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Struggling with student loan debt in Dayton, OH? You’re not alone. Comparing local loan options can help you find the best rates and repayment plans tailored to your needs, making it easier to manage your debt and focus on what matters most—your education and future.
Explore personalized student loan offers designed for Dayton students. Whether you’re starting college or tackling existing debt, flexible terms and friendly support are just a few clicks away. Find a loan that fits your budget and goals, so you can move forward with confidence right here in your community.
Today’s Student Loan Rates & Analysis - Updated on 2026-OCT-01
Credit Union Loan Rates - Trends & Analysis:
Directions has fixed–rate student loans with APRs ranging from 5.24% to 10.24% and variable–rate loans from 5.75% to 10.75% . Both fixed and variable rates are unchanged from 7 and 30 days ago. Another set of fixed rates runs from 6.5% to 10.75% , while variable rates range from 6.74% to 9.74% , all steady compared to the past two months. Clearview's Undergraduate Variable Rate Loan has an APR range of 5.24% to 11.25% , unchanged from 60 days ago. The Graduate Fixed Rate Loan ranges from 8.5% to 14.25% APR, also steady compared to 60 days prior. The Refinance Variable Rates start at 3.75% APR and the Fixed Rates begin at 5.49% , both with no change from 30 and 60 days ago.
Digital's Variable Rate Student Loans with APRs from 6.25% to 12.5% and Fixed Rate Student Loans ranging from 8% to 14.5% . The credit union also has Fixed Rate Student Refinance Loans with APRs between 4.75% and 10.5% , and Variable Rate Student Refinance Loans from 5.75% to 10.5% . All rates are unchanged from 7 and 30 days ago. Affinity Plus's an Undergraduate Line of Credit with fixed and variable rates at 6.49% APR, unchanged from 7 and 60 days ago. The Graduate Line of Credit fixed rate is 7.99% APR, steady from 7 and 60 days ago but down from 8.1% ninety days ago. Student Loan Refinance fixed and variable rates range from 6.74% to 7.74% APR, with no change over the past 7 and 60 days.
Kemba Financial's Variable Rate Undergraduate Loan has a 7.24% APR today, unchanged from 60 days ago. The 10–Year Variable Rate Refinancing Loan shows a 6.49% APR, also unchanged from 60 days ago. The Fixed Rate Undergraduate Loan is at 8.49% APR, steady from 60 days ago, while the 10–Year Fixed Rate Refinancing Loan remains at 6.74% APR with no change from 60 days ago. Dupaco Community's variable student loan rates range from 7.5% to 9.75% APR, unchanged from both 7 and 30 days ago. Fixed rates are between 7.77% and 10.02% APR, also steady compared to the past week and month.
Nasa's Deferred Repayment Line of Credit (variable) has an APR range of 7.75% to 18% today, unchanged from 7 and 30 days ago. There is no data for 30 days or longer periods. Baxter's Undergraduate Student Loan fixed rate is 8.1% APR, unchanged from 7 and 30 days ago. The variable rate for the same loan type is 8.25% APR, also unchanged from 7 and 30 days ago.