Student Loans in Lexington, KY 40503

Looking for US federal student loans in Lexington, KY? Compare local loan offers that come with flexible repayment plans tailored to your needs. Whether you’re attending the University of Kentucky or another school, finding the right loan can make funding your education easier and less stressful.

Partner with trusted Lexington lenders who understand your goals and offer personalized support. Explore options with competitive rates and repayment terms designed to fit your budget—so you can focus on what matters most: your education and future success.

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3.98 - 4.17 %

∞

4.2 - 4.52 %

∞

4.75 - 10.5 %

15 Yrs

∞

5 - 11.43 %

∞

5.15 - 9.4 %

∞

6.74 - 7.74 %

15 Yrs

∞

8.6 - 9.25 %

15 Yrs

∞

Today’s Student Loan Rates & Analysis - Updated on 2026-AUG-28

Credit Union Loan Rates - Trends & Analysis:

Commonwealth's Private Student Loans have a fixed rate of 2.09% today, down from 2.64% both 7 and 30 days ago. The variable rate loan is 3.46% , also down from 3.48% over the same periods. For refinancing, the fixed rate is 3.98% , unchanged from 7 and 30 days ago but lower than 30 days ago, while the variable refinance rate is 4.17% , down from 4.19% at 7 and 30 days. Navy Federal Credit Union's Fixed APR student loans have a rate of 2.67% today, down from 2.92% seven days ago. The Variable APR loans remain unchanged at 6.14% over the past week. For refinancing, the Fixed APR is steady at 4.2% , and the Variable APR also holds at 4.52% , both unchanged from seven days ago.

Digital's Variable Rate Student Loans with APRs from 6.25% to 12.5% , unchanged from 7 and 30 days ago. Fixed Rate Student Refinance Loans have rates between 4.75% and 10.5% , also steady compared to the past week and month. Dupaco Community's variable rates from 7.5% to 9.75% and fixed rates ranging from 7.77% to 10.02% , both unchanged from 7 and 30 days ago. Their student loan refinance fixed rates start at 5% and go up to 11.43% , while the refinance variable rates range from 7% to 8.5% , with no change over the past week or month.

Corporate America Family's Partnership Advance Education Loan has a fixed APR range of 2.45% to 8.7% , unchanged from 7 and 30 days ago. The Student Loan Refinance fixed rate ranges from 5.15% to 9.4% , unchanged from 60 days ago. Affinity Plus's an Undergraduate Line of Credit with fixed and variable rates at 6.49% APR, unchanged from both 7 and 30 days ago. Their Graduate Line of Credit has fixed and variable rates at 7.99% and 8.49% APR, respectively, also steady over the past month. The Student Loan Refinance program features fixed and variable rates ranging from 6.74% to 7.74% APR, with no change in the last 7 or 30 days.

First Technology's Fixed–Rate Loan for refinancing has a 9.25% APR today. This rate is up from the 8.6% –9.25% range seen 7 and 30 days ago.

🏦 Local Lenders in Lexington, KY

THE HEALTH & EDUCATION FEDERAL CREDIT UNION — 185 PASADENA DR STE 155 LEXINGTON KY 40503
UNIVERSITY OF KENTUCKY FEDERAL CREDIT UNION — 370 MEIJER WAY LEXINGTON KY 40503
COMMONWEALTH FEDERAL CREDIT UNION — 280 MEIJER WAY LEXINGTON KY 40503
TRANSCEND CREDIT UNION — 2549 REGENCY RD STE 105 LEXINGTON KY 40503

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🏘️ All the Lenders Available in Fayette County, KY

✅GREATER KENTUCKY CU INC CREDIT UNION

✅METRO EMPLOYEES CREDIT UNION

✅MEMBERS HERITAGE CREDIT UNION

✅KUE FEDERAL CREDIT UNION

✅UNIVERSITY OF KENTUCKY FEDERAL CREDIT UNION

✅THE HEALTH EDUCATION CREDIT UNION

✅COMMONWEALTH 24970 CREDIT UNION

✅TRANSCEND CREDIT UNION

✅LEXINGTON POSTAL COMMUNITY CREDIT UNION

✅PARK FEDERAL CREDIT UNION

✅ASHLAND CREDIT UNION

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If you’re searching for US federal student loans in Lexington, KY, taking the time to compare multiple lenders on LendMesh can help you uncover better rates and more affordable options tailored to your needs. Exploring different offers empowers you to make informed decisions without pressure, ensuring you find a loan that fits your financial goals and sets you up for success.

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