Genuine Parts Birmingham AL Credit Union

Introduction

Welcome to Genuine Parts, your trusted credit union nestled in the heart of Birmingham, Alabama at 7400 Cahaba Valley Rd, 35242. Since our establishment in 1937, we have been dedicated to serving our community, fostering a sense of belonging and financial well-being among our 1,512 members. As a member-driven institution, we prioritize your needs and strive to provide personalized financial solutions that empower you to reach your goals. At Genuine Parts, we are proud of our robust financial foundation. With total assets amounting to an impressive $10,586,987 and total deposits reaching $382,120, we ensure that your savings are secure and working for you. Our commitment to responsible lending is reflected in our total loans and leases of 434, providing essential support for various needs within our community. We believe in transparency and accountability, which is why we're pleased to share that our net worth stands at $2,460,583. This financial strength allows us to continue investing in services that benefit you directly. Our dedicated team of just 3 employees, led by CEO Holly McPherson and Board President Leslie Beck, works tirelessly to deliver exceptional service while maintaining a personal touch. While members can visit us at our branch address for all their banking needs, official correspondence should be directed to the same location at 7400 Cahaba Valley Rd, Birmingham, AL 35242. For any inquiries or assistance, feel free to reach out via phone at 800-299-4411 during our operating hours from 8 AM to 5 PM on weekdays. Join us as we continue to build a brighter financial future together. Explore what Genuine Parts has to offer by visiting our website at gpcu.net. We look forward to welcoming you into our family!

Branch History & Mission

At Genuine Parts, we take pride in our rich history and unwavering commitment to our community in Birmingham, Alabama. Since opening our doors in 1937, we have grown from a small credit union to a trusted financial partner for over 1,500 members. Our branch, located at 7400 Cahaba Valley Rd, Birmingham, AL 35242, has become a cornerstone of support and service for individuals and families alike. Over the decades, Genuine Parts has continuously evolved to meet the changing needs of our members. Our total assets have reached an impressive $10,586,987, reflecting our stability and the trust placed in us by our members. We are dedicated to providing accessible financial services that empower our community. Whether through offering loans or savings options, our mission is clear: to enhance the financial well-being of our members while fostering a sense of belonging. Our operating hours are convenient for everyone open Monday through Friday from 8 AM to 5 PM making it easy for you to visit us for your banking needs. While we currently do not offer ATM or drive-thru services, we ensure that all members have access to essential banking functions online. You can easily manage your accounts through online banking and enjoy features like e-statements and person-to-person payments. Genuine Parts believes in giving back. We actively participate in community outreach initiatives that make a positive impact locally. By partnering with various organizations, we strive to support education, health initiatives, and other vital programs that enrich lives in Birmingham. While members can visit us at 7400 Cahaba Valley Rd Birmingham Al 35242, official correspondence should be sent to 7400 Cahaba Valley Rd, Birmingham, AL 35242. If you have questions or need assistance, please don't hesitate to call us at (800) 299-4411. Join us today at Genuine Parts and experience firsthand the benefits of being part of a credit union that truly cares about its members and their community! Visit our website at gpcu.net for more information on how we can help you achieve your financial goals. Together, let's build a brighter future!

Branch Location & Accessibility

Welcome to the Genuine Parts branch, conveniently located at 7400 Cahaba Valley Rd in Birmingham, Alabama. Nestled in Shelby County, our branch is easy to reach and surrounded by local landmarks, making it a convenient stop for all your banking needs. Whether you're headed to the nearby shopping centers or just passing through, we invite you to drop by and experience our friendly service. Our branch is designed with accessibility in mind. With ADA-compliant features and ample parking available, we ensure that every member can easily visit us without any hassle. If you need assistance, our staff is always ready to help you navigate your banking journey. We understand that your time is valuable, so we offer operating hours from 8 AM to 5 PM on weekdays, allowing you to manage your finances during convenient times. Please note that while members can visit us at this location for services like ATM access, we do not currently offer drive-thru services. However, we remain committed to providing top-notch customer service inside the branch. For any official correspondence, please send it to the same address: 7400 Cahaba Valley Rd, Birmingham, AL 35242. If you have questions or need assistance, don't hesitate to give us a call at 800-299-4411. We look forward to welcoming you soon!

Member Eligibility

At Genuine Parts, we believe that becoming a member is like joining a family that truly cares about your financial well-being. If you're looking to enjoy the benefits of our community-focused services, you'll be glad to know that membership is open to individuals who work for or are affiliated with Genuine Parts Company, as well as their family members. This inclusive approach means more people can access our personalized banking solutions right here at our branch located at 7400 Cahaba Valley Rd Birmingham Al 35242. We strive to make the process simple and welcoming. To learn more about the specific eligibility requirements, feel free to check out the details on our website at . Joining us is easy! Simply give us a call at (800) 299-4411, and our friendly team will guide you through the account opening process. We're here to support you every step of the way, ensuring you feel valued and informed as you take this important step towards financial empowerment.

