America’s First Hoover AL Credit Union | Best Auto Loans & Quick Personal Loans

Introduction

Welcome to America's First at our Inverness Branch, located at 2 Inverness Center Pkwy, Hoover, AL 35242. Since our establishment in 1936, we have been dedicated to serving our community and providing exceptional financial services tailored to meet your needs. With a thriving membership of 195,392 and total assets of $2,514,666,869, we pride ourselves on our commitment to fostering a supportive environment for our members. At America's First, we understand that banking is more than just transactions; it's about building relationships. Our experienced team, led by CEO Bill Connor and Board President Ross Mitchell, is here to help you navigate your financial journey with confidence. Whether you're looking for personal banking solutions like checking accounts or loans or exploring business banking options, we've got you covered. While members can visit us at our branch location, official correspondence should be sent to the same address: 2 Inverness Center Pkwy, Hoover, AL 35242-4809. Our financial health reflects our dedication to our members boasting total deposits of $241,463,130 and net worth of $284,700,495, we are well-positioned to support your financial goals. With over 436 employees ready to assist you and a range of services including auto loans and online banking, we're here to make your experience smooth and rewarding. Curious about how we can assist you today? Don't hesitate to reach out! Give us a call at 205-995-0001, or visit our website at amfirst.org for more information. Join us as we continue to build a brighter financial future together!

Branch History & Mission

At America's First, we take pride in our rich history and unwavering commitment to serving the community of Hoover, Alabama. Since our doors first opened in 1936, we have been dedicated to providing exceptional financial services tailored to the needs of our members. Our branch, located at 2 Inverness Center Pkwy, has evolved over the decades into a trusted financial partner for nearly 195,392 members. Our mission is straightforward yet profound: to empower individuals and families by offering personalized banking solutions that enhance their financial well-being. We believe that everyone deserves access to quality financial services, and we strive to create a welcoming environment where our members feel valued and supported. Whether you're looking for checking accounts, auto loans, or mortgage financing, our dedicated team is here to assist you every step of the way. As we reflect on our journey, it's important to recognize some key milestones. Over the years, we have grown significantly, now boasting total assets of over $2.5 billion. This growth is a testament to the trust our members place in us and our commitment to responsible banking practices. Additionally, we are proud to offer modern conveniences such as online banking and mobile payment options, ensuring that managing your finances is easy and accessible. At America's First, community involvement is at the heart of what we do. We actively engage in local outreach efforts and partnerships that aim to uplift those around us. From sponsoring local events to supporting education initiatives, we are deeply invested in making a positive impact in Hoover and beyond. For those who wish to visit us, our branch is open from 9:00 AM to 5:00 PM Monday through Thursday and until 6:00 PM on Fridays. We also provide convenient drive-thru services and ATM access for your banking needs. While members can visit us at 2 Inverness Center Pkwy, official correspondence should be sent to our mailing address at 2 Inverness Center Pkwy, Hoover, AL 35242-4809. If you're looking for a credit union that prioritizes your financial health while fostering community spirit, we invite you to join America's First. Experience firsthand the benefits of membership with us today! For more information or to open an account online, please visit our website.

Branch Location & Accessibility

Convenient Access and Nearby Landmarks

You can find us nestled near local landmarks that make our branch easily recognizable. With ample parking available, visiting us is hassle-free. Our branch is designed with accessibility in mind, featuring ADA-compliant entrances and ramps to ensure everyone can enjoy our services comfortably. While members can visit us at 2 Inverness Center Pkwy, official correspondence should be sent to the same address. If you're ever in the area perhaps visiting the nearby parks or shopping centers stop by and see how we can help with your financial needs.

Full Range of Services

At America's First, we provide a comprehensive range of banking services tailored for both personal and business needs. From checking and savings accounts to auto loans and mortgage options, our friendly team is ready to guide you through every step. For those on the go, we also offer ATM access and drive-thru banking for quick transactions like deposits and withdrawals.

Get in Touch!

Have questions or need assistance? Don't hesitate to reach out! You can give us a call at 205-995-0001. We're eager to serve you, so come visit us at America's First Inverness Branch today!

Welcoming Operating Hours

We understand that life can be busy, which is why we offer flexible operating hours. Our lobby is open from 9:00 am to 5:00 pm from Monday through Thursday, and until 6:00 pm on Fridays. This gives you plenty of time to drop by during your lunch break or after work.

Member Eligibility

At America's First, we believe that everyone deserves a supportive financial community to help them thrive. Joining us is simple and welcoming! If you live, work, or worship in certain areas of Alabama, or if you're related to someone who is already a member, you're eligible to become part of our family. We're here to provide you with great services like checking and savings accounts, loans, and more all designed with your needs in mind. To learn more about the specific eligibility criteria, feel free to visit our detailed page at this link. Getting started is easy! You can open an account by visiting us at 2 Inverness Center Pkwy, Hoover, AL 35242, or simply call us at 205-995-0001 for assistance. We can't wait to welcome you into the America's First community and support you on your financial journey! For those ready to take the next step, you can find all the details about opening an account here.

Business Banking & Commercial Services

Merchant Services That Matter

In addition to loans, we offer merchant services that simplify payment processing for your business. Imagine easily accepting payments from customers, whether they pay with a card or mobile wallet. This not only improves cash flow but also enhances customer satisfaction two vital elements for any successful business. Located at 2 Inverness Center Pkwy Hoover Al 35242, Hoover, AL, we're here to partner with you on your journey toward success. If you're ready to take the next step, give us a call at (205) 995-0001 or visit us today!

