Compass Oswego NY Credit Union | Low Mortgage Rates & Auto Loans

Introduction

Welcome to Compass Credit Union, your trusted partner in achieving financial success since 1966. Located at 448 County Route 1A, Oswego, NY 13126, we are dedicated to serving our community with a personal touch. Our commitment to you is reflected not only in the strong relationships we build but also in our impressive financial standing, boasting total assets of $91,898,362 and total deposits of $14,337,068. At Compass, we pride ourselves on being more than just a financial institution; we are a community hub with 7,997 members who trust us for their banking needs. Our team of 24 employees, led by CEO Jennifer Rupert and Board President Michael Pisa, is here to ensure you receive the highest level of service. Whether you're looking for auto loans, mortgages, or personal banking solutions, we have tailored options to meet your needs. While members can visit us at our branch location in Oswego, official correspondence should be sent to our mailing address at 131 George Street, Oswego, NY 13126. With our net worth standing at an impressive $13,682,644 and cash in hand totaling $1,181,388, you can rest assured that your financial future is secure with us. As we continue to grow and support our members through various services including online banking and mobile access, we invite you to explore all that Compass Credit Union has to offer. For inquiries or assistance, feel free to reach out to us at (315) 349-0115. Visit our website at compassfcu.com for more information or stop by today!

Branch History & Mission

Join Us Today

As we look forward to the future, we invite you to become part of the Compass family. Whether you're looking for your first savings account or need assistance with a loan application, our friendly team is here to help you every step of the way. Experience firsthand how Compass is more than just a credit union; we're a community partner committed to your financial success. For more information about membership or to explore our services further, don't hesitate to contact us at 315-349-0115 or visit us online at Compass FCU. Join us today and let's grow together!

Our Evolution

Since opening our doors, Compass has consistently focused on meeting the needs of our members. We have embraced change and adapted to the evolving financial landscape while maintaining our core values of trust and service. Over the years, we have expanded our offerings to include a wide range of financial products such as checking and savings accounts, auto loans, mortgages, personal loans, and credit cards with rewards. Our commitment to providing excellent service has helped us foster strong relationships within the community. We are also proud to offer modern conveniences like online banking and mobile applications that enhance accessibility for our members. These advancements ensure that everyone can manage their finances easily and securely from anywhere. With ATM availability at our branch and personalized services tailored to individual needs, we strive to create a welcoming environment for all.

Our Mission

Our mission at Compass is clear: We are dedicated to empowering individuals and families in Oswego by providing them with exceptional financial services while nurturing a sense of community. We believe that when our members thrive financially, so does the entire community. This mission drives us to actively participate in local outreach initiatives and partnerships that support various causes and organizations within Oswego. While you can visit us at our main location on County Route 1A for all your banking needs, we also encourage you to send any official correspondence to our mailing address at 131 George Street, Oswego, NY 13126.

Branch Location & Accessibility

Accessible Services

At Compass, we take accessibility seriously. Our branch complies with ADA standards, providing ramps and other features to make sure everyone can visit comfortably. If you're in a hurry, you'll be pleased to know that we offer an ATM on-site for quick cash withdrawals and balance checks.

Convenient Location

Nestled just off the main thoroughfare, our location is easily accessible for both locals and visitors. If you're nearby, you might recognize us from landmarks like the Oswego River or the vibrant local parks. We also offer ample parking right outside our doors, ensuring that your visit is hassle-free.

More Than Just Banking

We pride ourselves on providing a full range of services tailored to meet your needs. From personal banking options like checking and savings accounts to auto loans and even business banking solutions, we've got something for everyone. Plus, with online and mobile banking available, managing your finances has never been easier! If you have any questions or would like more information about our services, don't hesitate to reach out! Call us at (315) 349-0115 or better yet, come see us in person. We can't wait to assist you at Compass!

Operating Hours

Our lobby hours are welcoming as well! You can visit us from 9:00 AM to 4:00 PM, Monday through Friday. Whether you need assistance opening a checking account or want to discuss loan options, our friendly staff is ready to assist you during these hours. While members can visit us at 448 County Route 1A Oswego Ny 13126, official correspondence should be sent to our mailing address at 131 George Street, Oswego, NY 13126.

Member Eligibility

Becoming a member of Compass feels like joining a family that truly cares about your financial well-being. Located at 448 County Route 1A Oswego Ny 13126, we welcome individuals who live, work, worship, or attend school in the Oswego area. Whether you're looking for personal banking solutions or planning for your future, our community-oriented approach ensures that you receive personalized service tailored just for you. The membership process is straightforward and inclusive, designed to make you feel right at home. For more detailed information on eligibility criteria, please visit us at http://www.compassfcu.com/membership/ . Opening an account with us is just as easy! If you're ready to take the next step, simply check out our account opening details at http://www.compassfcu.com/membership/ . Should you have any questions or need assistance, don't hesitate to reach out to us at (315) 349-0115. Join us today and experience the benefits of being part of the Compass community!

Business Banking & Commercial Services

Business Loans to Fuel Your Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs. Although we currently have no member or non-member commercial loans, we are dedicated to developing solutions that can help you achieve your goals in the future. Imagine having the funds you need to expand your storefront or invest in new technology. With our competitive loan options, we aim to make these dreams a reality when the time comes for financing.

