Student Loans in Charlotte, NC

Looking for the best federal loan interest rates in Charlotte, NC? Compare your options here to find competitive rates that fit your budget and support your educational goals. We make it easy to understand your choices and pick the right loan for you.

Charlotte students and families trust local lenders who offer flexible repayment plans and personalized guidance. Start comparing today to secure a loan that works with your lifestyle and helps you focus on what matters most—your future success.

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Filters

Lender
APR
Term
Link
Info
university-credit-union
4.74 - 15 %
allegacy
5.75 - 9.75 %
dcu
6.25 - 14.5 %
affinityplus
6.49 - 13.4 %
20 Yrs
dupaco
7.5 - 10.02 %
nasafcu
7.75 - 18 %
25 Yrs
bcu
8.1 - 8.25 %

Today’s Student Loan Rates & Analysis - Updated on 2026-AUG-28

Credit Union Loan Rates - Trends & Analysis:

University's Fixed Rate Loan Solution has an APR range of 4.74% to 14.74% , unchanged from 7 and 30 days ago. The Variable Rate Line of Credit Solution ranges from 5% to 15% APR, also unchanged from a week earlier. Allegacy's Share Loan has a fixed APR range of 5.75% to 6.25% , unchanged from 30 and 60 days ago. The College fixed–rate loan is at 7.5% APR, also steady compared to 30 and 60 days prior. Digital's Variable Rate Student Loans with APRs from 6.25% to 12.5% , unchanged from 7 and 30 days ago. Fixed Rate Student Refinance Loans have rates between 4.75% and 10.5% , also steady compared to the past week and month.

Affinity Plus's an Undergraduate Line of Credit with fixed and variable rates at 6.49% APR, unchanged from both 7 and 30 days ago. Their Graduate Line of Credit has fixed and variable rates at 7.99% and 8.49% APR, respectively, also steady over the past month. The Student Loan Refinance program features fixed and variable rates ranging from 6.74% to 7.74% APR, with no change in the last 7 or 30 days. Dupaco Community's variable rates from 7.5% to 9.75% and fixed rates ranging from 7.77% to 10.02% , both unchanged from 7 and 30 days ago. Their student loan refinance fixed rates start at 5% and go up to 11.43% , while the refinance variable rates range from 7% to 8.5% , with no change over the past week or month.

Nasa's Deferred Repayment Line of Credit (variable) has an APR range of 7.75% to 18% today, unchanged from 7 and 30 days ago. There is no data for 30 days or longer periods. Baxter's Undergraduate Student Loan fixed rate is 8.1% APR, unchanged from 7 and 30 days ago. The variable rate for the same loan type is 8.25% APR, also unchanged from 7 and 30 days ago.

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Why compare Student Loans in Charlotte, NC on LendMesh

If you’re in Charlotte, NC and exploring federal loan interest rates, take your time comparing offers on LendMesh. Browsing multiple lenders helps you uncover better deals and find loan options that fit your budget without rushing your decision. Staying informed and patient can lead to smarter borrowing choices tailored to your financial goals.

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