Personal Loans in Birmingham, AL

Looking for the best low loans in Hoover, AL? Compare personal loan offers from trusted local lenders to find rates that fit your budget and repayment style. It’s easy to get started and see your options side by side.

Today’s Personal Loan Rates & Analysis - Updated on 2025-OCT-11

Credit Union Loan Rates - Trends & Analysis:

Redstone has a Credit builder loan with an APR of 1% , which has stayed the same over the past 90 days. Their HELOC–classic has a rate of 7.88% today, down from 8.12% 30 days ago. The Personal line of credit/overdraft is at 12.29% APR, also lower than it was 30 and 60 days ago. Affinity has a Certificate secured loan with an APR of 2% , which is unchanged from both 7 and 30 days ago. Their Personal loan has a 12.5% APR that has also stayed steady over the past month. The Privateline overdraft protection rate is 14.25% today, down from 14.75% 30 days ago but the same as 7 days ago.

All In has a Certificate secured loan with an APR of 3% , which has stayed the same over the past 7, 30, 60, and 90 days. Their Open–end line of credit and unsecured loans have a fixed APR of 14.99% , also unchanged during these periods. Connexus has a Personal line of credit (flex) with an APR of 13.24% , which is unchanged from 7 and 30 days ago but lower than 30 days ago. The Personal line of credit (flexplus) has a rate of 11.74% , also steady from 7 days ago and down from 30 days ago.

Avadian s boat loans with an APR of 5.75% , which has stayed the same over the past 7 days. Home improvement loans for 36 months have a rate of 8.24% , also unchanged from a week ago. Both rates provide clear terms for borrowers looking for specific loan types. Affinity Plus has a Credit builder loan with an APR of 6% , which has stayed the same over the past 7, 30, 60, and 90 days. The Bicycle loan has an APR of 8.49% , also unchanged from a week to three months ago.

Alabama has a Lifestyle loan with an APR of 6.75% , which has stayed the same over the past 7, 30, and 60 days. The Line of credit, overdraft & installment loans have a 10.75% APR, also unchanged during that time. Baxter has a Personal loan with an APR of 8.39% , which has stayed the same over the past 90 days. The Personal line of credit has an APR of 8.99% , down from 9.24% 30 days ago. Both rates have been steady compared to 7 days ago. Pen Air has a personal loan with an APR of 7.9% , which has stayed the same over the past 7, 30, 60, and 90 days. Their personal line of credit has a fixed APR of 14.9% , also unchanged from 7 and 30 days ago.

Pentagon has a personal loan with an APR of 7.99% today, unchanged from it was 7 days ago. This rate is lower than the 8.99% seen 30, 60, and 90 days ago. Delta Community has a personal loan APR of 8.25% today, which is lower than the 8.75% rate from 7, 30, 60, and 90 days ago. The rate has dropped compared to each of those previous periods. Navy Federal Credit Union’s debt consolidation loan and home improvement loan both have an APR of 8.74% today. These rates are unchanged from 7 and 30 days ago but lower than the 8.99% rate seen 30, 60, and 90 days ago. The personal expense loan also shares this same APR pattern.

Consumers has a personal loan (unsecured) with an APR of 8.99% today. This rate has stayed the same compared to 7 and 30 days ago. No changes have been reported for this loan in the past month. University s Personal loans with an APR of 9.14% , which has stayed the same over the past 7 and 30 days. Their Unsecured loans have a 10.24% APR, also unchanged from one week and one month ago.

