OSWEGO COUNTY FEDERAL CREDIT UNION

Welcome to Oswego County, your trusted financial partner since 1975! Located at 262 W Seneca St, Oswego, NY 13126, we are proud to serve our community with dedication and care. As a member of our credit union, you are part of a family that values your financial well-being and strives to meet your unique needs. With over 13,351 members and total assets exceeding $135 million, we offer a range of services designed to help you thrive. While members can visit us at our branch location, official correspondence should be sent to our mailing address: PO Box 310, Oswego, NY 13126. At Oswego County, we understand the importance of community impact; that's why we've worked hard to provide more than just banking services. We are here to support local families and businesses with products like auto loans, mortgage loans, and personal financing options. Under the leadership of our CEO William Carhart and Board President Harrison Greeney, our team of 53 employees is dedicated to delivering personalized service. Whether you're looking to open an account or explore loan options, we make it easy for you to manage your finances with tools like online banking and mobile applications. With total deposits reaching $9,073,862 and robust loan offerings amounting to 11,996 loans and leases, we're equipped to help you achieve your financial goals. Our commitment to transparency is reflected in our net worth of $15,488,991 and cash on hand totaling $2,359,703. We invite you to visit us or give us a call at 315-326-0138. Discover how Oswego County can assist you in building a brighter financial future! For more information about our services or to join our credit union family today, please check out our website at oswegofcu.org.

At Oswego County, we take pride in our rich history and commitment to our community. Founded in 1975, our branch has been a cornerstone of financial support for residents in Oswego, NY. With over 13,000 members and total assets reaching an impressive $135,639,938, we have grown alongside the community we serve. Located at 262 W Seneca St, Oswego, NY 13126, our branch is conveniently situated near local landmarks, making it easy for members to access our services. While members can visit us at this address, official correspondence should be sent to PO Box 310, Oswego, NY 13126. Our mission is clear: to provide exceptional financial services while fostering a spirit of community. We believe that everyone deserves access to quality banking options, and we strive to support our members through personalized service and innovative solutions. From checking and savings accounts to auto loans and credit cards with rewards, we are dedicated to helping individuals achieve their financial goals. Over the years, we've embraced advancements in technology to enhance member experiences. Our online banking platform allows for easy management of accounts from anywhere, while mobile applications keep you connected on the go. We also prioritize accessibility with ADA-compliant facilities and services. Our commitment extends beyond financial transactions; we actively engage with the community through various outreach programs and partnerships. Whether it's supporting local events or providing educational resources about money management, we aim to make a positive impact in Oswego. As we look forward to the future, we invite you to join us at Oswego County. Experience firsthand the benefits of being a member of our vibrant credit union. Together, let's build a stronger community! For more information or to open an account today, please visit our website or call us at 315-326-0138.

Welcome to Oswego County, your friendly financial partner located at 262 W Seneca St in beautiful Oswego, NY! We pride ourselves on being conveniently situated near local landmarks, making it easy for you to stop by for all your banking needs. Whether you're just around the corner or coming from further away, our branch is designed with accessibility in mind, featuring ADA-compliant entrances and ample parking to ensure everyone can visit us comfortably. While members can visit us at 262 W Seneca St, official correspondence should be sent to PO Box 310, Oswego, NY 13126. This ensures that your important documents reach us without delay. Our branch operates during welcoming hours: from 9 AM to 5 PM on Monday and Tuesday, 8:30 AM to 5 PM on Wednesday, and from 8:30 AM to 5:30 PM on Thursday and Friday. We understand that life can be busy, so we've tailored our hours to fit your schedule. Need cash in a hurry? Our ATM is available right outside for your convenience. Plus, we offer drive-thru banking so you can complete simple transactions like deposits and withdrawals without leaving your car. At Oswego County, we are more than just a place for transactions; we're here to help you with personal banking services like checking and savings accounts, auto loans, mortgages, credit cards with rewards, and more. If you have questions or need assistance, don't hesitate to reach out at 315-326-0138. We invite you to come visit us soon our friendly team is ready to welcome you and assist with all your financial needs!

At Oswego County, we believe that everyone deserves a chance to be part of a caring and supportive financial community. If you're looking to join us, becoming a member is straightforward! To qualify for membership, you simply need to live, work, worship, or attend school in Oswego County. This welcoming approach ensures that our services are accessible to those who truly need them. Once you're eligible, the benefits of membership unfold like a warm invitation think personalized financial advice, competitive rates on loans, and a range of convenient banking options designed just for you. Getting started is easy! You can find more details about eligibility and how to become a member by visiting our website at https://www.oswegofcu.org/oswego-county-federal-credit-union-membership/ . When you're ready to open an account, simply head over to https://oswegofcu-oao.unifi-digitalbanking.com/open-account . If you have any questions or want to talk to someone directly, feel free to call us at (315) 326-0138. We're here to help you every step of the way!

At Oswego County, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We are proud to share that our financial health reflects our commitment to you, ensuring that your investments and savings are in safe hands. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. With a net worth of $15,488,991, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,140 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $24,500,394 in share certificates and $7,959,239 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $14,978,323 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity is robust with $1,264 in used auto loans and $104,786,258 in total loans and leases, supporting members' financial goals across various sectors. Our operational efficiency is reflected in our $0, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 53 full-time employees and 0 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. Net Shares (Funds available for lending and investments): $940,586. Total Share and Deposit Accounts: 30,250, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Oswego County is your trusted partner. Visit us at 262 W Seneca St Oswego Ny 13126 or call (315) 326-0138 to learn more about how we can help you achieve your financial goals.