GARDEN ISLAND FEDERAL CREDIT UNION

Welcome to Garden Island, where we prioritize your financial well-being and community connection! Nestled at 22 Inverness Center Pkwy Ste 400, Hoover, AL 35242, our credit union has been serving members since 1938 with a commitment to providing exceptional financial services tailored to your needs. With over 7,212 members benefiting from our offerings, we're more than just a financial institution; we're your partner in achieving your financial goals. At Garden Island, we proudly manage assets totaling an impressive $116,593,978. This strength allows us to provide competitive loans and savings options that empower our members to thrive. Our dedicated team of 20 employees, led by CEO Shane Corregedore and Board President Owen Ota, works tirelessly to ensure that each member receives personalized service and support. While you can visit us at our branch location for all your banking needs, please note that official correspondence should be directed to the same address: 22 Inverness Center Pkwy Ste 400, Hoover, AL 35242-4879. With total deposits reaching $10,331,423 and total loans exceeding 3,810, we're committed to fostering a robust financial ecosystem for our members. Additionally, our net worth stands strong at $16,469,725, reflecting our stability and dedication to long-term success. We invite you to explore how Garden Island can help you navigate your financial journey. Whether you're looking for savings accounts or loans tailored for your lifestyle, our team is here for you. Feel free to reach out at 205-408-5300 or visit us online at Garden Island to learn more about membership eligibility and account options. Join us today and experience the difference a community-focused credit union can make!

At Garden Island, we believe that everyone deserves a chance to be part of a supportive financial community. Becoming a member is simple and welcoming! If you're living, working, or attending school in our area, you're likely eligible for membership. We want to make banking accessible and beneficial for you, providing tailored services that meet your needs. To check the detailed eligibility criteria, feel free to visit our website at http://www.gardenislandfcu.com/membership . Once you're ready to join us, opening an account is a breeze! You can find all the necessary information about the account opening process by visiting https://www.loanliner.com/loanrequest/clppresenter/loanlist.aspx?cuid=16301243&loanlistid=694&channelid=7855192209351194523&locationid=4186026805238201728&isframed=f . If you have any questions or need assistance, don't hesitate to give us a call at (205) 408-5300. We're excited to help you embark on your journey with Garden Island and enjoy all the advantages that come with being part of our family!

At Garden Island, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. With our commitment to transparency and member service, we're proud to share insights about our financial strength. With a net worth of $16,469,725, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 1413 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $20,512,522 in share certificates and $4,774,069 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $13,375,564 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity is robust; with $47,400 in used auto loans and a total of $52,851,359 in loans and leases available to support your financial goals across various sectors. Our net income of $122,988 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 20 full-time employees ready to serve you with a knowledgeable and committed team. Net Shares (Funds available for lending and investments): $2,637,035. Total Share and Deposit Accounts: 12,311, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Garden Island is your trusted partner. Visit us at 22 Inverness Center Pkwy Ste 400 Hoover AL 35242 or call 205-408-5300 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov based on the latest results.