE EMPLOYEES CREDIT UNION
✅MISSOURI CENTRAL CREDIT UNION
✅SUMMIT RIDGE CREDIT UNION
✅KANSAS CITY CREDIT UNION
✅KC AREA CREDIT UNION
✅KC UNIDOS FEDERAL CREDIT UNION
✅CATHOLIC FAMILY 64762 CREDIT UNION
✅WEDEVELOPMENT FEDERAL CREDIT UNION
✅UNITED LABOR CREDIT UNION
✅PUBLIC SAFETY CREDIT UNION
✅CSD CREDIT UNION
✅1ST MIDAMERICA CREDIT UNION
✅CENTRAL COMMUNICATIONS CREDIT UNION

Compare other loan types in Kansas City, MO

Why compare Student Loans in Kansas City, MO on LendMesh

If you’re searching for the banks with the best student loan rates in Kansas City, MO, it’s wise to keep exploring multiple lenders to find the most affordable and flexible options. LendMesh makes comparing rates straightforward, helping you uncover deals that fit your budget without pressure. Take your time to review offers and choose the loan that supports your educational goals with confidence.

Stay ahead with LendMesh’s subscription service tailored for Kansas City borrowers. Simply set your ideal rate—say 4% or 5%—and receive alerts when loan offers dip below your target. You’ll get expert insights, trending rates, and curated deals delivered weekly or monthly, so you never miss a smart borrowing opportunity. Join thousands who trust LendMesh to keep their student loan search on track.

Customers are also interested in:

Banks With Best Student Loan Rates