Supporting Your Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $34 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $12 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $14,884,162, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Auto Loans & Vehicle Financing

Thinking about purchasing a new vehicle? Our Auto Loans & Vehicle Financing services can help make that dream a reality. Picture yourself driving off in the car you've always wanted, all while enjoying competitive rates and flexible terms tailored just for you.

Business Banking

If you're a business owner, check out our Business Banking services which include merchant services and business loans. We know how vital it is to have reliable financial support while running your business, so let us help fuel your growth!

Convenient Access

Your time matters to us! That's why we offer ATM & Cash Withdrawal Services, along with basic drive-thru banking for deposits and withdrawals. Need cash quickly? Our ATMs allow you to withdraw funds or check balances without stepping inside the branch. We invite you to visit us at 2 Inverness Center Pkwy Hoover Al 35242 in Hoover or give us a call at (205) 995-0001 during our operating hours: Monday through Thursday from 9:00 am - 5:00 pm and Friday from 9:00 am - 6:00 pm. Discover how America's First can assist in achieving your financial goals today! For more information about all our services, feel free to explore our website.

Credit Cards with Rewards

Don't forget about the benefits that come with spending! Our Credit Cards with Rewards allow you to earn points on everyday purchases which can be redeemed for travel, merchandise, or even cashback. It's an easy way to make your money work harder for you.

Mortgage Loans & Refinancing

For those ready to settle down, our Mortgage Loans & Refinancing services provide the support you need to buy your first home or refinance an existing mortgage for better rates. We believe everyone deserves a place they can call home, and we're here to guide you through the process every step of the way.

Personal Banking

Managing your finances is easier with our Personal Banking options. We offer both checking and savings accounts designed to help you save for your dreams or keep your everyday spending organized. Imagine having instant access to your funds anytime through our convenient online and mobile banking platforms. With features like e-statements and mobile payments, keeping track of your money has never been simpler.

Personal Loans & Debt Consolidation

Life can throw unexpected expenses your way, but with our Personal Loans & Debt Consolidation, getting back on track is achievable. Whether it's for medical bills, home repairs, or consolidating debt into one manageable payment, our friendly team will work closely with you to find the best solution.

Digital & Online Banking

Key Features

Enjoy the convenience of e-statements, which allow you to view your account activity online rather than waiting for paper statements. This not only saves trees but also helps you keep track of your spending in real-time. Plus, if you ever need to sign documents, our electronic signature authorization feature makes it simple and quick. For those on the go, our mobile application brings banking right to your fingertips. You can use it for mobile payments, making everyday purchases easier than ever. And when it comes to sending money to friends or family, our person-to-person transfer feature allows for quick and easy transactions no cash needed!

Security & Accessibility

Security is a top priority at America's First. We use advanced security measures to ensure that your information is protected while you're banking online or through our app. Our services are designed with you in mind easy to navigate and perfect for managing your accounts whether you're at home or out and about. In a world where convenience matters, America's First is committed to providing you with all the tools you need for effective financial management. Experience the ease of digital banking today!

Financial Strength

At America's First, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We understand that in today's world, having a reliable financial partner is essential. That's why we prioritize maintaining robust financial health to serve you better. With a net worth of $284,700,495, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 11.31% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $593,125,482 in share certificates and $205,559,879 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $280,830,625 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports members' financial goals across various sectors with $71132 in total auto loans and $1,966,742,791 in total loans and leases. Our operational efficiency is reflected in our net income of $0, which enables us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 411 full-time employees and 25 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. Total Share Accounts stand at 369393, showcasing a strong and growing member base that trusts us with their finances. Net Shares available for lending and investments amount to $585914. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, America's First is your trusted partner. Visit us at 2 Inverness Center Pkwy Hoover Al 35242 or call 205-995-0001 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Loan Offering

Additional Information

We encourage potential borrowers to explore eligibility options and learn more about how our loan offerings can benefit them by visiting our website: America's First. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Whether it's purchasing a new vehicle or securing a mortgage for your dream home, America's First is committed to providing personalized service and competitive rates tailored just for you. Don't hesitate to reach out with any questions or visit us during our operating hours from 9:00 am - 5:00 pm Mon-Thu and 9:00 am - 6:00 pm Fri. Your financial journey starts here!

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $750,972,118 in used vehicle loans and $447,431,231 in new vehicle loans already helping members get on the road. We also have options for refinancing your existing auto loan, making it easier to adjust payments according to your current situation.

Business Loans

For business owners looking to expand their ventures, our outstanding commercial loans totaling $14,884,162 provide the capital needed for growth. We understand that businesses have unique financing needs and are here to support your journey toward success.

Mortgage Loans

Thinking about homeownership? Our mortgage options include Junior Lien 1-4 Family Residential Properties loans totaling $178,150,760, making buying or refinancing simple. We believe that securing a roof over your head should be straightforward and stress-free. If you're interested in refinancing an existing mortgage, our team can help guide you through the process.

Unsecured Credit Card Loans

Managing day-to-day expenses? We also offer flexible terms on unsecured credit card loans, with a total of $43,761,685 in loans helping members manage their finances effectively. This option allows you to cover unexpected costs without worrying about high-interest rates.

Loan Aggregator

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Americas First