Student Loans in Chicago, IL 60624

Looking to lower your student loan payments in Chicago, IL? Compare local offers tailored to fit your budget and lifestyle, so you can focus on what matters most—your education and future.

Our community-based lenders understand Chicago students and families. They provide flexible repayment options and personalized support to help you save money and manage your loans with confidence.

New Refinance

Filters

Zip Code

Credit Score

Sort By

Sort Type

Lender

APR

Term

Link

Info

2.99 - 6.75 %

15 Yrs

∞

2.99 - 13.99 %

∞

3.35 - 17.64 %

7 Yrs

∞

4.74 - 15 %

∞

6.25 - 14.5 %

∞

6.49 - 13.4 %

20 Yrs

∞

7.5 %

∞

7.5 - 10.02 %

∞

7.75 - 18 %

25 Yrs

∞

8.1 - 8.25 %

∞

Today’s Student Loan Rates & Analysis - Updated on 2026-SEP-20

Credit Union Loan Rates - Trends & Analysis:

Elfi's Graduate Student Loans have a fixed APR of 2.99% , unchanged from 7 and 30 days ago. The Undergraduate Student Loans fixed rate is also 2.99% , steady from 7 and 60 days ago. Variable rates for both Graduate and Undergraduate loans remain at 6.75% , with no change from 7, 30, or 60 days ago. Together's Graduate Fixed Rate Loan has an APR range of 2.99% to 12.99% , unchanged from 60 days ago. The Undergraduate Fixed Rate Loan ranges from 3.24% to 13.24% , also steady from 60 and 90 days ago.

Custom–Choice's Fixed Student Loan has an APR range of 3.35% to 17.17% , unchanged from 7, 30, 60, and 90 days ago. The Variable Student Loan's APR range is 3.65% to 17.64% , up from 30, 60, and 90 days ago but unchanged from 7 and 30 days ago. University's Fixed Rate Loan Solution with APRs ranging from 4.74% to 14.74% , unchanged from 7 and 30 days ago. The Variable Rate Line of Credit Solution has rates between 5% and 15% , also steady compared to the past week and month. For refinancing, fixed rates start at 4.24% and variable rates begin at 5.49% .

Digital has Variable Rate Student Loans with APRs from 6.25% to 12.5% and Fixed Rate Student Refinance Loans ranging from 4.75% to 10.5% . These rates are unchanged from 7 and 30 days ago. Both loan types show steady APR ranges over the past two months. Affinity Plus has an Undergraduate Line of Credit (fixed) with an APR of 6.49% , unchanged from 7, 30, and 60 days ago but down from 6.99% 90 days ago. The Graduate Line of Credit (fixed) is 7.99% , steady from 7, 30, and 60 days ago and lower than 8.1% 90 days ago.

Citizens Equity First's Private Student Loan (Variable Rate) has an APR of 7.5% , unchanged from 7 and 30 days ago as well as 60 days ago. The rate has stayed steady over this period. Dupaco Community's student loans with variable rates ranging from 7.5% to 9.75% and fixed rates from 7.77% to 10.02% . Both the variable and fixed rates are unchanged from 30 and 60 days ago. Nasa's Deferred Repayment Line of Credit (variable) has an APR range of 7.75% to 18% today, unchanged from 7 and 30 days ago. There is no data for 30 days or longer periods.

Baxter's Undergraduate Student Loan fixed rate is 8.1% APR, unchanged from 7 and 30 days ago. The variable rate for the same loan type is 8.25% APR, also unchanged from 7 and 30 days ago.