🏦 All Local Lenders in Birmingham, AL

Lender NameBranch AddressOffice ServicesLender Snapshot
LEGACY COMMUNITY FEDERAL CREDIT UNION
200 CORPORATE RDG BIRMINGHAM AL 35242
ATM
Drive-Thru
P2P
E-Statements
Assets: $644,020,795
Deposits: $46,921,494
Net Worth: $86,160,762
Employees: 115
Members: 39,206
LEGACY COMMUNITY FEDERAL CREDIT UNION
100 CORPORATE RDG STE 200 BIRMINGHAM AL 35242
P2P
E-Statements
Assets: $644,020,795
Deposits: $46,921,494
Net Worth: $86,160,762
Employees: 115
Members: 39,206
AMERICA'S FIRST FEDERAL CREDIT UNION
2 INVERNESS CENTER PKWY HOOVER AL 35242
ATM
Drive-Thru
P2P
E-Statements
E-Signature
Assets: $2,514,666,869
Deposits: $241,463,130
Net Worth: $284,700,495
Employees: 436
Members: 195,392
NEIGHBORHOOD TRUST FEDERAL CREDIT UNION
22 INVERNESS CENTER PKWY HOOVER AL 35242
P2P
E-Statements
Assets: $18,887,248
Deposits: $2,172,634
Net Worth: $4,505,172
Employees: 12
Members: 3,228
GARDEN ISLAND FEDERAL CREDIT UNION
22 INVERNESS CENTER PKWY STE 400 HOOVER AL 35242
P2P
E-Statements
E-Signature
Assets: $116,593,978
Deposits: $10,331,423
Net Worth: $16,469,725
Employees: 20
Members: 7,212
OMAHA PUBLIC POWER DIST EMP FEDERAL CREDIT UNION
2700 CORPORATE DR STE 120 HOOVER AL 35242
P2P
E-Statements
E-Signature
Assets: $32,897,080
Deposits: $1,822,364
Net Worth: $7,921,045
Employees: 3
Members: 2,998
LANAI FEDERAL CREDIT UNION
22 INVERNESS CENTER PKWY STE 400 HOOVER AL 35242
E-Statements
Assets: $35,362,171
Deposits: $1,239,529
Net Worth: $3,943,962
Employees: 4
Members: 1,945
HEALTHPLUS FEDERAL CREDIT UNION
2700 CORPORATE DR HOOVER AL 35242
E-Statements
E-Signature
Assets: $10,490,920
Deposits: $1,941,500
Net Worth: $1,240,276
Employees: 6.0
Members: 2,708
NORTH ALABAMA EDUCATORS CREDIT UNION
22 INVERNESS CENTER PKWY STE 400 HOOVER AL 35242
P2P
E-Statements
E-Signature
Assets: $132,987,180
Deposits: $11,512,592
Net Worth: $10,234,095
Employees: 34
Members: 10,764
SOCIAL SECURITY CREDIT UNION
2700 CORPORATE DR STE 200 HOOVER AL 35242
P2P
E-Statements
Assets: $33,487,951
Deposits: $3,173,980
Net Worth: $7,808,788
Employees: 5
Members: 2,771
APCO EMPLOYEES CREDIT UNION
6400 TATTERSALL PARK DR BIRMINGHAM AL 35242
ATM
Drive-Thru
P2P
E-Statements
Assets: $3,509,874,314
Deposits: $347,253,658
Net Worth: $491,414,926
Employees: 169
Members: 85,419
GENUINE PARTS CREDIT UNION
7400 CAHABA VALLEY RD BIRMINGHAM AL 35242
P2P
E-Statements
Assets: $10,586,987
Deposits: $382,120
Net Worth: $2,460,583
Employees: 3
Members: 1,512
AVADIAN CREDIT UNION
420 OLD HIGHWAY 280 BIRMINGHAM AL 35242
ATM
Drive-Thru
P2P
E-Statements
E-Signature
Assets: $1,391,318,072
Deposits: $84,784,665
Net Worth: $125,249,681
Employees: 283
Members: 97,051
LAKEHURST NAVAL FEDERAL CREDIT UNION
22 INVERNESS CENTER PKWY STE 400 HOOVER AL 35242
P2P
E-Statements
Assets: $37,620,355
Deposits: $3,228,751
Net Worth: $4,577,981
Employees: 6
Members: 1,914
ELECTRICAL FEDERAL CREDIT UNION
22 INVERNESS CENTER PKWY HOOVER AL 35242
P2P
E-Statements
E-Signature
Assets: $50,841,339
Deposits: $2,033,519
Net Worth: $6,091,290
Employees: 6
Members: 4,045
HOTEL AND TRAVEL INDUSTRY FEDERAL CREDIT UNION
2700 CORPORATE DR STE 120 HOOVER AL 35242
P2P
E-Statements
E-Signature
Assets: $39,863,719
Deposits: $923,182
Net Worth: $3,450,640
Employees: 8.0
Members: 4,582

🏘️ All the Lenders Available in Shelby County, AL

✅AMERICAS FIRST CREDIT UNION
✅MUTUAL SAVINGS 60501 CREDIT UNION
✅LEGACY COMMUNITY FEDERAL CREDIT UNION
✅ECO CREDIT UNION
✅APCO EMPLOYEES CREDIT UNION
✅COOSA PINES FEDERAL CREDIT UNION
✅AVADIAN CREDIT UNION
✅NEIGHBORHOOD TRUST FEDERAL CREDIT UNION
✅GARDEN ISLAND FEDERAL CREDIT UNION
✅OMAHA PUBLIC POWER DIST EMP FEDERAL CREDIT UNION
✅LANAI FEDERAL CREDIT UNION
✅HEALTHPLUS FEDERAL CREDIT UNION
✅NORTH ALABAMA EDUCATORS CREDIT UNION
✅SOCIAL SECURITY CREDIT UNION
✅GENUINE PARTS CREDIT UNION
✅LAKEHURST NAVAL FEDERAL CREDIT UNION
✅ELECTRICAL FEDERAL CREDIT UNION
✅HOTEL AND TRAVEL INDUSTRY FEDERAL CREDIT UNION

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