Business Banking & Commercial Services

Merchant Services That Matter

Imagine a world where your payment processes are seamless and reliable. Our merchant services empower you to accept payments effortlessly, ensuring that you can focus on what you do best running your business. Whether you're a small retailer or a growing service provider, our solutions adapt to your needs, making it easier for your customers to pay and for you to manage transactions. At Genuine Parts, we're not just about numbers; we're about building relationships that foster success. Connect with us today at (800) 299-4411 to explore how we can help your business thrive!

Tailored Commercial Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $0 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $0, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

A Commitment to Convenience

We know that many people have busy schedules, so we aim to provide services that fit seamlessly into your life. If you ever have questions or need assistance, don't hesitate to reach out! You can contact us at (800) 299-4411, and our friendly team will be happy to assist you with any inquiries. Our hours of operation from 8 AM to 5 PM on weekdays ensure that we are available when you need us most. While we currently focus on ATM services, our commitment remains strong in ensuring that every member feels supported and valued.

Banking Made Easy

One of the key services we offer is ATM Services Only. This means that even if you need quick access to your cash, our ATMs are ready to serve you. Imagine you're out and about in Birmingham; with our ATM services, you can withdraw cash anytime without the hassle of finding a bank branch.

Digital Banking Features

In today's fast-paced world, digital solutions can make a big difference. That's why at Genuine Parts, we emphasize the importance of online banking options. Our members enjoy the convenience of managing their accounts from anywhere through our secure online platform. Need to check your balance or transfer funds while at home? It's just a few clicks away!

Join Us Today!

We invite you to experience the benefits of being a member at Genuine Parts. With our location in Birmingham, AL, you'll find not only a supportive community but also financial services designed with your needs in mind. Visit us or give us a call at (800) 299-4411 today! Let's work together towards achieving your financial goals.

Digital & Online Banking

Key Features

Our online banking platform, available at https://gpcu.net/ , allows you to check balances, pay bills, and transfer funds with just a few clicks. You can also enjoy the convenience of e-statements, making it easier to stay organized and reduce paper clutter. Plus, our person-to-person transfer feature lets you send money to friends or family quickly and securely. For those on the go, our mobile application provides all the functionality you need right at your fingertips. Whether you're out shopping or relaxing at home, you can manage your account effortlessly. Although mobile payments are not currently offered, the app ensures you have everything necessary for effective account management.

Security and Convenience

We prioritize your security while providing user-friendly features that enhance your banking experience. While electronic signature authorization is not available yet, our commitment to protecting your information remains strong. We continuously update our systems to ensure that your personal data is safe. With all these features combined, Genuine Parts makes it simple for members to take control of their financial lives. Experience the ease of real-time account management and enjoy peace of mind knowing that you're in good hands with us. Join us today and see how our digital banking services can work for you!

Financial Strength

Committed Team

We also take pride in having 3 full-time employees and 0 part-time employees who are dedicated to serving you with a knowledgeable team ready to assist whenever needed. With total share accounts reaching 1,674, it's clear that many trust us with their finances.

Conclusion

Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Genuine Parts is your trusted partner. Visit us at 7400 Cahaba Valley Rd Birmingham Al 35242 or call (800) 299-4411 to learn more about how we can help you achieve your financial goals.

Lending Support

We support our members' financial goals with $78 in used auto loans and $2,781,968 in total loans and leases. This lending capacity ensures we can meet various needs while helping you achieve your dreams. Our operational efficiency is evident in our $-19,868, which empowers us to continue offering competitive loan rates and solid financial products for our members.

Member-Centric Approach

Members' savings are secured through $0 in share certificates and $0 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. In addition to this, our $2,217,374 in undivided earnings allows us to reinvest in innovative banking tools and stronger lending options to serve our members better.

Solid Financial Health

With a net worth of $2,460,583, we maintain robust financial health, allowing us to offer better rates, lower fees, and enhanced member services. This solid foundation reflects our commitment to ensuring that our members receive the best possible experience. Our net worth ratio of $2,316 demonstrates a stable capital base, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $1,163,794 in used vehicle loans and $812,747 in new vehicle loans already helping members get on the road. Whether you're eyeing a sporty coupe or a reliable family sedan, our financing options are designed to suit your budget and lifestyle.

Mortgage Loans

Thinking about homeownership? Our mortgage options make buying or refinancing simple. We currently offer Junior Lien 1-4 Family Residential Properties loans totaling $0, ensuring you have the support you need throughout the home buying process. Our team is ready to assist you with any questions regarding eligibility or refinancing opportunities.

Unsecured Credit Card Loans

For those looking for flexible spending solutions, we also offer unsecured credit card loans. While we currently have a total of $0 in these loans, our competitive terms can help you manage your finances effectively without collateral. At Genuine Parts, we strive to provide personalized service and transparent loan options tailored to your needs. If you have questions about refinancing or eligibility for any of our products, don't hesitate to reach out. For more information or to start your loan application, contact us at (800) 299-4411 or visit us at 7400 Cahaba Valley Rd Birmingham Al 35242, Birmingham, AL. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. Let us help you take the next step towards fulfilling your financial aspirations!

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GENUINE PARTS CREDIT UNION