Merchant Services for Smooth Transactions

In addition to loans, we also offer merchant services that can simplify payment processing for your business. Picture a busy Saturday at your shop: customers are ready to buy, but if you can't accept payments efficiently, sales could slip away. Our merchant services provide a reliable way for your customers to pay whether through credit cards or digital wallets ensuring you capture every sale without hassle. Located at 448 County Route 1A Oswego Ny 13126 in Oswego, NY, we're here to support your business's financial journey. If you're interested in learning more about how our services can benefit you, don't hesitate to reach out at (315) 349-0115. Let's work together to build a thriving future for your business!

Comprehensive List Of Services

Business Banking

For local business owners, we offer specialized services like merchant services and business loans tailored to support your growth. We know how vital it is for businesses in our community to have reliable financial partners, and we're here to help you thrive.

Convenience at Your Fingertips

We pride ourselves on offering convenient access to your accounts through ATM & cash withdrawal services, ensuring you can get your money when you need it. With basic ATM access available for balance checks and withdrawals, managing your finances has never been easier. At Compass, we believe that everyone deserves access to quality financial services without hassle. Our friendly team is always ready to assist you whether you visit us in person or connect with us online. Ready to explore all that we have to offer? Give us a call at (315) 349-0115 or visit our website at Novelis Plant. We look forward to serving you!

Credit Cards with Rewards

Enjoy shopping? Our credit cards with rewards program allows you to earn points on every purchase. Whether it's for groceries or travel, these rewards can add up quickly, making everyday spending more rewarding.

Loans and Financing

When it comes to financing major purchases or consolidating debt, our auto loans and vehicle financing options provide competitive rates that can fit any budget. If you're considering buying a home, our mortgage loans and refinancing services will guide you through every step of the process, ensuring you find the best deal possible. For those unexpected expenses or plans that require some extra cash, our personal loans and debt consolidation options are here to help you regain control.

Personal Banking

We understand that managing personal finances can be challenging. That's why we offer a variety of personal banking services including checking and savings accounts designed to suit different lifestyles. With our online and mobile banking options, you can easily check your balance, transfer funds, and pay bills from anywhere. Imagine being able to handle all your banking needs from the comfort of your home or on the go!

Digital & Online Banking

At Compass, we understand that convenience and security are essential in today's fast-paced world. That's why we offer a range of digital and online banking services designed to make managing your finances easier than ever. With 24/7 access to your accounts, you can handle your banking needs anytime and anywhere. One of the standout features is our online banking platform, available at https://www.compassfcu.com/ . This user-friendly service allows you to check balances, transfer funds, and pay bills with just a few clicks. Plus, if you prefer to manage your banking on the go, our mobile application is ready for download, giving you all the tools you need right at your fingertips. Keeping track of your financial statements is hassle-free with our e-statements option. You can view your account activity securely online without worrying about paper clutter or delays in receiving mail. Just log in to see your latest transactions! For those moments when you need to send money quickly, our person-to-person transfer feature is a lifesaver. It enables you to send money directly to friends or family without any fuss. And while we currently do not support mobile payments, we're constantly looking for ways to enhance our services for you. We prioritize your security. While we don't offer electronic signature authorization yet, rest assured that all transactions on our platform are protected by advanced security measures. With these digital tools at Compass, managing your finances has never been easier or more secure. Join us today and experience banking designed with you in mind!

Financial Strength

A Dedicated Team

Our achievements are made possible by our dedicated team of professionals. We proudly employ 22 full-time employees and 2 part-time employees, ensuring our branches are always ready to serve you with knowledgeable assistance.

Commitment to Growth

Our success also shows in our ability to reinvest in the community. With $12,761,758 in undivided earnings, we constantly work to improve our services and introduce innovative banking tools that make managing your finances easier than ever. Whether it's through stronger lending options or enhanced security measures, we are dedicated to serving you better.

Community Trust

The strength of our community is reflected in the 17,384 total share accounts we manage, demonstrating a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Compass is your trusted partner. Visit us at 448 County Route 1A Oswego Ny 13126 or call (315) 349-0115 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results.

Member-Centric Savings

Your savings are secure with us. We have $8,929,154 in share certificates and $3,237,050 in money market shares, which provide stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Strong Financial Health

With a net worth of $13,682,644, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,489 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Supporting Your Financial Goals

We understand that every member has unique needs. That's why we offer a diverse range of lending options, including $573 in used auto loans and $52,491,805 in total loans and leases. These figures highlight our capacity to support your financial goals across various sectors.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $8,567,876 in used vehicle loans and $3,473,298 in new vehicle loans already helping members get on the road. We provide financing options for both new and used vehicles, making it easier for you to find the right fit for your lifestyle.

Credit Lines

For those looking for additional flexibility, our total credit lines stand at $15,000,000. This option can help you manage expenses better by providing access to funds when needed without the pressure of fixed repayments.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $9,586,158, make buying or refinancing simple. We aim to support you through every step of the process so that you can focus on creating a home rather than worrying about financing.

Refinancing Options

If you're considering refinancing any existing loans or exploring eligibility options, our team is here to guide you through the best choices available. We believe in empowering our members with information and resources that simplify the borrowing process. For inquiries about any of our loan products or to discuss your options further, feel free to reach out to us at 315-349-0115. You can visit us at our branch located at 448 County Route 1A Oswego NY 13126, where our dedicated staff is ready to assist you from 9:00 am - 4:00 pm Mon - Fri. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. At Compass, we are committed to providing clear information and practical solutions for all your lending needs.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $4,123,494 in loans helping members manage their finances effectively. These cards come with rewards and benefits designed to suit everyday spending needs.

Loan Aggregator

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COMPASS FEDERAL CREDIT UNION