Student Loans in Richmond, VA

Looking to save on your student loans in Richmond, VA? Compare top refinancing options from trusted local credit unions that offer low rates and flexible repayment plans tailored to your needs.

Refinancing your student loans doesn’t have to be stressful. With personalized support from community-focused lenders right here in Richmond, you can find a plan that fits your budget and helps ease your financial future.

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Lender
APR
Term
Link
Info
affinityfcu
1.95 - 17.64 %
∞
applefcu
1.95 - 17.64 %
∞
hfcu
1.95 - 17.64 %
∞
marinefederalhb
1.99 - 17.64 %
∞
connexuscu
2.45 - 8.7 %
∞
cafcu
2.45 - 8.7 %
∞
navyfederal
2.67 - 6.14 %
∞
elfi
2.99 - 6.75 %
15 Yrs
∞
customchoice
3.35 - 17.22 %
∞
ussfcu
4.5 - 13.25 %
∞

Today’s Student Loan Rates & Analysis - Updated on 2026-AUG-28

Credit Union Loan Rates - Trends & Analysis:

Affinity's Undergraduate student loan (fixed) has an APR range of 1.95% to 17.49% , down from 1.99% to 17.49% seven days ago and 2.19% to 17.49% thirty days ago. The Medical school loan (fixed) APR is 1.95% to 14.97% , down from 2.09% to 14.97% seven days ago and 2.29% to 14.97% thirty days ago. Apple's Undergraduate student loan (fixed) has a range of 1.95% to 17.49% APR today, down from 1.99% to 17.49% seven days ago and 2.39% to 17.49% thirty days ago. The Medical school loan (fixed) is 1.95% to 14.97% APR now, lower than 2.89% to 14.97% sixty days ago.

Hanscom's Undergraduate student loan (fixed) has an APR range of 1.95% to 17.49% , unchanged from 7 and 30 days ago but down from 30 and 60 days ago. The Medical school loan (fixed) APR is 1.95% to 14.97% , down from 30 days ago. Marine's undergraduate student loan (fixed) has a range of 1.99% to 17.49% APR today, down from 2.19% to 17.49% seven days ago and 2.49% to 17.49% thirty days ago. The career training loan (fixed) is 1.99% to 17.64% APR, down from 2.19% to 17.64% seven days ago.

Connexus's an Undergraduate and Graduate Student Loan with fixed rates ranging from 2.45% to 8.7% APR today. Unchanged from 7 or 30 days ago. Corporate America Family's Partnership Advance Education Loan has a fixed APR range of 2.45% to 8.7% , unchanged from 7 and 30 days ago. The Student Loan Refinance fixed rate ranges from 5.15% to 9.4% , unchanged from 60 days ago. Navy Federal Credit Union's Fixed APR student loans have a rate of 2.67% today, down from 2.92% seven days ago. The Variable APR loans remain unchanged at 6.14% over the past week. For refinancing, the Fixed APR is steady at 4.2% , and the Variable APR also holds at 4.52% , both unchanged from seven days ago.

Elfi's Graduate Student Loans have a fixed APR of 2.99% , unchanged from 7 and 30 days ago. The variable rate for Graduate Student Loans is 6.75% , also steady over the same periods. Undergraduate Student Loans show the same fixed rate of 2.99% and variable rate of 6.75% , both unchanged from 60 days ago. Custom–Choice's Fixed Student Loans with rates from 3.35% to 17.17% , unchanged from 7, 30, 60, and 90 days ago. Their Variable Student Loans range from 3.56% to 17.22% , down from 7 days ago but up from 30 and 60 days ago, and lower than 90 days ago.

United States Senate student loans include Fixed Rates from 4.5% to 13.25% and Variable Rates ranging from 5% to 13.25% or 5.75% to 9.75% . All rates are unchanged from 7 and 30 days ago.

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