Welcome to Oswego Teachers Employees Federal Credit Union, proudly serving the financial needs of our members since 1961. Located in Oswego, NY, we are committed to empowering our community through personalized financial services and a steadfast dedication to member satisfaction. Under the leadership of CEO Joseph Dwyer and Board President Edward Stacy III, our mission is to provide accessible banking solutions that foster trust and transparency, making us a reliable partner in your financial journey.

As a member-focused institution, we understand the importance of modern banking conveniences. Our offerings include online banking, a user-friendly mobile application, and person-to-person transfer capabilities, ensuring you have the tools needed for seamless transactions. We also prioritize security with NCUA insurance, safeguarding your deposits since June 28, 1971. At Oswego Teachers Employees Federal Credit Union, we believe in building strong relationships with our members while providing essential services like e-statements and credit card rewards. Explore more about how we can serve you at https://www.oswegoteacherscu.org/ or reach us at 3153422205 for any inquiries.

At Oswego Teachers Employees, we pride ourselves on providing a comprehensive suite of financial services tailored to meet the diverse needs of our members. Whether you're looking for personal banking solutions, auto loans, or support for your small business, our offerings are designed to help you manage your finances effectively. Our services include Personal Banking with Checking and Savings Accounts, Auto Loans and Vehicle Financing, Mortgage Loans and Refinancing, Personal Loans and Debt Consolidation, as well as Business Banking options like Merchant Services and Business Loans. With the ability to access Online Banking and our user-friendly Mobile Application, managing your finances has never been easier. You can conveniently transfer funds between accounts or send money to friends and family through Person-to-Person Transfers, ensuring you stay connected in today’s fast-paced world.

We understand that life is full of milestones that require financial planning, whether it's buying a new car or expanding your business. That's why we offer tools like E-Statements for easy tracking of your accounts and a focus on digital accessibility to ensure you're always in control of your financial journey. Membership at Oswego Teachers Employees is open to those who meet certain eligibility criteria—details can be found at . If you're considering financing options, exploring loan rates or comparing different products is simple with resources available at https://www.lendmesh.com/loans/personal_loans . Should you need personalized support or have any questions about our services, feel free to reach out via fax at (315) 342-2205. We’re here to assist you every step of the way as you navigate your financial goals with confidence.

Oswego Teachers Employees Credit Union stands as a pillar of trust and reliability within the financial landscape of New York. With a committed total membership of 2,409, our credit union is dedicated to serving the unique needs of our community. Our impressive total assets amounting to 53,882,693 reflect our strong financial health, ensuring that members can count on us for their banking needs.

The foundation of any reputable financial institution lies in its net worth, which currently stands at 6,647,054. This robust figure not only signifies our stability but also reinforces our ability to invest in services that benefit our members. Our consistent net income of 72,065 further demonstrates our effective management and operational efficiency, allowing us to provide competitive products tailored to your financial goals.

We take pride in the trust placed in us by our members, evident from the total deposits we have accumulated—2,369,495. This trust fuels our capacity to support member needs through a diverse range of loans and leases, totaling 2,103. Whether it’s for personal loans, auto financing, or business solutions, Oswego Teachers Employees is here to facilitate your aspirations with dedicated service from our talented team of 8 employees.

Our net worth ratio of 1,234 is an indicator of our sound capital structure, providing peace of mind that we are well-equipped to navigate economic changes while continuing to serve you effectively. Additionally, we offer a variety of lending options, including a commendable credit card loan volume of 224 and an auto loan volume reaching 512, ensuring that we meet the diverse needs of all our members.

In a world where transparency and accountability are paramount, Oswego Teachers Employees Credit Union embodies these values by maintaining open lines of communication and providing clear insights into our performance metrics sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov .

Take the next step towards achieving your financial goals with confidence. Compare real-time loan offers today at https://www.lendmesh.com/loans/personal_loans and find the best rates for your needs.