🏦 Local Lenders in Chicago, IL

ST. MARTIN DE PORRES PARISH FEDERAL CREDIT UNION — 4300 W WASHINGTON BLVD CHICAGO IL 60624

See the full lender directory — hours, services & financials →

🏘️ All the Lenders Available in Cook County, IL

✅NORTHROP GRUMMAN FEDERAL CREDIT UNION

✅CORPORATE AMERICA FAMILY CREDIT UNION

✅NORTHWEST MUNICIPAL FEDERAL CREDIT UNION

✅PARTNERSHIP FINANCIAL CREDIT UNION

✅HEALTHCARE ASSOCIATES CREDIT UNION

✅AAEC CREDIT UNION

✅METRO 21326 CREDIT UNION

✅CONSUMERS 68588 CREDIT UNION

✅AMERICAN AIRLINES FEDERAL CREDIT UNION

✅NORTHWEST COMMUNITY CREDIT UNION

✅POLISH SLAVIC CREDIT UNION

✅GREAT LAKES 60238 CREDIT UNION

✅SELFRELIANCE FEDERAL CREDIT UNION

✅BAXTER CREDIT UNION

✅CENTRAL CREDIT UNION OF ILLINOIS CREDIT UNION

✅U S EMPLOYEES CREDIT UNION

✅LOYOLA UNIVERSITY EMPLOYEES FEDERAL CREDIT UNION

✅CREDIT UNION 1 68727 CREDIT UNION

✅NORTHSIDE L FEDERAL CREDIT UNION

✅ACCESS 97097 CREDIT UNION

✅77TH STREET DEPOT FEDERAL CREDIT UNION

✅EVANSTON FIREMENS CREDIT UNION

✅FIRST EAGLE FEDERAL CREDIT UNION

✅FIRST NORTHERN CREDIT UNION

✅TECH CREDIT UNION

✅ILLIANA FINANCIAL CREDIT UNION

✅SELFHELP CREDIT UNION

✅HOMEWOOD FEDERAL CREDIT UNION

✅ETHICON SUTURE CREDIT UNION

✅ABRI CREDIT UNION

✅DISTRICT 123 FEDERAL CREDIT UNION

✅OAK LAWN MUNICIPAL EMPLOYEES CREDIT UNION

✅REAVIS STICKNEY CREDIT UNION

✅NUMARK CREDIT UNION

✅MIDWEST COALITION OF LABOR CREDIT UNION

✅SHERWIN WILLIAMS EMP CREDIT UNION

✅WESTERN SPRINGS FEDERAL CREDIT UNION

✅ST JUDE CREDIT UNION

✅JUSTICE FEDERAL CREDIT UNION

✅AMERICAN BROADCAST EMPLOYEES FEDERAL CREDIT UNION

✅PLANITES CREDIT UNION

✅SOUTH SIDE COMMUNITY FEDERAL CREDIT UNION

✅FELLOWSHIP BAPTIST CHURCH CREDIT UNION

✅BEREAN CREDIT UNION

✅VERVE A CREDIT UNION

✅COLLEGE AND UNIVERSITY CREDIT UNION

✅SCOTT CREDIT UNION

✅C T A F C FEDERAL CREDIT UNION

✅CHICAGO PATROLMENS CREDIT UNION

✅CHICAGO POST OFFICE EMPLOYEES CREDIT UNION

✅MICHIGAN STATE UNIVERSITY FEDERAL CREDIT UNION

✅MWRD EMPLOYEES CREDIT UNION

✅SYNERGY PARTNERS CREDIT UNION

✅CHICAGO FIREMANS ASSOC CREDIT UNION

✅PILGRIM BAPTIST CREDIT UNION

✅RESURRECTION LUTHERAN CREDIT UNION

✅ST MARTIN DE PORRES PARISH CREDIT UNION

✅CTA SOUTH FEDERAL CREDIT UNION

✅ISRAEL METHCOMM FEDERAL CREDIT UNION

✅PARK MANOR CHRISTIAN CHURCH CREDIT UNION

✅ST MARK CREDIT UNION

✅UNITED 60041 CREDIT UNION

✅TRINITY UCC CREDIT UNION

✅FOR MEMBERS ONLY FEDERAL CREDIT UNION

✅MAROON FINANCIAL CREDIT UNION

✅ELCA FEDERAL CREDIT UNION

✅SHILOH ENGLEWOOD FEDERAL CREDIT UNION

✅UNIFIED HOMEOWNERS OF ILLINOIS FEDERAL CREDIT UNION

✅HEIGHTS AUTO WORKERS CREDIT UNION

✅ST GREGORY PARISH CREDIT UNION

✅POLICEMENS CREDIT UNION

✅CHICAGO FIREFIGHTERS CREDIT UNION

✅ARCHER HEIGHTS CREDIT UNION

✅CHICAGO AVENUE GARAGE FEDERAL CREDIT UNION

✅MWPH GRAND LODGE OF ILLINOIS CREDIT UNION

✅BETHEL AME CHURCH CREDIT UNION

✅COMMUNITY 7256 CREDIT UNION

✅ACTORS FEDERAL CREDIT UNION

✅CHICAGO AREA OFFICE FEDERAL CREDIT UNION

✅CHICAGO MUNICIPAL EMPLOYEES CREDIT UNION

✅ALLIANT CREDIT UNION

✅SOUTH SHOP FEDERAL CREDIT UNION

✅BURLINGTON NORTHERN SANTA FE RAILWY CREDIT UNION

✅EVERGREEN PARK SCHOOLS FEDERAL CREDIT UNION

✅ACME CONTINENTAL CREDIT UNION

✅CTA74TH STREET DEPOT CREDIT UNION

✅CHICAGOS BRAVEST CREDIT UNION

✅ST HELENA PARISH CREDIT UNION

Compare other loan types in Chicago, IL

Why compare Student Loans in Chicago, IL on LendMesh

If you’re a student or graduate in Chicago, IL looking to lower your student loan payments, take your time comparing lenders on LendMesh. Exploring multiple offers helps you discover better deals and more affordable options tailored to your needs. By staying informed and patient, you can find a loan that fits your budget and supports your financial goals without rushing into the first offer you see.

Consider subscribing to LendMesh for personalized alerts designed for Chicago borrowers like you. Simply set your ideal interest rate, and we’ll notify you whenever new offers fall below that target. You’ll also receive weekly or monthly updates with expert insights, market trends, and curated loan deals—making it easier to stay ahead and secure the best possible student loan terms. Join thousands who trust LendMesh to guide their financial decisions with confidence.

Customers are also interested in:

Lower Student Loan Payments