Personal Loans in Oswego, NY

Looking for a personal loan in Oswego, NY? Compare offers from local credit unions and lenders to find low rates and terms that fit your budget—right here in your community.

Today’s Personal Loan Rates & Analysis - Updated on 2025-OCT-11

Credit Union Loan Rates - Trends & Analysis:

Affinity has a Certificate secured loan with an APR of 2% , which is unchanged from both 7 and 30 days ago. Their Personal loan has a 12.5% APR that has also stayed steady over the past month. The Privateline overdraft protection rate is 14.25% today, down from 14.75% 30 days ago but the same as 7 days ago. Connexus has a Personal line of credit (flex) with an APR of 13.24% , which is unchanged from 7 and 30 days ago but lower than 30 days ago. The Personal line of credit (flexplus) has a rate of 11.74% , also steady from 7 days ago and down from 30 days ago.

Corning has a fixed–rate personal loan with an APR of 8.74% , which has stayed the same over the past 7, 30, and 60 days. The share–secured personal loan has a lower APR of 4.49% , also unchanged from 7 and 30 days ago. Greylock s an unsecured personal loan up to $25, 000 with an APR of 7.75% , which has stayed the same over the past 7 and 30 days. For smaller amounts, personal loans up to $2, 500 have an APR of 9.99% , also unchanged from a week and a month ago.

Affinity Plus has a Credit builder loan with an APR of 6% , which has stayed the same over the past 7, 30, 60, and 90 days. The Bicycle loan has an APR of 8.49% , also unchanged from a week to three months ago. Empower Personal loans have a 6.49% APR today, unchanged from 7 and 30 days ago but higher than 30 days ago when the rate was 5.49% . There are no other products listed for comparison. The Summit has a Personal loan with an APR of 6.95% , which is unchanged from both 7 and 30 days ago. The Consolidation loan has a rate of 9.25% , also steady compared to the past week. Both rates have remained stable over the recent period.

Mid–Hudson Valley s personal loans and debt consolidation loans with an APR of 7.49% today, which has not changed from 7 or 30 days ago. Their line of credit has a 12.99% APR, also steady over the same periods. Baxter has a Personal loan with an APR of 8.39% , which has stayed the same over the past 90 days. The Personal line of credit has an APR of 8.99% , down from 9.24% 30 days ago. Both rates have been steady compared to 7 days ago. Pentagon has a personal loan with an APR of 7.99% today, unchanged from it was 7 days ago. This rate is lower than the 8.99% seen 30, 60, and 90 days ago.

Municipal has a Direct deposit loan with an APR of 7.99% today, unchanged from it was 7 days ago. There’s no change in the rate compared to the previous week. Delta Community has a personal loan APR of 8.25% today, which is lower than the 8.75% rate from 7, 30, 60, and 90 days ago. The rate has dropped compared to each of those previous periods. United Nations has a line of credit with an APR of 14% , down from 14.25% over the past 7, 30, 60, and 90 days. Their unsecured personal loan has an APR of 8.45% , which is also lower than the 8.7% rate seen during the same periods.

Broadview personal loans have an APR of 8.49% for terms up to 1 year, which is unchanged from 7 and 30 days ago but lower than 60 and 90 days ago. For a 2–year term, the APR is 8.74% , steady from a week ago and down from rates seen 60 and 90 days earlier.

🏦 All Local Lenders in Oswego, NY

Lender NameBranch AddressOffice ServicesLender Snapshot
OSWEGO TEACHERS EMPLOYEES FEDERAL CREDIT UNION
90 W UTICA ST OSWEGO NY 13126
P2P
E-Statements
Assets: $53,882,693
Deposits: $2,369,495
Net Worth: $6,647,054
Employees: 8
Members: 2,409
COMPASS FEDERAL CREDIT UNION
131 GEORGE ST OSWEGO NY 13126
ATM
Drive-Thru
P2P
E-Statements
Assets: $91,898,362
Deposits: $14,337,068
Net Worth: $13,682,644
Employees: 24
Members: 7,997
COMPASS FEDERAL CREDIT UNION
448 COUNTY ROUTE 1A OSWEGO NY 13126
ATM
P2P
E-Statements
Assets: $91,898,362
Deposits: $14,337,068
Net Worth: $13,682,644
Employees: 24
Members: 7,997
COMPASS FEDERAL CREDIT UNION
110 W 6TH ST OSWEGO NY 13126
P2P
E-Statements
Assets: $91,898,362
Deposits: $14,337,068
Net Worth: $13,682,644
Employees: 24
Members: 7,997
COMPASS FEDERAL CREDIT UNION
300 W 1ST ST OSWEGO NY 13126
P2P
E-Statements
Assets: $91,898,362
Deposits: $14,337,068
Net Worth: $13,682,644
Employees: 24
Members: 7,997
COMPASS FEDERAL CREDIT UNION
SUNY OSWEGO OSWEGO NY 13126
P2P
E-Statements
Assets: $91,898,362
Deposits: $14,337,068
Net Worth: $13,682,644
Employees: 24
Members: 7,997
OSWEGO COUNTY FEDERAL CREDIT UNION
90 E BRIDGE ST OSWEGO NY 13126
ATM
Drive-Thru
P2P
E-Statements
E-Signature
Assets: $135,639,938
Deposits: $9,073,862
Net Worth: $15,488,991
Employees: 53
Members: 13,351
OSWEGO COUNTY FEDERAL CREDIT UNION
262 W SENECA ST OSWEGO NY 13126
ATM
Drive-Thru
P2P
E-Statements
E-Signature
Assets: $135,639,938
Deposits: $9,073,862
Net Worth: $15,488,991
Employees: 53
Members: 13,351
EMPOWER FEDERAL CREDIT UNION
100 GEORGE ST OSWEGO NY 13126
ATM
Drive-Thru
P2P
E-Statements
E-Signature
Assets: $3,759,853,763
Deposits: $238,547,679
Net Worth: $365,681,043
Employees: 581
Members: 277,374

🏘️ All the Lenders Available in Oswego County, NY

Customers are also interested in:

Online Loan Apply Personal Loan